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Health eXentials

If you want to have funds for health emergencies that aren’t normally covered by your employer, Health eXentials is for you. Choose from Starter, Advance, and Deluxe packages to get cash benefits in case of critical illnesses like cancer, stroke, heart attack, Alzheimer’s, Parkinson’s, and kidney failure. And no – you don’t need to undergo medical examinations to get this health plan.

In an emergency, we know that cash makes it easier for you and your family to cope.

That’s why the benefits of Health eXentials are given to you in cash. You have full control over spending it as you deem fit. Your cash benefits are guaranteed, too, and gets paid out to you even after you’ve been reimbursed for any other health insurance plan, personal or company-provided.

Get set for any health emergency in 10 minutes or less. Simply pick a plan you can afford to pay monthly, fill out a short form, pay or check out, and you’re done!

Get a Free Quote.

I want to know how much health coverage I can get with my budget

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    Here's your Free Quote:

    By paying {[{ main.formatCurrency(main.form.monthlySaving) }]} every month until age 55, you can avail of the {[{ main.results.Package }]} Package which gives you the following benefits:

    Benefit Amount of Coverage
    Critical Condition (CC) Coverage P500,000 P750,000 P1,000,000
    Additional Coverage Should CC result in total and permanent disability P500,000 P750,000 P1,000,000
    Non-Smoker bonus P50,000 P75,000 P100,000
    Daily Hospital Income (DHI) Benefit P1,000 P2,000 P3,000
    Additional DHI in case of ICU Confinement P1,000 P2,000 P3,000
    One-time Surgical Reimbursement of Expense Resulting from Accident P50,000 P50,000 P50,000
    Health Bonus P150,000 P225,000 P300,000
    Bereavement Benefit P150,000 P225,000 P300,000
    Maximum Total Claimable Benefits P2,200,000 P3,865,000 P5,510,000
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Why Choose Health eXentials?

  • Buy online through AXA iON on your own or with the help of an AXA Financial Advisor.

  • Get as much as P5 Million in total health coverage until you turn 55 years old for as low as P59 per day.

  • Receive a lump sum amount in cash when you are found with any of the 35 covered critical conditions*.

  • Get 10% additional cash benefit if you are a non-smoker at the time of claim.

  • Get daily hospital cash benefit in case of hospital confinement for at least three days.

  • Receive double of the daily hospital cash benefit if you are admitted in the Intensive Care Unit.

  • Receive additional cash assistance in case the diagnosed critical condition renders you totally and permanently disabled.

  • Reimburse up to P50,000 in case you need to undergo surgery as a result of an accident.

  • Receive cash benefit when you turn 55 and weren't able to take advantage of your critical condition benefit.

  • Have the family receive a guaranteed bereavement benefit in case the insured dies within the covered period and due to causes other than the covered critical conditions.

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