Health Care Access

A comprehensive and affordable health care plan that you and your family can count on even beyond retirement.

What is Health Care Access?

Health Care Access provides comprehensive health protection that's flexible and affordable. Health Care Access is a health care plan for individuals and all types of families to cover all their health care needs.

If you're an entrepreneur or freelancer without a health care plan yet, consider getting yourself and your family full health care coverage. If you're employed and already have health coverage from your HMO, you may want to add more protection on top of your existing coverage. With Health Care Access, you can get the total health protection you need.

A health care plan made for you

Health Care Access Prime

No health care plan yet for your family and yourself? Health Care Access Prime provides comprehensive coverage that you can rely on. This plan is ideal for:

  • Individuals and families
  • Entrepreneurs, freelancers, and consultants
  • Those looking for a comprehensive health care plan for themselves and their family.

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Health Care Access Lite

Already have HMO coverage from your company but need to supplement your current health protection? Health Care Access is designed to provide additional health coverage for you and your family on top of your existing health care plan or personal health fund.

  • Individuals and families
  • Employees with existing company-issued healthcare plans
  • Those looking for additional coverage against unexpected health setbacks
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Health Care Access features and benefits

Health Care Access benefits overview

Health Care Access Prime and Health Care Access Lite include all the features to ensure you are covered for any health setback. Learn more about the benefits and premiums of each plan type.

Choose from the following plan types:

Health Care Access Prime

Health Care Access Lite


PLAN 500KPLAN 1MPLAN 2MPLAN 4MPLAN 5M
Annual Benefit Limit (ABL)500,0001,000,0002,000,0004,000,0005,000,000
Inpatient Care TreatmentᵃUp to ABL
Room and Board CategoryᵇRegular Private up to 4,500Regular Private up to 4,500Large Private up to 6,500Executive Suite up to 15,000Executive Suite up to 15,000
Emergency Care TreatmentᵃUp to ABL
Outpatient Care TreatmentᵃUp to 25,000Up to 50,000Up to 75,000Up to 100,000Up to 125,000
Annual Physical ExamᶜBasic 7 ExamsBasic 7 Exams + Identified TestsBasic 7 Exams + Identified TestsBasic 7 Exams + Identified TestsBasic 7 Exams + Identified Tests
Dental CareCovered
Life & Accident Insurance50,000100,000200,000400,000500,000
Longevity Health Fund250,000500,0001,000,0002,000,0002,500,000

Legend:
a. Inpatient care, outpatient care, and emergency care benefit limits are subject to the plan’s indicated Annual Benefit Limit.
b. Room & board eligibility will be based on the type of room indicated in your chosen plan but subject to a maximum daily limit/cap amount and the plan’s Annual Benefit Limit.
c. Basic 7 exams include Physical examination, chest x-ray, urinalysis, fecalysis, CBC, FBS and total cholesterol.

Please refer to the policy contract for full details of your benefits

To give you a sample computation of the plan suitable for you, kindly provide us with a few info:

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