With these limited-pay whole-life plans, you can enjoy lifetime insurance protection but be free from a lifetime of paying premiums! Plus, the guaranteed benefits you will be entitled to will allow you to plan ahead for the rest of your life.

ASSURE
Who knows exactly what the future holds? Hence you need to adopt a smarter approach to cover all contingencies just in case things don’t go as planned. We understand deep down your desires to pave a secure future for yourself and your loved ones. Therefore, we are pleased to bring you Assure, which lets you enjoy a wide range of benefits and protection as follows:

	Comprehensive Protection Gives You Total Peace of Mind
		Life Protection up to Age 100 – Set your mind at ease and focus your energy on achieving your special goals, while ensuring a secure future for you and your family.
		Supplementary Protection – You can combine Assure with a wide range of insurance products that we offer, to tailor-fit to your personal needs. Protection against major illnesses, accidents, disability and the financial burden caused by medical expenses, are all available for you to choose.
	Guaranteed Cash Value for Easy Future Planning
		Guaranteed Cash Value – Guaranteed by our company and shall be available to you upon surrender of the policy.
	Additional Returns from Dividends and Special Investment Bonus
		Dividends – Declared annually. You can choose to withdraw them or leave them with us to earn interest.
		1. Dividends are not guaranteed and rate may be changed by the Company, depending on its performance.
		2. The interest rate for accumulated dividends may be changed, from time to time, by the Company.
		Special Investment Bonus – A one-off bonus payable upon death or surrender of the policy after it has been in force for the required number of years and age as specified in the policy.
		3. Special investment bonus is not guaranteed and may be changed, from time to time, by the Company.
	Flexible Premium Payment Terms to Meet Your Needs
		Flexible Premium Payment Term – Payment terms of 5 years, 10 years and 20 years are available to meet with your different needs.
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SAVER
You have dreams and aspirations. And you want to achieve them, fast. Saver is a high-powered savings plan with guaranteed cash endowments that helps you get there sooner. With only 5 years or 10 years of premium payments, you will enjoy steady wealth growth over time and life protection up to age 100 providing you and your family with total peace of mind.

	Guaranteed Cash Benefits to Assure Steady Wealth Growth
		Guaranteed Cash Endowments Every 5 Years – With Saver, you will receive cash endowments guaranteed by our Company, each of which is at least equal to 10% of the basic sum insured on the 10th and 15th year policy anniversary and 15% on the 20th and 25th year policy anniversary. You are free to withdraw these guaranteed cash endowments or leave them with us to accumulate interest. The choice is yours.
		Guaranteed Cash Value – In addition to the guaranteed cash endowments, Saver also offers guaranteed cash value. Such cash value is available to you upon surrender of the policy, which helps you to plan ahead for a sound future.
	Additional Returns from Dividends and Special Investment Bonus
		Dividends to Help You Save – On top of your guaranteed cash value and guaranteed cash endowments, you can benefit from the dividends that may be declared by our Company to grow your wealth. Your dividends can be left with the Company to accumulate interest. Just sit back and let your money work for you!
		1. Dividends are not guaranteed and rate may be changed by the Company depending on its performance.
		2. The interest rate for accumulated dividends may be changed, from time to time, by the Company.
		Special Investment Bonus – Upon surrender of policy or in the unfortunate event of death, a one-off special investment bonus will be payable if the policy has been in force for 5 years.
		3. Special investment bonus is not guaranteed and may be changed, from time to time, by the Company.
	Comprehensive Protection Gives You Total Peace of Mind
		Life Protection up to Age 100 –Saver gives you life protection up to age 100. In the unfortunate event of death, your designated beneficiary will receive the basic sum insured, the accumulated dividends (if any) plus the special investment bonus (if any). You can be assured that your loved ones are well taken care of financially.
		Fixed Premium and Life Coverage – Under Saver, your premium for life protection is fixed and guaranteed to remain unchanged. Moreover, your life coverage is guaranteed until age 100 once the premium is fully paid, giving you total peace of mind.
		Supplementary Protection – You can combine Saver with a wide range of insurance products that we offer, to tailor-fit to your personal needs. Protection against major illnesses, accidents, disability and the financial burden caused by medical expenses, are all available to choose from.
	Flexible Premium Payment Terms to Meet Your Needs
		Flexible Premium Payment Term – Payment terms of 5 years and 10 years are available to meet your different needs.

DISCLAIMER: The financial products of AXA Philippines are not insured by The Philippine Deposit Insurance Corporation and are not guaranteed by METROBANK.