TERMS AND CONDITIONS
PLEASE READ CAREFULLY THE FOLLOWING TERMS AND CONDITIONS OF USE, WHICH APPLY TO ALL VISITORS TO THIS SITE. BY VISITING THIS SITE, YOU AGREE TO ABIDE BY AND BE BOUND BY THESE TERMS AND CONDITIONS. IF YOU DO NOT AGREE TO THE TERMS AND CONDITIONS BELOW, DO NOT ACCESS THIS SITE, OR ANY PAGES THEREOF.
This AXA Philippines site is an information site intended both for AXA customers and for non-customers. The information contained on the site is given strictly for informative purposes and does not entail any legal commitment or contractual agreement on the part of AXA Philippines, which also reserves the right to modify its characteristics.
ACCESS AND USE
Access to the site is free. Costs of access to and use of the telecommunication network are to be paid by you, the Internet user, in accordance with the terms stipulated by your service provider and telecom operator. AXA Philippines grants you a limited license to access the site and use the services in accordance with these Terms and Conditions, as well as the instructions and guidelines posted on the site. AXA PHILIPPINES reserves the rights to terminate your license to use the site and services at any time and for any reason, or in the future, charge for commercial usage. Unauthorized use of this site and systems including but not limited to spamming, spam related activities, or disassemble, decompile, copy, modify or reverse engineer any of the software therein, or allow anyone else to do so, unauthorized entry into AXA Philippine's systems, misuse of passwords, or misuse of any information posted on a site is strictly prohibited. You agree not to collect, use or harvest any personally identifiable information from this site. You also agree not to copy any text, image, code or other content from this site without AXA Philippines explicit permission for it. This site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation.
The creation of hypertext links to the site is subject to the explicit prior approval of the sites administrator. AXA Philippines may not, under any circumstances, be held responsible for the hypertext links made to other sites from this site. Bear in mind that delays, omissions or inaccuracies are likely to occur because of the electronic transmission system.
The site may contain links to sites controlled or offered by third parties and not by AXA Philippines. AXA Philippines shall not be liable for any information, materials, products or services posted or offered at any of these third-party sites linked to this site. By participating in any promotion sponsored, endorsed or administered by third parties, you agree to a complete release of AXA Philippines from any claims or liabilities.
This site must be seen as an inseparable whole. Complete or partial reproduction or representation of the pages, the data and any other element constituting the site, by any process and on any support, is prohibited and constitutes, without the publisher's permission, an infringement of copyright. The brand names and/or logos featured on the site are owned or acquired under license contract by AXA.
Bear in mind that the confidentiality of correspondence is not guaranteed outside the computer network of AXA Philippines. It is up to each user in particular to take all appropriate steps to protect his own data and/or software against contamination by any viruses circulating on the Internet/web.
ABSENCE OF GUARANTEE
AXA Philippines endeavors to keep this site up to date. However, AXA Philippines does NOT guarantee the accuracy, adequacy, correctness, completeness or quality of any information or material presented on this site and expressly disclaims any liability for errors or omissions in the information or material. AXA Philippines does not provide any warranty of any kind, implied, expressed or statutory including but not limited to warranties of non-infringement of third party rights, title, merchantability, fitness for a particular purpose and freedom from computer virus.
LIMITATION OF LIABILITY
AXA Philippines, as well as any of its directors, officers, employees and/or representatives, shall in no case be held responsible for any direct or indirect damage, loss, or injury, serious or otherwise, resulting from a visit to or use of this site or linked sites, or the use of or reliance on any information or material of the site, or the inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, or associated with the site or visit to the site or linked sites, including without limitation special, incidental or consequential damages, losses or expenses.
Should any provision of these Terms and Conditions be or subsequently become invalid, illegal or unenforceable, these Terms and Conditions shall be deemed amended to delete therefrom the provision adjudicated invalid, illegal or unenforceable and the validity of the remaining provisions of these Terms and Conditions shall not be affected thereby. However, to the extent possible, any provision adjudicated invalid, illegal or unenforceable shall be replaced with a provision which most closely provides the intended result of the deleted provision.
AXA Philippines reserves the right to add to, modify or remove any of the provisions at any time.
CONTENT AND USE OF INFORMATION
All information provided to this site shall be deemed and remain the property of AXA Philippines, and AXA Philippines shall be free to use, for any purpose, any idea, concepts, know-how or techniques contained in the provided information, subject to the provisions on privacy detailed herein. Except as specifically required by Philippine law, AXA Philippines shall not be subject to any obligations of confidentiality regarding the provided information. By posting any content, you are granting permission to AXA Philippines and others to access and use it in connection with any service, the site and otherwise in connection with our business. In connection with your posted contents, you agree that you will not: (1) submit material that is copyrighted, protected by trade secret or otherwise subject to third party proprietary rights, including privacy and publicity rights, unless you are the owner of such rights or have permission from their rightful owner to post the material; (2) publish falsehoods or misrepresentations that could damage AXA Philippines or any third party; (3) submit URLs or contents that are unlawful, obscene, defamatory, libelous, threatening, pornographic, harassing, hateful, racially or ethnically offensive, or encourages conduct that would be considered a criminal offense, give rise to civil liability, violate any law, or is otherwise inappropriate; (4) offer or provide services whose subject matter is pornographic. Likewise, reference to political activities, political party meetings, demonstrations, fliers or petitions, as well as the propagation of political symbols is prohibited. Furthermore, posted contents which insult, belittle, or in other negative ways affect other users are also prohibited. If you violate any of these restrictions, AXA Philippines is authorized to deny or delete your posted content and/or cancel your right to use the site and/or services, without prior notice. AXA Philippines may do so in its sole discretion without any obligation to investigate. You will be liable to AXA Philippines for all direct and indirect damages for any violation of the above mentioned restrictions. You agree to indemnify AXA Philippines from all claims by third party resulting from your violation of the above restrictions.
INFORMATION WE SHARE
We do not share personal information with entities and/or individuals outside of AXA Philippines but, subject to the provisions of applicable Philippine laws, personal information may be: 1. Made available to any of AXA Philippines affiliated companies and/or any individual and/or entities associated with AXA Philippines, and in this regard, you consent to the transfer of your data outside of the Philippines; 2. Supplied with your consent to persons you have authorized in writing; 3. Disclosed to any government or appropriate regulatory authorities; and/or 4. Shared with entities and/or individuals outside of AXA Philippines or any of its affiliated if we have good-faith belief that processing and/or disclosure of the information is necessary to comply with laws or regulations or for purposed of AXA Philippines’ legitimate interest.
ACCESSING AND UPDATING YOUR PERSONAL INFORMATION
The user has a right of reasonable access, modification, correction and removal of data collected on this site, under the conditions stipulated by the Philippine data privacy laws and regulations unless we have to keep that information for legitimate business or legal purposes. When updating your personal information, we may ask you to verify your identity before we can act on your request. We may reject requests that are unreasonably repetitive, require disproportionate technical effort (for example, developing a new system), risk the privacy of others, or would be extremely impractical. Where we can provide information access and correction, we will do so for free, except where it would require a disproportionate effort. We aim to maintain our services in a manner that protects information from accidental or malicious destruction. Because of this, after you delete information from our services, we may not immediately delete residual copies from our active servers and may not remove information from our backup systems.