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Whether due to long work hours or to escape the hot and humid weather, Filipinos tend to seek shelter indoors as much as they can. The downside to this, however, is a vitamin D deficiency risk. A study revealed that out of 369 randomly selected Metro Manila office workers, 58% were Vitamin D-deficient. Vitamin D helps keep us healthy in many ways, but how much do you really know about what vitamin D can do for your body, and is it really worth all the hype? Let’s take a look at the different health benefits of vitamin D: Keeps bones, teeth, and muscles healthy. Vitamin D helps the body absorb calcium and phosphorus which are key minerals for bone and oral health. It may also help increase muscle strength, which in turn helps prevent falls and fractures in older people. Lessens risks of infections. Vitamin D also supports the immune system and helps in the prevention of autoimmune diseases such as lupus, which can cause chronic inflammation and damage in several tissues and organs. In a report, Clinical Nutrition Support Specialist Dr. Mercedita Macalintal shared that vitamin D is important for bone health, as well as keeping infection and inflammation at bay. Minimizes risk of developing cancer and chronic diseases.  A study by Harvard Health revealed that people with the lowest serum levels of vitamin D were more likely to suffer from strokes and heart diseases compared to those with the highest levels of the vitamin. A separate study by Harvard Health also reported that vitamin D can reduce cancer cell growth, help control infections, and reduce inflammation which helps minimize the risk of developing chronic diseases like cardiovascular disease, type 1 diabetes, tuberculosis, and certain types of cancer.Supports weight loss. Have you heard that extra calcium and vitamin D may have an appetite-suppressing effect that may support weight loss? According to a study from the British Journal of Nutrition, people who took daily calcium and vitamin D supplements lost more weight and fat mass than people who only followed a diet plan. To ensure you have enough vitamin D in your body, eat a balanced diet, take vitamin D supplements, and have ample exposure to the sun between 10am to 3pm for about 15 to 30 minutes. Consult your doctor for your annual check-up and they may include a simple blood test to detect a vitamin D deficiency, X-ray examination to check the strength of the bones, and other necessary tests.A simple vitamin D deficiency can be the root of many health conditions. While contracting a serious illness is already concerning, the corresponding medical bills are yet another potential problem. Take the extra step to protect your health and your finances with AXA Philippines’ best-in-class health plan, AXA Global Health Access. This plan covers reimbursement for vitamins like vitamin D alongside top-notch medical services.This plan offers up to P175 million for inpatient as well as outpatient treatment, with the option for US coverage. AXA Global Health Access also offers worldwide emergency assistance, annual health check-ups or medical screening with follow-up consultations, expert advice from medical practitioners anytime, anywhere, and mental health counseling from licensed psychiatrists.Protect your health and finances by reducing the health risks brought on by a lack of vitamin D by securing a health protection plan from AXA Philippines. For more information, visit axa.com.ph.

Get premium incentives based on how you drive with Connected Toyota Insure Leading insurance provider AXA Philippines together with leading mobility company Toyota Motor Philippines (TMP) has officially launched Connected Toyota Insure, the first Pay-How-You Drive car insurance product in the country. Connected Toyota Insure is an advanced and comprehensive car insurance product under MyToyota Connect suite of services that considers how the vehicle is used when computing the premium due. This insurance product makes use of a connected device, a technology that monitors vehicles via a network to achieve safe, secure, comfortable, and convenient vehicle usage which users can access through the MyToyota app. Customers will be given a driving score based on their driving habits such as cornering, braking, and acceleration.  A higher score with low mileage driven corresponds to a bigger premium discount wherein customers can receive a renewal premium reduction of up to 25%. Other than discounts, this insurance product also offers a comprehensive coverage for loss and damage, third-party liability, and medical expenses for injuries to the driver and any passenger in the vehicle in case of an accident. It also comes with exclusive value-added services for policyholders such as 24/7 claims assistance, easy filing of claims through the Emma by AXA PH app, exclusive access to AXA Motor Club’s personal emergency assist services, and quality repairs through the Toyota Insure Program. “AXA Philippines and TMP are both committed to further advance road safety through improved driving behavior. Connected Toyota Insure aims not only to incentivize drivers to drive safely and protect what matters, but to help teach drivers how to be smarter and safer on the road to benefit both themselves and society,” shared Nandy Villar, Chief Marketing Officer of AXA Philippines.   Experience enhanced mobility with myToyota Connect and Connected Toyota Insure, available exclusively on Toyota vehicles with connected devices (RAV4, Hiace, Hilux, and Fortuner). Visit https://bit.ly/axatytcti and download the MyToyota app for Android or iOS to get started. 

Leading insurance provider AXA Philippines has been named one of the country’s most Trusted Brands by global magazine Reader’s Digest, signifying consumers’ continued trust in the AXA brand.  Reader's Digest Trusted Brands has been hailed as the preeminent measure of brand trustworthiness both locally and internationally for the past 25 years, rewarding companies that have gained the most customer trust via their products and services. The Trusted Brands survey for 2023 reveals customers’ true, unbiased opinions on each brand and awards those they truly trust. AXA Philippines received Gold in the category of Most Trusted Health Insurance for 2023. For two decades, the company has provided dedicated quality health insurance services for many Filipinos, becoming one of the most prominent insurance brands in the Philippines. With products like Global Health Access, Health Care Access, and services like the award-winning Emma by AXA PH mobile app, AXA Philippines has made a significant impact in improving the healthcare needs of every Filipino. Health Care Access was also awarded Health Insurance Initiative of the Year at the Insurance Asia Awards in 2022.  AXA Philippines bagged Gold as well in the category of Travel Insurance, with the help of its comprehensive insurance offer, Smart Traveller. This product provides 24/7 emergency travel assistance alongside top-tier medical coverage and compensation for travel-related inconveniences. Smart Traveller’s Classic and Elite variants are also Schengen-accredited, which is helpful for visa requirements. “At AXA, our customers are at the core of everything we do, and we aspire to be their partner for their financial goals and protection needs. We highly value the trust they have in us, and these awards inspire us to continue building products and services that protect what matters most to Filipinos,” said Bernardo Serrano Lopez, AXA Philippines President and Chief Executive Officer. AXA remains committed to go above and beyond and continues to bring insurance to new heights of innovation, while maintaining the gold standard of trust with consumers. AXA Philippines is a joint venture between the AXA Group, headquartered in France, GT Capital Holdings, Inc., a leading listed conglomerate in the Philippines, and Metropolitan Bank and Trust Company (Metrobank), one of the country’s largest financial institutions.  For more information, visit www.axa.com.ph.

AXA Philippines keeps the culture of volunteerism alive by advancing women’s protection and empowerment at the recent AXA Week for Good. The week-long engagement is a global, AXA-wide initiative where all employees come together by offering their time and skills to champion various social impact initiatives. The women-centric initiatives, along with other volunteer activities, support the company’s global sustainability pillars of inclusive protection and climate change & biodiversity.     The insurance provider has a long-standing history of supporting various causes and devoting time and resources to programs that protect women, their families, and their businesses. Through the AXA Group’s international volunteering program “AXA Hearts in Action”, the company has maintained a strong sense of corporate social responsibility across all its entities. The program has been instrumental in uniting the organization as One AXA in working towards a better future and helping vulnerable communities globally. The global insurer has also taken strides in increasing women’s access to insurance products and services through the “Women in Insurance” initiative among other ongoing campaigns and community programs for women.AXA Philippines CEO Bernardo Rafael Serrano Lopez sees a greater purpose in their role as insurance providers.  He said, “Beyond contributing to the business, we are on a mission to empower people to live better lives. Putting the spotlight on women this year lets us fulfill that mission while becoming a trusted partner for women everywhere”.With a desire to better serve women, AXA Philippines championed women-centric volunteer activities. A total of 1,200 hygiene kits were donated, exceeding the initial target of 1,000, to women beneficiaries in Binangonan, Rizal; Paco, Manila; and Cardona, Rizal. Moreover, the beneficiaries received 414 liters of dishwashing soap made by the volunteers. This is in line with AXA’s goal of providing livelihood assistance and empowering more women to become entrepreneurs and start their own businesses. In the Philippines, only 313,608 out of all registered businesses in the country belong to women. This is just nearly 30% of the total 1.08 million registered establishments based on data of the Philippine Statistics Authority (PSA). The global numbers aren't far from this. According to the World Bank in 2020, only 33% of business owners are women.A hair donation drive was also dedicated to women facing hair loss due to medical conditions. The donated hair will be transformed into high-quality wigs, empowering these women to regain their confidence.In addition to the efforts dedicated to women, AXA Week for Good also serves as a platform to support other social causes. To encourage environmental stewardship and provide access to proper nutrition for children, AXA volunteers helped build a 200-sqm urban garden at Nueve de Febrero Elementary School in Mandaluyong City. The urban garden complements the company’s advocacy in promoting a circular economy with a follow-through project of donating fertilizer from food waste collected at the AXA office. The employees also had the opportunity to participate in a blood drive in collaboration with the Philippine Red Cross.For AXA Philippines Claims Specialist Eirene Maramag, AXA Week for Good was an opportunity to further her passion for volunteerism while empowering her colleagues to make a difference. She said, “When AXA Week for Good was launched in the Philippines, I was eager to volunteer and encouraged my colleagues to join as well. The joy of giving and making our beneficiaries happy is an experience I’d love to continue sharing with my co-workers beyond the week-long volunteer activities." This year, AXA Week for Good in the Philippines has witnessed remarkable dedication from 513 unique volunteers who devoted 553 hours to carry out 682 acts of volunteerism, making an immeasurable impact on the communities they served. Serrano Lopez sets his sights on sustaining the company’s culture of volunteerism and providing inclusive protection for Filipinos. “The immense success of this year’s AXA Week for Good stemmed from the collective passion and dedication of all the volunteers. We look forward to witnessing the continuity of our purpose-driven programs and offerings with the rest of AXA Philippines in the years to come,” he said.To know more about how AXA Philippines is building a better life for all, visit http://axa.com.ph.    AXA Philippines CEO Bernardo Serrano Lopez demonstrated his commitment to empowering women by participating in the Support a Start-up activity at AXA Week for Good.  Over 400 liters of dishwashing soap was created for women beneficiaries to use as capital in starting their own small businesses.AXA Philippines volunteers helped build a 200-sqm vegetable garden for the students of Nueve de Febrero Elementary School.AXA employees came together in assembling over a thousand hygiene kits for the women beneficiaries of Kamata Organization in Binangonan, Rizal; Masiglang, Masayang Kapitbahayan in Paco, Manila; and Dalig Group in Cardona, Rizal.AXA volunteers proudly participate in a blood drive by the Philippine Red Cross and a hair donation drive by Hair for Hope.

AXA’s Global CEO Thomas Buberl and AXA International Markets CEO Hassan El-Shabrawishi were in Manila recently, recognizing the Philippines as a key market globally. “The Philippines has a historically large uninsured and underinsured population,” Buberl pointed out. “We want to address this by providing services and solutions that are more attuned to Filipinos’ always-evolving needs, throughout their unique life journeys – may it be for income protection, health, or savings and investments. This also means offering more inclusive packages that are affordable and yet, do not compromise on giving the protection they need.”Growth in insurance is indicative of economic growth as confirmed by numerous studies. A recently published study in the Asian Financial Review states that a long-term causality runs from insurance penetration and density to per-capita GDP, which suggests that better performance of the insurance industry significantly contributes to economic well-being. However, the Philippines’ insurance penetration is currently at less than 2% despite record per capita insurance spending in 2022.  This is far below the global insurance penetration average of 7.3%.  Being chronically underinsured has had real consequences for Filipinos, despite the passage of the Universal Healthcare Act, and the fact that government healthcare funds absorbed 50.3% of healthcare spending in 2021. Out-of-pocket (OOP) healthcare spending remained a major problem for ordinary Filipinos. In that year alone OOP health spending was 453.23 billion pesos, according to the Philippine Statistics Authority. While underinsured Filipinos are poorly prepared for health crises, the Philippines is also frequently cited as one of the most natural disaster-prone countries in the world. This is an unfortunate distinction the World Bank confirmed again last year. The situation is only going to get worse with global climate change.  Buberl explained, “It is this high-risk, low-insurance spending scenario that makes Filipinos highly vulnerable to financial losses in the face of life’s uncertainties. At AXA, we firmly believe that while life is full of risks – the future shouldn’t be one of them. This is why we are doubling down our efforts to protect customers and empower them to achieve financial stability and turn their dreams into more attainable life goals.”Only insurance provides a financial safety net to make sure that a crisis such as the death or severe illness of a breadwinner and the destruction or even theft of a property does not spiral into financial ruin. “This underscores the role and purpose of AXA in the Philippines – to protect more and more Filipinos. This visit by our global leaders shows AXA’s commitment to the country as a key insurance market,” said AXA Philippines CEO Bernardo Rafael Serrano Lopez.In line with our purpose, acting for human progress by protecting what matters, AXA Philippines is constantly innovating its products to best serve the wider Filipino community. "Each market is not only unique, but dynamic. For this reason, we have to constantly reassess the relevance of our products, both locally and globally, and make the necessary changes. In the last three years for the Philippines alone, we have not only introduced more flexible products, we have also launched a mobile app, Emma by AXA PH, to manage transactions related to AXA policies. The Emma app also serves as a partner for customers in health and financial wellness, offering key features that allow them to conveniently search for accredited hospitals, clinics, and doctors, book teleconsultation services or adjust the amount of their investment funds, among other services. These simple yet innovative solutions are now more accessible with Emma and have radically transformed the way we interact with customers,” concluded El-Shabrawishi.A pioneering and leading insurance company in the world, AXA is present in 50 countries and currently provides protection for 95 million customers worldwide. AXA Philippines provides a comprehensive suite of life and non-life insurance products, as well as professional needs assessment, to ensure that AXA customers and their loved ones are prepared to face any crisis. To know more about AXA Philippines and which plan fits your life goals and needs, visit https://www.axa.com.ph/.Visiting AXA International Markets CEO Hassan El-Shabrawishi (left) and AXA Global CEO Thomas Buberl (Middle) on-stage with AXA Philippines CEO Bernardo Rafael Serrano Lopez (right), as they address the AXA Philippines team during their employee townhall in Manila.AXA Global CEO Thomas Buberl (left) and AXA International Markets CEO Hassan El-Shabrawishi (right) discuss how best to address the unique needs of the Philippine market, and how to make insurance more inclusive in the country.AXA Philippines management and staff pose with AXA Global CEO Thomas Buberl and AXA International Markets CEO Hassan El-Shabrawishi during the recent Manila visit of the two global leaders.

Going on your first trip to Europe could be an overwhelming experience. From saving up, booking your flights and accommodations, and planning your itinerary, to navigating customs regulations and dealing with unexpected situations, there are many things to consider and plan for.While preparing for your first Eurotrip may feel like a daunting task, there are a lot of things to look forward to. Traveling is an exciting opportunity to experience new cultures, meet new people, and create lasting memories with your loved ones.Travel restrictions continue to ease up, and more people are starting to feel comfortable traveling again, taking a much-needed vacation to make up for lost time during the pandemic. It has ignited a newfound wanderlust for some and rekindled the love for travel for many. The desire to travel and explore the world is stronger than ever. Be prepared before you set off on your adventure. Here are some things you can expect and prepare for when planning your first Europe trip so you can just focus on having a great time. Have the necessary travel documentsWith or without health restrictions, there are several essential documents that you need to prepare before you leave. This is not simply limited to your valid passport and plane tickets. For destinations like Europe, a visa is required if you’re a Philippine passport holder. When travelling to EU countries like Spain, Italy, or France, a Schengen visa and Schengen-accredited travel insurance policy is required. Other European countries like the United Kingdom and Ireland have their own application and approval processes, so make sure to research and prepare before you schedule your visa application appointment. Other necessary documents that you would need are your accommodation booking and itinerary details. With COVID-19 travel policies still in place in some destinations, travelers are also encouraged to have their vaccination certificates ready. Different country, different cultures and restrictionsIn Europe, the food, climate, and language can all be very different from what you're used to, but don't worry, as this is all part of the adventure! Discover what sets each country apart. Try their local delicacies, visit their historical and cultural landmarks, and interact with locals. Maybe go see the Vatnajökull National Park and Blue Lagoon in Iceland, or try the traditional margherita pizza from Italy, and even make new friends at Germany’s Oktoberfest – it’s a world of possibilities out there!Apart from the different norms, double check as well if the European country you’re going to still has COVID-19 measures in place. These policies change often, so be sure to research about the countries you are visiting to avoid any unnecessary stress during your trip. Travel safeWhether or not it’s your first time travelling, safety should always be a top priority. Be alert and vigilant of your surroundings. When visiting unfamiliar places, it is best to have someone accompany you, preferably someone who knows the area. Make sure to also bring any medications you are regularly taking as some countries in Europe might not have the exact medication you need or restrict the selling of controlled items to tourists. And even with the number of COVID-19 cases declining globally, make it a point to still practice necessary safety precautions and maintain good hygiene practices.Seeking medical assistance in a foreign land such as Europe could also leave a dent on your finances. It is always beneficial to have a reliable travel insurance policy in place to protect yourself in case of any unexpected emergencies or any urgent medical and evacuation expenses due to COVID-19. Make sure to do your research and find the one that best suits your needs. AXA Smart Traveller, AXA Philippines’ top-tier comprehensive travel insurance, provides extensive coverage for both domestic and international trips. This insurance offering recently won AXA Philippines a Reader's Digest Trusted Brand gold award under the Travel Insurance category. One of the most notable features of AXA Smart Traveller is its medical coverage of up to PHP 3.5M for each sickness and/or injury sustained while traveling, making sure travelers have access to quality medical care wherever they may be.Another advantage of Classic and Elite variants of AXA Smart Traveller is its Schengen accreditation, which is required when travelling to countries that are part of the Schengen area. Schengen visas require a minimum amount of travel insurance coverage, and AXA Smart Traveller meets these requirements, making it easier for travelers to obtain their visas and enjoy their trip.With AXA Smart Traveller, enjoy every moment with your family and friends as it also offers 24/7 emergency travel assistance, payouts on non-refundable expenses in case of trip cancellation, and/or postponement and protection on your baggage in case of loss or damage.      Visit axa.com.ph/travel-insurance to learn more about AXA Smart Traveller and to get a quote for your next international trip today.

Download Emma by AXA PH and get a chance to drive away with GCash vouchers worth Php 5,000 This summer, one of the leading insurance providers in the country, AXA Philippines, is thrilled to announce its latest promo that will surely excite everyone who loves to travel and explore the great outdoors. From May 1 to 31, 2023, AXA customers who download and register to Emma by AXA can have a chance to win Php 5,000 worth of GCash vouchers, which they can use to plan exciting summer road trips with family and friends. This is a great opportunity to experience the best summer destinations in the country and create unforgettable memories with your loved ones.Emma by AXA PH is AXA Philippines’ award-winning, all-in-one digital platform where policy holders can access a wide range of AXA’s services. It allows customers to manage their health, insurance, and investment policies, claims, and other insurance-related transactions with ease. Apart from the chance to win GCash vouchers, downloading Emma by AXA PH is a secure and convenient way to make sure you are road trip ready. Emma by AXA PH gives you access to emergency services such as 24/7 roadside assistance, as well as ambulance, fire, and police assistance, giving you better peace of mind before, during, and even after your trip.Car insurance claim requests can also be done in a tap. Simply take clear photos of your vehicle’s damaged part and the required claims documents such as your Official Receipt, Certificate of Registration, and driver’s license.Upload these photos and review the info you provided, then just wait for an SMS/email confirmation within 48 hours. Don't miss this chance to win exciting prizes and make your summer adventures more memorable! Download and register to the Emma by AXA PH app for free from the App Store or Google Play Store or via web to create an account. Once registered, you will automatically qualify for the raffle draw for a chance to win GCash vouchers worth Php 5,000.For more details about this promo, visit bit.ly/emmasrt.  

AXA Philippines held its 2023 Agency Annual Awards on April 21, 2023 at the Marriott Grand Ballroom with close to 700 guests, including 366 awardees, attending. This awards night is one of AXA Philippines' biggest events of the year which duly recognizes the hard work, passion, and dedication of its Agency Distributors and Leaders.The event was themed "Dugong Bughaw, Dugong AXA", a testament to everything that makes AXA what it is today, highlighting the excellence in the DNA of all its members.Meet the 2023 AXA Agency Annual Awardees by checking out the Annual Awards E-Magazine. Download and view it through this link.

No two children are exactly alike. While some might share common interests or hobbies, their personalities and set of skills and talents are unique to them. One child may be talented in athletics, while others may be more inclined towards the arts.  Parents have the power to create an environment that will allow their children to discover their talents and interests. Parents can encourage them, help them grow, and direct their steps so they can reach their full potential by:  Paying attention and providing hands-on experiencesStudies show that learning is enhanced when children are given the opportunity to select what they want to pursue.  One way to spark a love for learning is to help your child discover and explore activities that interest them. Expose your child to different experiences and use that moment to discover what he or she loves. Take them out to see a play, to a mom-and-me baking session, or even to visit an aquarium or zoo. You’ll be surprised to discover new things about your child just through these simple activities. Providing resources to hone your child's talentsOnce you have discovered your child's inclinations, providing the necessary resources will help them grow to their utmost potential.  If your child is talented in photography, you can nurture his or her gift by letting them experiment with a toy camera or by trying out phone photography. Enrolling in a summer course may also help as your child will receive further guidance from a professional while making good use of their free time.  Reinforcing talent through praise and encouragementAcknowledging your children’s talents gives them a sense of self-efficacy and encourages growth.[i] By using praise, you are motivating your child to think positively about what he or she has accomplished. You are helping your child learn when they do well, and when to be proud of it.  Knowing when to push and when to hold backOne of the most challenging things for parents is to witness a child on the verge of giving up on something they love doing. Honing your child’s skills takes a lot of time and effort, and sometimes it could also give that unnecessary burden on your child to be good at it right away. Know when it’s time to encourage more and when it’s time to let go. If you feel your child is undergoing great amounts of stress and frustration, it could be time for you to assess and take control of the situation. Afterall, no pursuit of talent and skill should ever come before your child’s emotional and mental wellbeing. Preparing for and securing your child’s futureEvery parent has an important responsibility to provide for their children's future and to encourage them to pursue as many of their interests and skills. Apart from the guidance they get at home, education plays a crucial role in honing your child. But sometimes, financial stability becomes a challenge in providing for your child’s educational needs. This is where planning ahead is important, not just to secure funds for tuition fees, but more importantly, to ensure that your child’s future is protected should anything happen to you. One of the ways to prepare for your child’s education is to invest in a comprehensive insurance plan like MyLifeChoice for Education, a flexible insurance and investment plan from leading insurance company, AXA Philippines.  With this plan, you can build your child’s education fund while having peace of mind with the plan’s life insurance coverage that lets you customize up to 25x your basic premium. It also comes with the Bright Rider Plus feature that provides yearly lumpsum payouts should you pass on, which can be used to co-fund your child’s tuition and other educational expenses. It also comes with a built-in accident coverage and waiver of premium benefits, which means that you will receive cash benefits when you encounter injuries caused by an accident. In the event of permanent disablement, future premium payments will be waived so you can just focus on your recovery.  MyLifeChoice for Education also allows you to choose from a variety of professionally managed local and global funds that let you create a personalized portfolio that matches your investment profile. On the first day of your plan, you will also be rewarded of an additional investment amount via the Start-up Bonus, which is equal to 70% of your first-year basic premium. Potential gains will be added to your savings at the end of policy years 10, 15, and 25 when you invest in the long-term with no withdrawals, missed payments or payment breaks.  “As with all caring adults, education is a crucial stage to develop a child's interests and build them up for their future careers. While this may take time and substantial resources, this is where your trusted insurance partner, AXA Philippines, comes in. Through our MyLifeChoice for Education product, you are empowered to pursue your goals and those of your children with peace of mind,” said Nandy Villar, AXA Philippines Chief Customer Officer. For more information or to get a personalized quote, visit axa.com.ph/mylifechoice/education.

For many Filipinos, one financial setback can drive easily drive them to poverty. This highlights the need for means to protect their finances and livelihood through accessible and affordable ways. AXA Philippines understands the difficulty of living in uncertainty, which is why the insurer has made it part of its mission to make financial security more inclusive through its insurance products.Protecting the most vulnerableThe local emerging market for insurance is composed of 50-70% of the working population. These are the people that are most at risk to feel the brunt of financial challenges and would benefit from financial protection the most. Majority come from the low-income to middle-income segment like retail workers and tricycle drivers, sari-sari store owners, teachers, business process outsourcing (BPO) employees, and Overseas Filipino Workers (OFWs). Bernardo Serrano Lopez, AXA Philippines President and Chief Executive Officer, shares, “AXA’s vision is to protect what matters to Filipinos. We aspire to expand this protection to more Filipinos who remain unprotected from the slew of risks they face everyday as they make a living. For this reason, we have inclusive insurance products that cater to nuanced needs and budgets. We’ve also forged partnerships to make these easily accessible to those who need protection the most.”Preparing for life’s most common uncertaintiesAXA Philippines has always promoted inclusive protection through its products, while teaming up with partners with similar goals to protect the vulnerable. It offers a Micro-Protection line of accessible and affordable products, as well as a comprehensive group insurance bundle that includes life insurance, coverage for personal accidents (PA), and daily hospitalization income. AXA also provides a micro-property insurance product for micro-business owners who want to protect their property and business assets. This product provides a lump sum cash assistance benefit for Micro, Small, and medium Enterprises (MSMEs) when their business property gets damaged by natural calamities. It also comes with personal accident insurance, a robbery cover, and allows access to the Emma by AXA PH platform and its suite of convenient services. Working with like-minded partnersStill focusing on financial inclusiveness, AXA Philippines also partners with groups with similar objectives, such as Bixie, an online financial literacy platform that supports women entrepreneurs, and Packworks, which seeks to assist micro-entrepreneurs in improving their processes though their app.AXA also made insurance more accessible through partnering with GCash for its SMS Insure product, which be easily purchased in-app, and with Cebuana Lhuillier for MicroBiz Protek Jr., a property microinsurance product for MSMEs. It also teamed up with Growsari, a tech-enabled ordering platform for micro-entrepreneurs, to provide life insurance to sari-sari store owners through their Loyalty Program.For the foreseeable future, AXA Philippines will continue its commitment to make financial protection and security inclusive for all and bring insurance closer to even more people. For more information about AXA Philippines, visit axa.com.ph.

In this day and age, modern parenting styles and new child behavior management methods have been developed. Just as every child is unique, every family also has their own set of ways for child-rearing, and what might work for one, might not work for another. We often hear of positive reinforcement and how it has become one of the most advocated forms of establishing discipline in children. Many believe that acknowledging your child’s good behavior might work better even if it seems counterproductive at the beginning.Berkeley Well-Being Institute describes positive reinforcement as the method of increasing the future occurrence of some response or behavior by following that behavior with an enjoyable consequence. To put it plainly, recognizing and rewarding your child’s good behavior can eventually promote the recurrence of that behavior in the future.     Why positive reinforcement? The way you discipline your children can affect their long-term behavior. While it is critical that children should be disciplined, this does not imply that harsh verbal and physical punishments should be used. Positive reinforcement has the potential to provide longer-term benefits, which include a significant improvement in the bond between parent and child.It can also help develop your child’s personality2. Children are innately smart. They know that good behavior can lead to favorable consequences like rewards or even simple recognition. As they continue doing good and getting praised for it, the value of self-discipline and responsibility gets instilled in them. Children prompted by apprehension, on the contrary, may only conform with minimal effort — they only do the bare minimum to avoid punishment.When you recognize your child’s positive behavior, you make them more confident and feel great about themselves. Your words of affirmation will surely set up your children for future accomplishments and successes. Rather than making them feel bad and focusing on what they did wrong, positive reinforcement can make them realize that they are innately good, and they can do great things.          Finding the right partner in raising your child“With all the million things that preoccupy our minds every day, thinking about our health and well-being might take a back seat,” Nandy Villar, AXA Philippines Chief Marketing Officer said. “Prioritizing your family’s needs doesn’t equate to neglecting your own. Somebody has to watch out for you as well, and this is where AXA Philippines comes in and provides you with protection you need.”To help you focus on raising your children while looking out for yourself, AXA offers affordable health insurance products such as the Health Start Family plan, which can cover you and a loved one against top critical conditions like cancer, stroke, and heart attack for as low as P1,500 a month for a P1 million coverage. This plan can be shared between you and a spouse, a parent, a child aged 18 and above, or even a sibling. It also includes a built-in child cover worth P200,000 for children under 18 years of age, helping insure an entire family in a single plan.Health Start Family also comes with a life insurance benefit, to help in taking care of your family’s needs in case of untimely demise. It also provides other value-added services such as free 24-hour medical teleconsultation, and mental health counselling through the Emma by AXA PH app. Avail of Health Start through AXA’s trusted financial advisors. Visit axa.com.ph/healthstart to get you started today.

AXA Philippines, one of the leading insurance providers in the country, is here to help you level-up your outfit of the day (OOTD) game this summer with its latest Emma by AXA PH promo. From April 11 to 30, AXA customers who download and register to Emma by AXA PH app will have the chance to win GCash vouchers worth Php 2,000, which they can use to spice up their summer style.Emma by AXA is AXA Philippines’ award-winning all-in-one digital platform where policy holders can access a wide range of AXA’s services. On the Emma by AXA PH app, customers can easily manage their health policies as well as insurance with investment policies while also having access to resources that help make them road trip-ready this summer:The Emma by AXA PH app’s Rescue Line feature allows users, both AXA customers and non-customers alike, to access 24/7 emergency services, including police, fire, ambulance, and roadside assistance. The app also allows users to quickly contact their loved ones in case of emergencies, letting them list up to three emergency contacts.The app also makes it convenient for AXA Motor customers to file car claims online, for better peace of mind on the road. To avail of the promo, simply download the Emma by AXA PH app for free from the App Store or Google Play Store and register for an account. Once registered, you will automatically qualify for the raffle draw for a chance to win GCash vouchers worth Php 2,000.AXA Philippines is committed to providing innovative and relevant insurance products and services that meet the evolving needs of its customers. To learn more about Emma by AXA PH and its features, visit  https://www.axa.com.ph/emma.

Manila, 16 March 2023 — According to a study by leading insurance provider AXA, the Filipino respondents in the 18- to 24-year-old bracket that admitted going through bouts of depression and anxiety were higher than global numbers. In the Philippines, responses for depression kick in at 35% (vs. 27% globally) while anxiety is at 16% (12% globally). While the COVID-19 pandemic has taken a heavy toll on mind health across society, the latest findings from the annual AXA Study of Mind Health and Wellbeing 2023 has revealed that Gen Z (aged 18-24) appears to be taking the brunt of the impact, with more than half of Gen Z globally (54%) and in Asia (51%) experiencing poor mental health. The Survey identifies specific challenges they face in today’s workplace, while also highlighting the need for employers to explore tailored support to address a potential surge in turnover in young talent.The research found that Gen Z have the highest proportion of those struggling (associated with emotional stress and psychosocial impairment) at 18% globally and 14% in Asia, more than any other age group. Globally, only 13% of young people aged 18-24 are flourishing at the pinnacle of mind health, with the proportion being 15% in Asia, both the lowest across all age groups. This makes 18-24 the only age group globally that has more people struggling than flourishing. Gen Z show greater ability to work under stress, though most likely to resignIn Asia’s workplaces, the survey reveals that Gen Z talent are affected by several key challenges that pose a potential threat to their mind health. These include uncertainty about the future (69% vs 59% globally), struggling to separate work life and non-work life (49% vs 39% globally), finding it hard to keep up with the pace of change at work (47% vs 38% globally), and a lack of job-skill fit (14% vs 9% globally). This last factor has a very strong correlation with mental wellbeing, as those that have the right job skill fit are 2.5 times more likely to perform their best according to the research.The results also show that the 18-24 age group in Asia has the highest percentage of people who intend to resign in the next 12 months (21%). Yet the survey found a clear indication that those in the 18-24 age group who are flourishing are less likely to resign, with the rate being only 16%, highlighting the importance of effectively enabling positive mental health in supporting employee retention. Workplace mental health support plays a vital role in overall mental wellbeingSupport for mental health in the workplace has risen up the agenda during the pandemic. The research also reveals that in Asia, companies that provide mind health support are 2.5 times more likely to have employees that are flourishing. In particular, while 1 in 4 Gen Z employees who feel they are getting good mind health support at work are flourishing, the rate is only 1 in 100 among those that do not see such support, which is the biggest difference among all age groups. This indicates mind health support in the workplace also has the greatest impact on the mental wellbeing of Gen Z, making this group a priority target for such solutions.Gordon Watson, CEO of AXA Asia and Africa said, “While mind health has rightly attracted greater attention in the wake of the pandemic’s disruption on our lives, these findings emphasise that the next generation of talent across Asia are facing severe challenges. Companies need to examine how they can make a tangible difference with support relevant to the needs of their Gen Z employees, not only to help with productivity and retention, but to tackle this urgent issue affecting societies across the region.”Bernardo Serrano Lopez, AXA Philippines President and Chief Executive Officer, adds, “While we see a considerable improvement in mind health globally, this does not mean that we can just sit back and simply let things run its course. The insights from this study helps organizational leaders and people managers steer their initiatives to better benefit our employees’ physical and mental health. At AXA, we take pride in consistently supporting programs that promote diversity and inclusion in the workplace. And we take these learnings to continue evolving our programs to better suit our employees’ needs and to further our vision to become a company where they are #FitToFlourish.”Overall people in Asia are getting mentally healthier, believe that stigma is decliningDespite this concern, the research found that the proportion of people flourishing in Asia climbed from 19% to 22%, with Asia seeing a bigger rise than the global average. By contrast, the proportion of those struggling in Asia fell to 12%, a year-on-year decrease of 2%. This speaks to improving mental wellbeing across the board. In addition, 36% of respondents globally agree that stigma related to mental health is declining, compared to 31% last year.  The findings show that 25% of people globally are flourishing, with Thailand (37%), a new entrant this year, topping the list and Italy (18%) showing the lowest level.  A closer look at Asian countries and territories in the survey finds that the Philippines had the largest proportion globally of people getting by, at 39%,  followed by Hong Kong at 37%. Across the region, the largest proportion of languishing and struggling were both in Japan, at 31% and 14% respectively. Access the AXA Study of Mind Health and Wellbeing 2023 at axafittoflourish.com. About the AXA Study of Mind Health and Wellbeing 2023The annual AXA Study of Mind Health and Wellbeing 2023 was conducted across 16 countries and territories in Europe, Asia and the Americas in September, October and November 2022, involving a total of 30,000 respondents. The findings aim to provide individuals, business, health professionals and policymakers with intelligence to help understand mind health in society, monitor changes over time and achieve a state of flourishing. AXA also leverages the research to equip individuals and businesses with the insights they need to foster positive mind health, contribute to effecting change in society and ultimately become fit to flourish.The research also provides the latest update of the AXA Mind Health Index, designed to monitor changes in mind health over time. Respondents to the survey were classified into four mind-health states based on their responses, from “flourishing” at the top to “getting by,” “languishing” and “struggling.”  Flourishing refers to the pinnacle of good mind health, getting by describes those who may have some areas of good wellbeing but not enough to reach the state of flourishing, languishing represents the absence of positive wellbeing and struggling is associated with emotional stress and psychosocial impairment.

Travel is back in full swing, and according to the Civil Aeronautics Board (CAB), the country’s air passengers quadrupled to 15.93 million for domestic trips alone for the first nine months of 2022, and 6.3 million for international, increasing threefold from 2021.  Bet you also caught the travel bug! Whether you go local or international this summer, it’s always best to be prepared.  Here are tips on how you can plan that well-deserved summer trip:  Prepare a rough budget. Before planning any vacation, the responsible thing to do is to come up with a rough estimate of all your expected expenses for the trip.  No need to go into too much detail yet, but make sure to prepare estimates of the major costs such as transportation, accommodations, food, attraction fees, shopping, insurance, and many more as this would already help you create a ballpark figure you can set aside.  Check your travel documents. Despite the easing of travel restrictions, certain destinations still have additional safety requirements for entry. Always research on these requirements and check if you need to update or secure new travel documents. For local travel, prepare your vaccination card, while international trips call for updated passports and visas, as needed.         Do some initial research. Everyone has different travel styles – some prefer to plan their trips down to the last minute, while some prefer to go with the flow. Regardless of your preference, do some quick research on your destination to arm with you with essential information such as the season during the visit, if the locals speak English (maybe learn a few helpful phrases!), the local currency, important cultural sensitivities, etc. These will come in handy when you work on your daily itinerary nearer your trip, as you’ll be more aware of the parameters you’ll need to work with. Plan with peace of mind.  Traveling is fun until the unforeseen happens. That’s why it is strongly advised to get travel insurance for you and your loved ones. It protects you from travel inconveniences throughout your trip such as delayed flights, lost suitcases, last-minute cancellations of flights, and medical emergencies, depending on the plan or variant you choose.  Smart Traveller, AXA Philippines’ comprehensive travel insurance, is designed for you to enjoy every moment with your family and friends. It offers 24/7 emergency travel assistance for round-the-clock travel and medical support anywhere and has top-tier medical coverage for expenses such as hospital costs, doctors’ professional fees, and more in case you suffer injury or illnesses during your trip. With Smart Traveller, you can also file a claim for reimbursements of pre-booked, non-refundable travel expenses in case of trip cancellations or postponement, while offering protection for your personal belongings in case of loss and damage. Smart Traveller’s Classic and Elite variants are also Schengen-accredited, so you can tick this off your visa requirements as well. You can also get additional savings when purchasing this product for two or more people, and if you are a frequent traveler, AXA has annual plans you can avail of as well. Visit https://www.axa.com.ph/travel-insurance and explore how you can experience a safe and worry-free summer to remember this 2023.

Emma by AXA PH is the all-in-one digital tool of AXA Philippines that is the dedicated health and financial wellness partner of its customers. It recently unveiled new features to further cater to the needs of AXA health and insurance with investment policyholders, to help them enjoy an even easier and more convenient insurance experience online. With the latest updates, health policyholders, such as those with Global Health Access and Health Care Access plans, can now access features that make AXA’s health services more convenient. Insurance with investment policyholders can also make use of the new features manage their funds with ease. Through Emma by AXA PH, health policyholders can request for a Letter of Guarantee and access MedNetwork, an online database of doctors and medical institutions accredited by AXA Philippines. Global Health Access policyholders can also file for their Claims for Over-the-Counter Vitamins directly on the platform. Insurance with investment policyholders can access and manage their investment through the new Fund Allocation feature, which allows them to adjust the amount allocated to the funds in their portfolio. The Fund Switch feature also helps customers transfer their money from one fund to another while the Fund Top-Up aids customers to add more funds to their investments. On the recent improvements, AXA Philippines President and Chief Executive Officer Bernardo Serrano Lopez shared, “Now, more than ever, Emma by AXA PH is our customers’ reliable partner towards health and financial wellness. In our dynamic and digitally-driven world, AXA Philippines remains steadfast in catering to the ever-changing needs of our customers, and it is through these constant digital developments that we’re able to further provide their needs and be their partner in life.”   Access Emma by AXA PH online or download the app for free on the Google Play or App Store. For more information, visit  https://www.axa.com.ph/emma.

Affordable and comprehensive insurance for your family is now just a text away as leading insurance provider AXA Philippines partners with leading mobile wallet app GCash for SMS Insure, an insurance product that provides financial protection in the event of hospitalization, accidents, or death.  “Every Filipino deserves comprehensive protection that is both accessible and affordable, which is why we continue to pursue partnerships that bring insurance even closer to Filipinos, especially the underserved population,” shared Nandy Villar, AXA Philippines Chief Marketing Officer.  For as low as Php 117 per month, SMS Insure, underwritten by AXA, can help you protect yourself and two other members of your family with its Bronze Family Plan. Each insured family member gets best-value comprehensive coverage, with a Php 25,000 Personal Accident Coverage and Php 25,000 Term Life Coverage, respectively. It also comes with a Daily Hospitalization Income of up to Php 750, which pays Php 250 per day up to a maximum confinement of three days.It is also made more convenient with its easy purchase and claims process. Simply text INSUREFAM117 to 2158-9628 (for Globe users) or 22565-9628 (for non-Globe users) and get insured within the next 1-2 business days. Once your insurance policy has been fully processed, the monthly insurance fee for your selected insurance product will be deducted automatically from your GCash balance. You can also click the GInsure button in the GCash App and go to the Marketplace. Scroll down, click SMS Insure and choose INSUREFAM117 or other SMS Insure plans. Then simply follow the directions on your screen.To vouch for the ease of its claims process, SMS Insure policyholder Ruby Gastardo shared in a testimonial video how she was able to easily claim her benefits after her mother was unexpectedly hospitalized.  She shared, “Na-ospital si nanay. Wala kaming nagawa, kailangan s’yang i-amputate. Kung wala pa akong insurance, doble ang hirap ko sa paghahanap ng pera. Naalala ko na meron pala akong GCash SMS Insure Family Plan. Right after na mailabas si Nanay, kinlaim ko yung benefits ko. Nag-wait lang ako ng ilang days, then sinend na nila sa’kin sa GCash account ko. (My mom was hospitalized. We can’t do anything [as] she had to be amputated. If I didn’t have insurance, it would have been hard to find money. I remembered that I had a GCash Insure Family Plan. Right after my mom was released, I claimed my benefits. I only waited for a few days then they sent it to me through my GCash account.)”To learn more about SMS Insure, visit gcash.com/smsinsure. To know AXA Philippines’ other insurance products, visit www.axa.com.ph.

AXA Philippines Chief Technology and Transformation Officer Carlos “Caloi” Santos was recognized as one of the top 100 tech leaders in ASEAN and Hong Kong by CIO100 2022 during a ceremony at the Marina Bay Sands, Singapore. CIO 100 awards outstanding tech achievements delivered by individuals and organizations alike.Manila, Philippines – AXA Philippines Chief Technology and Transformation Officer Carlos “Caloi” Santos was recently awarded as one of the top 100 tech leaders in ASEAN and Hong Kong by CIO 100 2022 at a special ceremony at the Marina Bay Sands in Singapore.“In these times of rapid change in our customers' needs, we see it fit for technology to adapt,” Santos shares. “This award recognizes how AXA Philippines values and works on its digital transformation, as well as how it leverages its capabilities to provide better service to its customers and be more attuned with their needs." AXA Philippines aims to meet the ever-changing needs of customers through constant digital improvement and enhancement. From the beginning of the AXA customer journey, the company offers an online Financial Needs Analysis (eFNA) service on its website via the Coach Finn platform alongside its traditional face-to-face FNA services. The company also developed the Emma by AXA PH app, which serves as every customer's digital insurance and wellness partner and is always available to help users with its wide range of services and resources.  AXA Philippines also has insurance products available for online purchase that not only meets one’s varying needs, but are also made easy to get while being affordable. Available via the website are Health Start Lite, which is a health insurance plan, and Goal Getter, a single-pay variable life insurance plan. For your protection, you can also purchase AXA’s travel insurance called Smart Traveller, as well as car insurance in the form of AXA’s Motor Car Insurance Online product. Customers can also set automated payment arrangements for their credit card, making transactions even more convenient.CIO 100 is regarded as a symbol of enterprise excellence. The award-giving body recognizes the top 100 senior technology leaders and teams that drive innovation, strengthen resiliency, and influence rapid development. It is one of the Global Award Programs featured by Foundry, a company that innovates with and generates data to drive demand for technology marketers worldwide. The winners for the CIO 100 2022 awards were announced at a live awards ceremony, which hosted over 200 executives from ASEAN, Hong Kong, and the rest of the region.For more information on AXA Philippines, visit www.axa.com.ph.

Manila, Philippines – AXA Philippines recently won Insurance Company of the Year – Life Insurance (Philippines) at The Asset Asian Awards (Triple A Awards) for the insurance leader’s Environmental, Social, and Governance (ESG) initiatives and product offerings in response to COVID-19.“As much as AXA Philippines is recognized for this top honor in Life Insurance, we are likewise committed to act for human progress by protecting what matters. We exercise being a good corporate citizen through our ESG efforts, not only to deliver customer value, but to create a positive impact on our world as well," shared Bernardo Serrano Lopez, AXA Philippines President and Chief Executive Officer. "We continue to be adaptive and responsive to the needs of the times; and this is what we would like to continue as a key player in the industry—to be our customers’ partner for whatever life brings.”AXA Philippines leveraged its digital capabilities and robust product suite to offer investment solutions that are responsive to its clients' changing needs in the thick of the pandemic. In 2020, AXA launched Health Care Access, a comprehensive and affordable healthcare plan for individuals and all types of families, which empowers Filipinos to take charge of their long-term well-being. This was at a critical point in the pandemic when people were seeing the significance of being prepared for the financial consequences of being ill.Another product that AXA Philippines expanded in response to the pandemic is its Global Health Access offering with the new Gold Lite Plus Plan. Global Health Access is a best-in-class health plan that covers not just minor and critical illnesses but also pandemic diseases such as COVID-19. This top-tier coverage allows policyholders to avail of up to Php100 million for inpatient and outpatient treatments of up to 15 visits per year at maximum of P1,000 per visit. This plan option also includes health screening or executive check-up coverage of up to Php20,000 per year. Customers can also use a portion of this benefit to get reimbursed for over-the-counter vitamins (up to Php2,500). Furthermore, this medical plan covers up to Php7,500 per night for inpatient daily accommodation fees in the Philippines or regular private room charges for international hospitalization.AXA Philippines has also launched sustainability education initiatives for its employees and clients, through partnerships with organizations like Oceanus, and by having the AXA Week for Good, where AXA employees volunteered in different activities like meal-packing sessions with Rise Against Hunger Philippines, solar light building with Liter of Light, and mangrove planting in Batangas and La Union. AXA Philippines has also provided insurance to MSMEs through partnerships with organizations like GrowSari, Cropital, GIZ, and Bixie. The Asset’s annual Triple A Awards is a prestigious award-giving body for the industry of banking, finance, treasury, and capital markets. The Asset launched the Triple A Insurance Awards concurrently with the Triple A Private Capital Awards to acknowledge industry leaders who have demonstrated the best service quality and best commitment to ESG while achieving solid business growth.AXA fulfills its duty to promote positive community change by developing innovative solutions to social and environmental challenges. For more information, visit www.axa.com.ph.

As leisurely travel awakens from its slumber, Filipinos are starting to seize the opportunity to see the world and enjoy vacations especially after being cooped up for a long period. According to data from the Civil Aeronautics Board (CAB), the country's air passenger traffic volume in domestic and international flights increased more than fourfold to 13.2 million passengers in the first half of 2022, up from 2.95 million in the same period last year. The easing of travel restrictions means you can finally return to your favorite holiday destination or explore other locations for a new take on Christmas – a perfect gift for your loved ones, and a reward for yourself, too!So, gather your family and friends and prepare to go local or international, as you visit these holiday spots that will surely make you feel jolly: Enjoy a holiday beach getaway in Apulit Island, Palawan. If golden sunsets and tranquility is your idea of a perfect Christmas, then a trip to this luxurious island is most ideal for you. Choose your own relaxing room from among the 50 traditional water cottages, interact with wildlife, take in the breathtaking scenery, or test your strength by rappelling down the nearby 60-meter limestone cliff. This Christmas, enjoy peace and fun while being close to nature in this tropical paradise.Have an adventurous holiday in Samal Island. Escape the noise from the metro and enjoy a unique Christmas with loved ones by going to this island’s best places. Relax and unwind at Hagimit Falls or try an exhilarating hike at Mt. Puting Bato for a dazzling view of the island from above. Greet the Monfort Bat Cave’s nocturnal animals for the holidays as they emerge from their lair, or just bask in the sun and take a dip in the pristine waters of beaches and resorts.Chill and ski in Hokkaido, Japan. If you like adventures while enjoying the sight of immaculate snow fields, then reward yourself with a holiday trip to Hokkaido. Visit the snow-blanketed ski resorts and enjoy the local onsen and take a bath in the warm and therapeutic hot spring waters after a long day spent in the cold. You can also see the Sapporo White Illumination, in which over 500,000 light bulbs enlighten Christmas-themed decor in Odori Park and trees lining some of the capital's main streets.Go on a Christmas getaway to Iceland. Who doesn’t dream to see the majestic skies adorned with northern lights? Iceland offers the perfect place that gives-off a native Christmas spirit with its holiday markets, foods, and drinks, while glittering Christmas trees stand ground all over the place. It’s a dreamy winter wonderland, but if you like to take a break from the snow, take a dip in the warm waters of Blue Lagoon’s geothermal waters.Visit Santa’s home at Rovaniemi - Lapland, Finland. If “North Pole” vibes is what you’re going for, then booking a flight to this destination can be the best Christmas idea for you. In the Arctic Circle of Finland, you can see Santa Claus everywhere. In his red and white suit, the Christmas icon can be followed through reindeer-filled forests, where his elves prepare the toys. Lapland, as one of the most magical destinations, has an amazing 'Santa Park' where you can frolic in the unending fields of snow, and can be a dreamland not just for kids, but for kids at heart as well.As you finish your holiday travel checklist, ensuring your safety and that of your loved ones wherever you go should be your main priority. Be worry-free before setting sail on your next Christmas adventure. AXA Philippines Chief Marketing Officer Nandy Villar says, “Everyone deserves to experience the joy and magic of Christmas, regardless of the destination. We, at AXA Philippines, would like to help ensure that you are safe and secure as you travel around the world this holiday season, gathering new memories.”Get a travel insurance that offers a significant financial safety net and emergency assistance against travel hassles, so you can truly enjoy your holiday trip. Smart Traveller by AXA provides convenient and the best-in-class international and local travel protection so you and your loved ones can experience your Christmas adventures worry-free. It offers one of the highest coverage for medical and evacuation expenses, highest postponement limit, as well as 24/7 emergency assistance.With Smart Traveller, you can also get additional savings when purchasing for two or more people.  It is also Schengen-accredited, so your visa requirements are met. If you plan on taking multiple trips, AXA also offers annual plans for frequent travelers. Visit https://www.axa.com.ph/travel-insurance and discover what could make your holiday trips not just merry, but also safe and worry-free.

AXA Philippines and M2 Insurance Agency Inc. (M2IA) inked a partnership last October 18, 2022 at the Grand Hyatt Hotel in BGC to provide a comprehensive insurance program to Toyota vehicle owners and employees. (L-R) AXA Philippines Head of Dealers and Partnerships Johanna Janeo; AXA Philippines Chief of Commercial Business Rose Musico; AXA Philippines CEO In-Charge and Chief Financial Officer Gael Lapie; President of Toyota Pasong Tamo (TPT), Toyota Global City (TGC), Toyota Angeles, Pampanga (TAP), and M2IA Alex Macapagal; Toyota Pasong Tamo and Toyota Global City Executive Vice President & Chief Planning Officer Eiichi Fukuda; TPT, TGC, TAP, and M2IA Executive Vice President & Chief Operating Officer Emmanuel Sarte; and Executive Vice President & Chief Finance Officer of TPT, TGC, TAP, and Chief Operating Officer of M2IA, Johann Sale.AXA Philippines has partnered with M2 Insurance Agency Inc. (M2IA), the general insurance arm of M2 Dealerships, to offer a comprehensive insurance program to Toyota vehicle owners and employees.Through the partnership, a three-year locked-in insurance program will be offered to those who will purchase their new vehicles through any of the following three Toyota dealers: Toyota Pasong Tamo, Toyota Global City, and Toyota Angeles, Pampanga; and to employees of the Macapagal Group of Companies.In addition, the M2IA group will also offer added benefits to customers under the FASTLANE program, which is the accreditation program of AXA Philippines that selects partner dealers to provide efficient claims servicing to its motor car policy clients. Benefits of this program include free pickup and delivery of the purchased vehicle due for repair from Toyota Global City and Toyota Pasong Tamo to any area within Metro Manila, free repair estimate, and free towing up to Php 5,000 per event.“We, at AXA, are excited to bring our innovative solutions and value-adding services to more consumers in the Philippines through this strategic partnership and synergize our approach beyond the usual car insurance business. As a company that values holistic wellness, we want to let Toyota customers enjoy peace of mind knowing they have a reliable partner in AXA, even for their vehicles,” shared Gael Lapie, CEO In-charge and Chief Financial Officer of AXA Philippines.M2IA also welcomed the chance to collaborate with one of the preferred insurance providers in the country. “Like AXA, we share the common goal of assuring our customers that we are 100% committed to delivering valuable services that will enhance their experience. Going above and beyond for them is the standard for us, so that they can always be reassured of their choice of vehicle and insurance provider,” shared Emmanuel Sarte, TPT, TGC, TAP, and M2IA Executive Vice President & Chief Operating Officer.For more information about AXA Philippines’ comprehensive car insurance, visit https://www.axa.com.ph/motor.