Working the Night Shift? Get Protected for as Low as ₱59 a Day

10 September 2026 | 4 Min Read

While you’re on your way home after a long day, others are just getting started, such is the reality of working in the night shift. The unsung heroes at night—including healthcare professionals, call center agents, and other service workers—keep our society moving and functioning while most of us are asleep.  

According to the Philippine Statistics Authority, there were around 632,000 night-shift workers between 2023 and 2024. These individuals stay awake at night, sacrifice sleep, and work on schedules that differ from the typical daytime routine. Often, they also face unusual working conditions, including disruptions to sleep-wake cycles and hormonal imbalances, which can lead to several chronic health conditions and reduced functionality during daytime hours. 

Given these challenges, it is important for individuals within this work demographic to prioritize their health and overall well-being. Maintaining a healthy lifestyle and ensuring proper protection can significantly improve their condition, especially since working the night shift may expose them to higher health risks. 

Realities of working the night shift

With the passage of Republic Act No. 11701, employees working between 6:00 PM and 6:00 AM are entitled to an additional night shift differential pay of up to 20% of their hourly basic rate. Aside from this, the benefits of having a night shift also include reduced commuting stress and more time for daytime errands. However, these perks also come with major drawbacks, including a higher risk of accidents due to work fatigue and other health threats, such as: 

  • Circadian rhythm disruption – This occurs when your internal body clock is out of sync with the natural light-dark cycle. This mismatch often results in severe insomnia and difficulty functioning during the day or in socially acceptable hours. 
  • Metabolic and cardiovascular risks – Night shift work is commonly associated with metabolic syndrome, obesity, poor dietary habits, and increased risk of heart-related conditions. 
  • Mental health strain – Working unconventional hours can also affect a person’s psychological well-being, potentially leading to various mental health challenges. 
5 tips on how to thrive in a night shift environment 

In a setting where you’re exposed to various health risks, proper planning and mental conditioning are essential so you can continue to flourish. It may look difficult, but it is not impossible. For starters, here are some tips you can follow: 

Tip #1: Set up a sleep-friendly space. Create a quiet, dark, and cool environment to improve the quality of your sleep. It is also encouraged to keep a consistent sleep schedule. 

Tip #2: Stay physically active. Regular exercise helps maintain your energy levels and overall health. Prioritize recovery, not just rest. 

Tip #3: Eat well-balanced, healthy meals. While caffeine can help you stay alert during night shifts, proper nutrition plays an equally important role in helping your body cope with an irregular schedule. 

Tip #4: Build a strong social support group. Staying connected with family, friends, or colleagues can help reduce stress and isolation. 

Tip #5: Get your own protection plan to cover expenses for accidents and illness. While you may already have your own HMO, it’s worth considering an all-around insurance plan to better safeguard your well-being and keep you financially prepared while working under demanding conditions. 

Getting enough sleep, managing fatigue, and prioritizing your health are all essential parts of thriving on a night shift schedule. However, even with the best habits and routines, unexpected accidents or serious health concerns can still arise. For night shift employees, it’s just as important to safeguard your future against the unexpected. That’s why having an all-around protection can provide the support and peace of mind you need when life takes an unforeseen turn. 

AllShield has your back as you power through night shift 

For night-shift workers like you who continue to persevere despite challenging working conditions, AllShield has your back. For as low as ₱59/day, it offers all-around protection, giving you greater peace of mind in your workplace through the following benefits: 

  • Life Insurance Coverage – Receive a lump-sum benefit of ₱1.1 million to support your family’s needs when you’re taken out of the picture. Your loved ones may also receive an additional death benefit depending on the account value accumulated over the duration of your policy. 
  • Accidental Insurance Coverage – In the event of accidental death, an additional ₱1.1 million will be provided to your beneficiary. 
  • Critical Illness Benefit – If you are diagnosed with a covered critical illness, you will receive a lump sum of ₱240,000 to help ease the financial burden. This benefit complements your HMO coverage, helping reduce or even eliminate out-of-pocket expenses. 

Note: Benefit amounts shown are based on a 30-year-old female with a regular premium payment of ₱21,000 per year. 

By preparing for the potential risks that come with working unconventional hours, you can move and work with more confidence. Know you can have reliable financial support to aid you in case of health and accidents during your night shift. To learn more about our all-around insurance plan, AllShield, talk to an AXA Financial Partner today. 

 

Sources:  

https://laborlaw.ph/night-workers/ 

https://psa.gov.ph/statistics/isle/node/1684061968 

https://bmjopen.bmj.com/content/10/9/e034455 

https://pubmed.ncbi.nlm.nih.gov/38335102/ 

https://www.meegle.com/en_us/topics/work-shift/night-shift-challenges 

  

 

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