Your needs are evolving as much as your family is growing. With your kids progressing
in their education, your small business being ready for expansion, or your retirement
coming soon, you just can’t leave to chance the charge of safe-guarding your financial
future. You need the help of a professional financial partner who will show you
the way to achieving your goals. AXA Philippines gives you what you need through
financial solutions as they are customized with you with the use of our proprietary
FNA tool by our expert Financial Advisors in our branch offices, or Financial Executives
in Metrobank branches.
Investment-linked Life Insurance Products
Life BasiX provides your family Financial Protection, while at the same time,
builds up your long-term investments for future expenses. Because for the first
5 years, around 65% of your premium payments goes to AXA Investment Funds, then
on the 6th year and onwards, all your payments* will go to investments. And based
on your risk preference, you can choose the AXA investment fund that fits your needs.
aXelerator allows you to rev up your goals and take the fast track to your
dreams with a plan that is designed to build up investments earlier and faster than
regular insurance. Around 65% of your premium payments for the first 3 years goes
to the AXA Investment Fund of your choice and as early as the 4th year onwards,
all your payments* go to investments as well.
*net of cost of insurance and other charges, if any
Ambition X is a single-pay product that offers long-term growth through variable
returns from professionally-managed funds, to help you achieve your long-term plans.
3G-Xceed is a single-pay product that provides security for your investment
through guaranteed capital and returns plus potential for growth through variable
upsides from actively-managed funds, to secure your long-term goals.
academiX is a special offer of aXelerator packaged with Bright Rider Plus, is
designed to provide for education expenses through high-earning potential AXA investment
funds and guaranteed contingency education fund in case of the parent’s untimely demise.
Traditional Life Insurance Products
XpresDegree is a savings plan for parents like you who wants to secure a
guaranteed education fund for your child in case anything happens to you. You only
need to save for 5 years to get access to yearly withdrawable cash for the next
10 years, and receive a lump-sum amount on the 15th year. Guaranteed.
XpresPension is a savings plan simply designed to provide you a guaranteed
retirement fund and at the same time, provide your family with financial coverage
in case you suddenly pass away. It provides you access to yearly withdrawable cash
as early as 1 year after the end of your payment period.
Assure is a lifetime coverage plan that has guaranteed cash value that accumulates
over time as well as possible dividend earnings that you can enjoy during your lifetime.
Assure Plus gives you twice the coverage PLUS additional accident insurance
during the paying period compared to Assure.
Assure Health is designed to alleviate your financial concerns should you
find yourself facing life-threatening illnesses or prolonged hospital confinements.
Supplements You Can Add
Increase your life insurance coverage and get enhanced financial protection with
supplements and riders that you can add to your basic life insurance plan. With
our wide range of supplements and riders, you receive additional benefits for you
and your loved ones, at a very minimal cost.
Secure provides for a pre-determined cash benefit in the event of Death,
Dismemberment, Disablement and/or Major Burns caused by accidents.
Protector is a renewable and convertible supplement that provides additional
insurance coverage upon death. Renewable options: 1-year, 5-year, and 10-year terms.
This supplement may be attached to any of the basic plans of AXA Philippines.
Shield protects the insured from the unexpected costs of critical illnesses. If the insured
is diagnosed of having any of the 31 covered critical illnesses during supplement coverage period,
AXA Philippines will pay the rider Sum Insured. This advanced benefit will not in any way diminish
the basic life insurance coverage.
Care provides daily hospital income (DHI) in the event that the insured is
confined to the hospital due to a illness or injury. It provides for twice the DHI
benefit in the event that the insured is confined in the intensive care unit (ICU).
Waiver of Premium If the insured becomes totally and permanently disabled
prior to the attainment of age 60, all future premiums (except health supplements)
will be waived.
Payor’s Clause If the Payor passes away or becomes totally and permanently
disabled prior to age 60, or prior to the Insured’s attainment of age 21 (whichever
comes first) all future annual basic premiums will be waived until the Insured reaches
Bright Rider Plus provides additional benefit on top of the sum insured/death benefit, ensuring that the child
will receive a specific amount every year until he/she reaches the age of 21, should anything happen to the parent/insured.