life basiX Plus

In case of your untimely demise, your family will receive a lump sum cash benefit equivalent to your life insurance coverage or the actual amount stated in your policy, whichever is higher.

Receive lump sum cash to pay for your treatment in case you are diagnosed with any of the 56 covered major critical conditions (such as cancer, stroke, and heart attack) and/or any of the 18 minor critical conditions (such as early stage cancer and dengue for aged 21 and below)

If you pass away before a major critical conditions claim is made, your loved ones will receive your remaining health coverage.

As long as your health coverage is fully paid, get financial support for your health expenses until age 100, even after your investment’s account value is fully withdrawn.

The Advanced Health Fund allows you to use a portion of your health coverage for health maintenance needs and other outpatient expenses.

Invest part of your premium payments to take advantage of AXA’s global expertise to grow your money for your long-term goals.

Frequent and regular payments can help build on returns, lower your average cost per share and help minimize the effect of market unpredictability. By making regular payments, you will be able to invest in more stocks or bonds when the market is low, and less when the market is high, allowing you to grow your money further despite an unpredictable market.

Make top-ups anytime, in addition to your regular payments, to your chosen AXA fund/s to help you reach your financial goals faster.

For as long as your policy is in-force, you will receive additional investments units to your policy on the 15th and 25th policy anniversary dates.

Enjoy the flexibility to change your chosen AXA fund/s up to eight (8) times a year if your personal growth, investment horizon and risk preference change in the future.

Have the option to withdraw from your Account Value for emergency purposes, or for any unexpected family expense. These are, however, subject to applicable charges.

Pay for at least 10 years to build your fund, after which, your recurring policy charges may be covered by your investment, as long as your funds are sufficient. You have the option to continue to pay longer than 10 years, if you wish to increase your investment.