| These investment-linked products give you a double-edged advantage: the protection of a life insurance plan and the flexibility of an investment. The nature of these products gives you greater opportunities for financial gain, as well as the freedom to choose your investment instruments, depending on your risk appetite. |
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| LOCKED & LOADED [Capital Protection + Unlimited Returns] |
| A rare investment opportunity for a limited time only. |
| Here’s your chance to pursue long-term financial goals with confidence! |
| For a limited time only from October 6 to 29, 2008, AXA offers to “lock-in” or protect your capital investment in single pay variable life insurance, while you enjoy its fully-loaded earning potential! |
| This rare opportunity provides the following benefits: |
- Capital Protection. The special "Locked & Loaded" fund gives you a rare opportunity to acquire variable life insurance that secures 100% of your capital investment at the end of the 5-year holding period. Simply put, it allows you to keep your capital intact.
- Unlimited Earning Potential. The "Locked & Loaded" fund also allows you to realize the maximum earning potential of your variable life insurance investment --- no caps, no limits, no boundaries! Yes, there are other alternatives that offer guaranteed returns, but they have caps on your returns! With "Locked & Loaded", there is no such trade-off because AXA shoulders the risk so you can enjoy the full potential of your investment at the end of the holding period.
- No Surrender Fees. With "Locked & Loaded", you can get the full amount of your account value at the time of withdrawal! No withdrawal fees or surcharges will be applied to your account.
- High Performance Funds. The special "Locked & Loaded" fund is able to give BOTH capital protection through investment in bonds issued by the Philippine Government, and unlimited earning potential through participation in the equity market. You therefore have nothing to lose and everything to gain from fund performance movements.
- Life Insurance Protection. Then of course, there is death benefit coverage of at least 125% of your capital, so that your loved ones are financially protected no matter what.
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| MYRETIREMENTPLUS |
| MyRetirementPlus is an Investment-linked Product (ILP) especially designed to help you secure your future retirement income, provide financial growth potential, and protect your family, so you can enjoy your retirement earlier. |
| MyRetirementPlus allows you to: |
- Retire earlier - MyRetirementPlus gives you the flexibility to choose your retirement age. You can retire earlier depending on how much you will need for your retirement years.
- Retire in comfort - Withdraw from your account value as a regular source of income upon retirement.
- Realize higher investment growth potential - Compared to Bank Time Deposits and many typical Pension Products, MyRetirementPlus provides a higher growth potential on your investment because it is invested in bonds, equities, and money market instruments, so you can have the funds to support your retirement lifestyle when you decide to stop working.
- Protect your loved ones - Should anything happen to you, the life protection component of MyRetirementPlus allows your beneficiaries to claim the death benefit of whichever has the highest value of the three:
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500% of your premium |
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Sum Insured |
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Account Value at the time of your loss | |
Its key features include:
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Level death benefit protection for your beneficiaries. |
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A choice of different funds across various financial instruments and sectors, which make it easy for you to design your particular investment mix according to your attitude towards risk and your investment requirements.
To understand your risk profile more, you can complete the Dr. Fund quick quiz. |
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Flexibility in premium payments which allows you to decide for how long and how much you will contribute to the policy according to your investment plan and insurance needs. |
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Loyalty Bonus will be paid on the 10th policy anniversary and every 5th policy anniversary thereafter as reward for keeping your policy in-force. |
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Waiver of annual premiums in the event you are physically unable to keep your policy going through the Waiver of Premium Supplement. |
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Index-linked Increase Endorsement helps protect your benefits against the effects of inflation (not applicable to Honey Peso Five). |
- DOWNLOAD: Peso Fund Fact Sheet
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| COLLEGEPLUS |
| A packaged solution designed for your child’s college education needs! CollegePlus consists of a personalized HoneyPeso product that provides for your child’s annual college tuition payments, and important financial protection supplements such as Care (Daily Hospitalization Income), Secure (Accidental Death Benefit), and Payor’s Clause. |
| It is available through the two HoneyPeso variants --- HoneyPeso Five and HoneyPeso Regular (with a 10th year premium holiday). It is an investment-linked product that gives both ample life insurance protection and the potential for higher investment returns which can be used to pay for your child’s education. Its key features include: |
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Two life protection options to choose from: level death benefit and increasing death benefit. |
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A choice of different funds across various financial instruments and sectors, which make it easy for you to design your particular investment mix according to your attitude towards risk and your investment requirements.
To understand your risk profile more, you can complete the Dr. Fund quick quiz. |
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Different premium choices allow you to decide how much you will contribute to the policy according to your investment plan and insurance needs. |
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Loyalty Bonus will be paid on the 10th policy anniversary and every 5th policy anniversary thereafter as reward for keeping your policy in-force. |
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Flexibility to combine with other insurance products as CollegePlus offers financial protection against accidents, disability as well as hospital and medical expenses. The attached Payor’s Clause will waive future premiums in the event that you are physically unable to keep your policy going. |
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Index-linked Increase Endorsement helps protect your benefits against the effects of inflation
(not applicable to Honey Peso Five). |
- DOWNLOAD: Peso Fund Fact Sheet
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| KID |
| An investment-linked education insurance product helps you plan for your child’s education. It also gives you life insurance protection up to age 100. Its key features include: |
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Level Death benefit protection for your child. |
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A choice of different funds across various financial instruments and sectors which make it easy for you to design your particular investment mix according to your attitude towards risk and your investment requirements.
To understand your risk profile more, you can complete the Dr. Fund quick quiz. |
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Different premium choices allow you to decide how much you will contribute to the policy according to your investment plan and insurance needs. |
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Loyalty Bonus will be paid on the 10th policy anniversary and every 5th policy anniversary thereafter as reward for keeping your policy in-force. |
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Flexibility to combine with other insurance products offers protection against major illnesses, accidents, disability as well as hospital and medical expenses. You can also opt for Waiver of Premium against total and permanent disability. |
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Premium Holiday gives you the flexibility to suspend your premium payments without disruption of your life protection. |
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Index-linked Increase Endorsement helps protect your benefits against the effect of inflation. |
- DOWNLOAD: Peso Fund Fact Sheet
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| HONEY |
| An investment-linked insurance plan that gives you life insurance protection up to age 100 while also helping you invest in investment vehicles of your choice. Its key features include: |
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Two life protection options for you to choose from: level death benefit and increasing death benefit. |
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A choice of different funds across various financial instruments and sectors which make it easy for you to design your particular investment mix according to your attitude towards risk and your investment requirements.
To understand your risk profile more, you can complete the Dr. Fund quick quiz. |
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Loyalty Bonus will be paid on the 10th policy anniversary and every 5th policy anniversary thereafter as reward for keeping your policy in-force. |
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Flexibility to combine with other insurance products offers protection against major illnesses, accidents, disability as well as hospital and medical expenses. You can also opt for Waiver of Premium against total and permanent disability. |
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Premium Holiday gives you the flexibility to suspend your premium payment without disruption of your life protection. |
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Index-linked Increase Endorsement helps protect your benefits against the effect of inflation
(not applicable to Honey Peso Five). |
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Available in US Dollar or Philippine Peso. |
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Notes: |
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Available in Peso and US Dollar denominations. |
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For HONEY Peso, you may choose to pay for only 5 years – the Honey Peso Five - or while the insured is still alive – Honey Peso Regular. |
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Honey Peso Five provides coverage until age 75 only. |
- DOWNLOAD:
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| HONEY PESO FIVE |
| An investment-linked insurance plan that helps you plan for retirement or simply for personal savings purposes. It also gives you life insurance protection up to age 75. Its key features include: |
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Level Death benefit protection for you. |
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A choice of different funds across various financial instruments and sectors which make it easy for you to design your particular investment mix according to your attitude towards risk and your investment requirements.
To understand your risk profile more, you can complete the Dr. Fund quick quiz. |
|
Different premium choices allow you to decide how much you will contribute to the policy according to your investment plan and insurance needs. |
|
Loyalty Bonus will be paid on the 10th policy anniversary and every 5th policy anniversary thereafter as reward for keeping your policy in-force. |
|
Flexibility to combine with other insurance products offers protection against major illnesses, accidents, disability as well as hospital and medical expenses. You can also opt for Waiver of Premium against total and permanent disability. |
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Premium Holiday gives you the flexibility to suspend your premium payments without disruption of your life protection. |
- DOWNLOAD: Peso Fund Fact Sheet
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| HONEY POT |
| An investment-linked insurance plan that gives you a lump sum investment opportunity. Its key features include: |
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A lump sum investment gives you the ease and added flexibility to invest. You may also place subsequent investments at any time to increase the potential to earn more returns. |
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A choice of different funds across various financial instruments and sectors which make it easy for you to design your particular investment mix according to your attitude towards risk and your investment requirements.
To understand your risk profile more, you can complete the Dr. Fund quick quiz. |
|
Different premium choices allow you to decide how much you will contribute to the policy according to your investment plan and insurance needs. |
|
Loyalty Bonus will be paid on the 10th policy anniversary and every 5th policy anniversary thereafter as reward for keeping your policy in-force. |
|
Flexibility to combine with other insurance products offers protection against major illnesses, accidents, disability as well as hospital and medical expenses. You can also opt for Waiver of Premium against total and permanent disability. |
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Premium Holiday gives you the flexibility to suspend your premium payments without disruption of your life protection. |
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Available in US Dollar or Philippine Peso. |
- DOWNLOAD:
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