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Manila, Philippines, December 16, 2025 — AXA Philippines, one of the country’s largest and fastest-growing insurance providers, capped 2025 with multiple wins across global and local award-giving bodies, including the Global Insurance Innovation Awards 2025, Golden Arrow Awards 2025, 16th Asia CEO Awards 2025, Tripzilla Excellence Awards 2025, Marketech APAC’s NEXT Awards 2025, Great Place to Work® Certification, and the Philippine Daily Inquirer and Statista's Best Employers in the Philippines. These recognitions highlight AXA’s leadership in digital innovation, customer experience, corporate governance, employee engagement, and social responsibility. At the Global Insurance Innovation Awards 2025, AXA Philippines received honors for Excellence in Digital Innovation and Best Mobile Insurance App for its breakthrough platforms SWITCH and EMMA by AXA PH. SWITCH streamlines the distributor journey with real-time updates and automated workflows, while EMMA by AXA PH empowers customers with easier policy access, secure payments, and digital support. The company was also recognized with a One Golden Arrow at the Golden Arrow Awards by the Institute of Corporate Directors (ICD), as one of the companies that meet high standards of corporate governance, as assessed through the Annual Corporate Governance Scorecard (ACGS). “This distinction reflects our shared vision as One AXA and underscores the strength of our governance journey — from Board oversight to risk management, ethics, and stakeholder value creation. For decades, we have stood at the forefront of the insurance and financial services industry, guided by our purpose of acting for human progress by protecting what matters,” said Ayman Kandil, AXA Philippines CEO.  AXA Philippines was also recognized among the Circle of Excellence finalists at the 16th Asia CEO Awards 2025 for Wellness Company of the Year for its Awesome AXA program and for CSR Company of the Year for the AXA Hearts in Action initiative.  Launched in 2024, The Awesome AXA Program unites employee engagement and holistic wellness, ensuring employees feel supported in all aspects of their lives, while its AXA Hearts in Action global volunteering initiative includes key programs like the AXA Forest in Laguna, AXA Clean Water Project, AXA Week for Good, and Financial Literacy workshops.  In travel insurance, AXA's commitment to empowering Filipino travelers earned multiple recognitions. The #GoBigWithAXASmartTraveller campaign won the Silver Award for Most Innovative Public Relations Campaign at Marketech APAC’s NEXT Awards 2025, encouraging Filipinos to pursue their travel plans with confidence through stronger protection.  Complementing this achievement, AXA Smart Traveller was once again named Best Travel Insurance (Single Trip) at the Tripzilla Excellence Awards 2025, marking the second consecutive year of recognition. Together, these honors underscore AXA's dedication to providing comprehensive travel protection that enables Filipinos to enjoy their dream vacations with confidence.  Reflecting AXA's culture of care and commitment to empowering employees to thrive, AXA Philippines has also been certified as a Great Place to Work® for the fifth consecutive year and made an exceptional leap as one of the Best Employers in the Philippines, moving from rank 203 to rank 26 among 300 companies recognized by the Philippine Daily Inquirer and Statista.“These awards remind us that when we take care of our people, they are empowered to take even better care of our customers. As we close the year, we remain focused on what matters—enabling our customers to feel protected, supported, and confident with AXA by their side,” Ayman concludes.ABOUT AXA PHILIPPINES  Established in 1999, AXA Philippines is one of the largest insurance companies in the country. It offers financial security to over a million individuals through its group and individual life insurance as well as general insurance products.  AXA Philippines is one of the first to introduce bancassurance operations in the country and is among the pioneers in the investment-linked insurance sector.  AXA Philippines is a joint venture between the AXA Group, headquartered in France, GT Capital Holdings, Inc. (GT Capital), a leading listed conglomerate in the Philippines, and Metropolitan Bank and Trust Company (Metrobank), one of the Philippines’ largest financial institutions. It is duly recognized by the Insurance Commission and has license to operate and engage in life and general insurance business under License No. 2025/14-R.  For more information on AXA Philippines and their products, visit their website at www.axa.com.ph.    FOR MORE INFORMATION:  Media Relations:                                             Rochelle Rivera                          rochelle.rivera@axa.com.ph   Abbie Remo abbie.remo@axa.com.ph 

When natural disasters strike, the toll on lives and livelihoods is immediate and devastating. Earthquakes alone underscore how fragile communities can be, and it’s just one of many escalating global risks such as climate change, health crises, and economic volatility. For insurers, the challenge is no longer just about paying claims after the fact, but about helping people and societies prevent loss before it happens.  This shift from reaction to prevention sits at the heart of AXA’s global strategy, according to Thomas Buberl, AXA Group CEO, and Hassan El‑Shabrawishi, AXA International Markets CEO. During their recent visit to the Philippines, the two leaders from AXA shared how one of the world’s largest insurers is rethinking its role amid intensifying risks. Shifting to Risk Prevention “Risks all over are increasing, the price of risk is increasing, and often, the assumption is that the cost of insurance goes up with it, when in reality, it doesn’t have to,” Buberl explained. “Insurance is a very important tool for social cohesion. The single biggest shift that we need to achieve is to help people with more prevention to mitigate the impact of risks. Because behind each claim is the tragedy of families and a lot of pain, our goal should not only be to pay for losses but to help prevent them from happening in the first place. For example, after Hurricane Katrina devastated communities and infrastructure in the U.S., many sectors—government, private, and individuals alike—learned valuable lessons. When Hurricane Irma hit years later along a similar trajectory, the damage and claims were significantly lower because people were better prepared. This shows that with the right preventive mindset, we can reduce risks and protect lives, anywhere in the world.”  For AXA, that means investing early in health, workplace safety, and climate‑resilient infrastructure. El‑Shabrawishi noted that this mindset has been embedded early on for AXA. “We were pioneers in talking about prevention as a new competitive advantage for our business,” he said. “We’ve done concrete things on healthcare, launched networks of clinics, and invested in workplace prevention. These are not words, these are actions on the ground.” The idea, Buberl added, is that prevention must be collective. “You can prevent your home from being more exposed to winds or floods by taking necessary precautions. But we also need to do it in partnership with governments, with communities, because a lot of the time, they are the ones who end up paying a large part of the cost. They, too, have an interest in working with us to ensure that the bill—and the human toll—goes down.” Climate Transition AXA’s push for prevention is intertwined with its climate transition agenda. Years before the 2015 Paris Agreement, the company began phasing out investments in coal and tobacco and redirecting capital toward sustainable assets. “We are on the one hand a big investor,” Buberl recalled. “At the time we were investing in coal, in tobacco, and sometimes these areas had very attractive returns. But if you looked at the natural catastrophe claims and the health claims, it made no sense to tolerate more claims when we could instead help reduce them. That’s why we stopped investing in coal and tobacco to help prevent those tragedies before they happen. Then we helped industries that want to transition go on this journey.” This realignment, he said, was not about being a “nice corporate citizen” but about ensuring that the business model itself was sustainable. “It was really inherent in the business model,” Buberl said. “We need to do everything on the investment side and on the underwriting side to make the climate transition a reality.” Local Context In emerging markets like the Philippines, AXA’s strategy is being tested on two fronts -- climate resilience and financial inclusion. With natural hazards a constant threat and insurance penetration hovering around just two percent of GDP, the opportunity and responsibility are both immense. “The Philippines ticks every box when it comes to long‑term potential,” said El‑Shabrawishi. “It’s a very well‑diversified GDP with immense growth that we see even more potential coming in.” The country’s mix of services, industry, and agriculture, he added, makes it “a very resilient economy for the future.” But resilience requires inclusive protection. Through digital platforms like Grab, GCash, and Home Credit, AXA is expanding access through simple, accessible coverage under its global business unit, AXA EssentiALL. Operating in 13 emerging and 8 mature countries and serving more than 17 million customers worldwide, AXA EssentiALL was established to focus on underserved sectors, from informal workers to small business owners. At the same time, AXA’s long-standing partnership with Metrobank, which pioneered bancassurance in the country, continues to play a pivotal role in advancing financial inclusion. Through Metrobank’s extensive nationwide network, AXA is able to reach more Filipinos and provide them with comprehensive protection and financial wellness solutions. El‑Shabrawishi said these efforts are driven by a deep understanding of real customer needs. “Awareness is not the issue. For someone to take part of their disposable income to buy a product, it has to provide value for them. That’s why we first understand their needs and build something around it, not just push products on them.” As the world confronts mounting environmental and social risks, Buberl offers a reminder to policymakers and business leaders alike. “Look at insurance as a supporter and enabler of economic and societal development, not as a necessary evil.” In that sense, prevention is not just a business philosophy but more a collective responsibility, one that determines how societies recover, rebuild, and thrive in an uncertain world. To deepen its understanding of evolving global threats, AXA recently released its 2025 Future Risk Report, which explores the world’s most pressing risks—from climate change and cybersecurity to social tensions—and how individuals, businesses, and governments can work together to build resilience. View the full report here to learn how adopting a prevention-first mindset can help create safer, more sustainable communities for all. ABOUT AXA PHILIPPINES  Established in 1999, AXA Philippines is one of the largest insurance companies in the country. It offers financial security to over a million individuals through its group and individual life insurance as well as general insurance products.  AXA Philippines is one of the first to introduce bancassurance operations in the country and is among the pioneers in the investment-linked insurance sector.  AXA Philippines is a joint venture between the AXA Group, headquartered in France, GT Capital Holdings, Inc. (GT Capital), a leading listed conglomerate in the Philippines, and Metropolitan Bank and Trust Company (Metrobank), one of the Philippines’ largest financial institutions. It is duly recognized by the Insurance Commission and has license to operate and engage in life and general insurance business under License No. 2025/14-R.  For more information on AXA Philippines and their products, visit their website at www.axa.com.ph.    FOR MORE INFORMATION:  Media Relations:                                             Rochelle Rivera                          rochelle.rivera@axa.com.ph   Abbie Remo abbie.remo@axa.com.ph 

Manila, Philippines – AXA, a worldwide leader in insurance, recently launched Group Therapy, a 90-minute documentary delivering a simple, life-saving message: sharing is therapeutic. More than a film, it offers a “docu-therapy” experience that explores how essential it is to recognize and share about mind health issues to start dealing with them. Hosted by Neil Patrick Harris, a multi-awarded American actor, the film features six world-class stand-up comedians, Mike Birbiglia, Nicole Byer, Gary Gulman, London Hughes, Tig Notaro, and Atsuko Okatsuka, who open up about their personal mental health journeys in intimate conversations. Their vulnerability serves a deep purpose: to encourage others to share their own stories and keep conversations going around mental well-being. The documentary comes at a crucial time for the Philippines. According to AXA’s 2025 Mind Health Report, mental health continues to be a concern for Filipinos with more being affected by anxiety at severe and extremely severe levels and are suffering from depression and stress at even mild levels compared to the global population. The prevalence of mental health challenges is even higher among young people as 86% of Filipinos aged 18 to 24 experience at least mild forms of anxiety, stress, or depression.   On the other hand, Filipino youth are more likely to seek help or confide in friends and seek peer support compared to older adults, who tend to be more reserved in their trust and willingness to discuss their concerns. Additionally, young individuals are at the forefront of embracing digital tools for self-help resources. "While the aid of professional therapy, medication, and workshops remain the most important, we recognize that community and connection are also vital for Filipino mental wellness," said AXA Philippines’ chief executive officer, Ayman Kandil. “By normalizing these conversations, we can help break down barriers, reduce stigma, and encourage more people to seek the care and support they need.” "Through sharing the stories of these actors and comedians, we aim to inspire meaningful conversations that foster understanding and compassion within our communities. Opening up about challenges can be a powerful step toward healing, and when we create safe spaces for dialogue, we remind people that they are not alone,” Kandil added.  This documentary is a co-production between AXA and renowned comedian Kevin Hart's Hartbeat Productions, available for viewing at AXA Philippines’ YouTube page https://www.youtube.com/watch?v=l8CkyMUQTdA.   For more information about AXA Philippines' commitment to holistic well-being for all, visit https://www.axa.com.ph.ABOUT AXA PHILIPPINES  Established in 1999, AXA Philippines is one of the largest insurance companies in the country. It offers financial security to over a million individuals through its group and individual life insurance as well as general insurance products.  AXA Philippines is one of the first to introduce bancassurance operations in the country and is among the pioneers in the investment-linked insurance sector.  AXA Philippines is a joint venture between the AXA Group, headquartered in France, GT Capital Holdings, Inc. (GT Capital), a leading listed conglomerate in the Philippines, and Metropolitan Bank and Trust Company (Metrobank), one of the Philippines’ largest financial institutions. It is duly recognized by the Insurance Commission and has license to operate and engage in life and general insurance business under License No. 2025/14-R.  For more information on AXA Philippines and their products, visit their website at www.axa.com.ph.    FOR MORE INFORMATION:  Media Relations:                                             Rochelle Rivera                          rochelle.rivera@axa.com.ph   Abbie Remo abbie.remo@axa.com.ph 

In today’s multi-crisis world, risks are no longer isolated events. Climate change, global health crises, cyber threats, and economic volatility interact in ways that ripple across societies and markets.  For insurers, this reality means moving beyond the traditional role of protection after the fact. We must become proactive partners in prevention, resilience, and inclusion. Global trends are shaping the future of insurance. Digitalization is transforming how risks are identified, priced, and managed. Data-driven tools allow insurers to detect emerging threats earlier, deliver fairer pricing, and process claims faster—always under strict safeguards for privacy and security. For customers, this shift translates into greater confidence that their privacy remains secure, and protection will be there when it is needed most. At the same time, the accelerating impact of climate change underscores why prevention must become mandatory. If climate risks continue unchecked, the cost of protection will rise beyond the reach of many communities. This is why AXA has made climate resilience a strong global commitment. We are aligning our over €30 billion investment in green investments and underwriting with credible decarbonization plans, by phasing out support for coal-related activities and committing to achieve net-zero by 2050. At the same time, we are also tightening our biodiversity commitments, which include restrictions on financing and investments linked to soft commodities that drive deforestation, alongside efforts to support sustainable solutions for natural ecosystems.  Through the AXA Research Fund, we also invest in scientific studies that advance our understanding of climate risks, biodiversity loss, and disaster preparedness, and we turn these research insights into actionable strategies for communities. This is how, beyond financing, we are able to provide support to communities that implement practical solutions for adaptation. These include disaster-resilient housing projects that strengthen building standards by incorporating storm-resistant materials and safer construction practices, flood-proofing measures such as elevated infrastructure, reinforced drainage systems, and natural water retention areas that safeguard both urban and rural zones, and investment in early warning systems that use digital tools and data modeling to give residents and local authorities critical lead time to prepare before disasters strike. In some markets, we also extend this approach to our insurance offerings by rewarding customers who proactively reduce their own risks—for instance, homeowners who install fire safety measures may enjoy lower premiums, much like drivers in pay-how-you-drive plans who earn discounts for safe driving habits. In high-risk regions such as Southeast Asia, these initiatives provide a tangible buffer against climate shocks, helping households, small businesses, and local governments recover faster and build long-term resilience. For vulnerable markets like the Philippines, these global shifts carry real-world consequences. Rising costs of living, frequent typhoons, and gaps in health and social protection mean that households and small businesses face heightened risks. Here, the opportunity for insurers is to bridge the protection gap by combining global expertise with strong local partnerships. At AXA, we are strengthening long-standing partnerships across key markets to expand access to affordable protection and financial literacy. These alliances—spanning financial institutions, digital platforms, and community organizations—allow us to tailor global expertise to local needs. Our inclusive solutions are designed not only to help families recover after crises but also prepare them for the next one. In this way, we are embedding resilience into everyday financial decisions. Ultimately, the insurance outlook is more than just about predicting risks; it is about enabling people to face uncertainty with confidence. By putting prevention first, harnessing technology responsibly, and driving inclusive protection, insurers can help secure a future where risk preparedness is not reserved for the few but accessible to all. ABOUT AXA PHILIPPINES  Established in 1999, AXA Philippines is one of the largest insurance companies in the country. It offers financial security to over a million individuals through its group and individual life insurance as well as general insurance products.  AXA Philippines is one of the first to introduce bancassurance operations in the country and is among the pioneers in the investment-linked insurance sector.  AXA Philippines is a joint venture between the AXA Group, headquartered in France, GT Capital Holdings, Inc. (GT Capital), a leading listed conglomerate in the Philippines, and Metropolitan Bank and Trust Company (Metrobank), one of the Philippines’ largest financial institutions. It is duly recognized by the Insurance Commission and has license to operate and engage in life and general insurance business under License No. 2025/14-R.  For more information on AXA Philippines and their products, visit their website at www.axa.com.ph.    FOR MORE INFORMATION:  Media Relations:                                             Rochelle Rivera                          rochelle.rivera@axa.com.ph   Abbie Remo abbie.remo@axa.com.ph 

MANILA, Philippines — Gary Payton, known as The Glove, is regarded as one of the best defenders in the history of the National Basketball Association (NBA). His lockdown defense embodied his nickname: opponents caught in his grip “like a baseball in a glove.”  Having been a defensive stalwart in the NBA and now a mentor to younger players, the basketball icon has witnessed firsthand how the pressures of competition can take a toll on the mind. Through its partnership with the NBA, AXA Philippines supports efforts to raise awareness on the importance of mental well-being alongside physical health. In line with this advocacy, NBA legend Gary Payton visited the country to help spark conversations on the importance of mental fitness.  He opened up about staying resilient, balanced, and ready to face challenges beyond just the game. For Payton, mental resilience has always been a crucial skill. Looking back at his active playing days, he recalled how athletes were expected to push through without much support. At that time, mental struggles were often left unspoken. Payton explained that players had to respond to tough coaching with grit. He emphasized how challenges are opportunities to prove people wrong and to get better. “First, they got to get through taking stuff in a positive way, not a negative way. If I’m screaming at you, that means I’m caring about you. If I’m not screaming at you, you should be worried about it.” Now, as a coach and mentor, Payton recognized how important communication has become. “You want somebody to talk to you…You need somebody on your shoulder to cry on. You need to release it,” he shared, recalling moments when players would open up about personal struggles. For him, checking in on athletes’ body language or mindset can make all the difference. When asked how he wants to inspire conversations on mental health, Gary is clear about the NBA’s role but also acknowledges the importance of seeking professional help. He emphasized that professional athletes carry a unique responsibility because of the influence they hold over young people. As he explained, “If LeBron James has a problem and he comes out and say it… how many kids do you think will follow him?” For Payton, this is proof that athletes are not only competitors but also role models whose words and actions ripple far beyond the court. By using their platforms to speak openly, they can shift cultural attitudes and show that there is no issue with talking to others about mental health. He believes that when fans see their idols normalize seeking help, they are more likely to follow suit. “They will do it because these guys hold a lot of power over them,” Payton stressed. AXA and the NBA’s shared mission The partnership leverages inspiring stories from NBA legends like Payton to reach communities, normalize conversations about mental health, and encourages Filipinos to prioritize it, just as they do with their physical and financial protection. “Gary Payton proves that true strength lies in acknowledging challenges and seeking support, because caring for the mind is the foundation of lasting success. In the same way, AXA Philippines is a partner in this wellness journey, empowering Filipinos to prioritize their overall well-being so they can face each day with confidence, knowing they can focus on what matters in the present, while building a secure future,” says AXA Philippines’ chief executive officer, Ayman Kandil. For more information about AXA Philippines' commitment to mental health for all, visit https://www.axa.com.ph. ABOUT AXA PHILIPPINES  Established in 1999, AXA Philippines is one of the largest insurance companies in the country. It offers financial security to over a million individuals through its group and individual life insurance as well as general insurance products.  AXA Philippines is one of the first to introduce bancassurance operations in the country and is among the pioneers in the investment-linked insurance sector.  AXA Philippines is a joint venture between the AXA Group, headquartered in France, GT Capital Holdings, Inc. (GT Capital), a leading listed conglomerate in the Philippines, and Metropolitan Bank and Trust Company (Metrobank), one of the Philippines’ largest financial institutions. It is duly recognized by the Insurance Commission and has license to operate and engage in life and general insurance business under License No. 2025/14-R.  For more information on AXA Philippines and their products, visit their website at www.axa.com.ph.    FOR MORE INFORMATION:  Media Relations:                                             Rochelle Rivera                          rochelle.rivera@axa.com.ph   Abbie Remo abbie.remo@axa.com.ph 

Manila, Philippines, October 8, 2025 – AXA, a worldwide leader in insurance, reaffirmed its commitment to the Philippines as a key growth market during the recent visit of its global leadership team. AXA Group Chief Executive Officer Thomas Buberl and AXA International Markets Chief Executive Officer Hassan El-Shabrawishi emphasized the country’s strong potential, citing its growing economy of about 5% per year that is driven by strong domestic demand from a growing yet fragile middle class, its young and dynamic population, and increasing demand for protection and financial solutions. They noted that these factors make the Philippines both a vital market for AXA’s global strategy and a hub of innovation and resilience.  The executives also reinforced AXA’s strong partnership with Metrobank, which anchors the company’s presence in the Philippines. The companies’ long-standing joint venture for over 25 years has pioneered bancassurance in the country, expanded digital channels for easier policy access, and integrated financial education closer to Filipino families and businesses. This partnership continues to amplify access to financial protection while pairing it with risk-reduction education to promote more inclusive economic growth.  During their visit, Buberl and El-Shabrawishi emphasized AXA’s mission to provide inclusive, future-ready protection solutions tailored to Filipino households, businesses, and communities. By combining the Group’s global expertise with its strong local presence, AXA aims to deliver solutions that address the country’s unique risks, helping future-proof the lives of Filipinos to ensure economic and financial progress for the long-term—from vulnerability to climate change and natural disasters to reliable safety nets for evolving health and financial challenges. “Insurance today must go beyond protection after the fact. Our goal is to help communities anticipate risks, prepare for them, and recover more quickly,” said Thomas Buberl, CEO of AXA Group. “The Philippines plays an important role in this vision. If risk preparedness and recovery can be strengthened here, it can serve as a model for other high-risk regions across the globe.”  Hassan El-Shabrawishi highlighted the Philippines as a vital testbed for AXA’s inclusive protection initiatives. “We are committed to scaling access to insurance for underserved groups such as MSMEs, informal workers, and vulnerable households,” he said. “Through AXA EssentiALL, our global inclusive insurance program, we are creating affordable, practical solutions that support financial resilience for millions of families.”  Beyond specific programs, AXA illustrates this commitment by prioritizing financial literacy, enabling digital access, and conducting resilience-building initiatives. In the Philippines, these efforts help families gain a better understanding and appreciation of how insurance can help them navigate life’s uncertainties, making protection a standard part of Filipinos’ everyday lives.  With a focus on deepening partnerships, driving a prevention-first mindset and shifting to more inclusive insurance into general protection benchmarks, the executives’ visit reflects AXA’s broader strategic direction of positioning insurance as an essential societal infrastructure.  ABOUT AXA PHILIPPINES  Established in 1999, AXA Philippines is one of the largest insurance companies in the country. It offers financial security to over a million individuals through its group and individual life insurance as well as general insurance products.  AXA Philippines is one of the first to introduce bancassurance operations in the country and is among the pioneers in the investment-linked insurance sector.  AXA Philippines is a joint venture between the AXA Group, headquartered in France, GT Capital Holdings, Inc. (GT Capital), a leading listed conglomerate in the Philippines, and Metropolitan Bank and Trust Company (Metrobank), one of the Philippines’ largest financial institutions. It is duly recognized by the Insurance Commission and has license to operate and engage in life and general insurance business under License No. 2025/14-R.  For more information on AXA Philippines and their products, visit their website at www.axa.com.ph.    FOR MORE INFORMATION:  Media Relations:                                             Rochelle Rivera                          rochelle.rivera@axa.com.ph   Abbie Remo abbie.remo@axa.com.ph 

In today’s dynamic world, welfare protection for both formal employees and independent contractors must keep pace to meet their evolving needs in a rapidly changing work landscape. Through the partnership between AXA Philippines, one of the country’s largest and fastest-growing insurers, and Grab and MOVE IT, drivers and riders now have access to free life insurance coverage that helps safeguard them and their families during life’s most difficult moments. Imagine a steady hand reaching out just when the ground starts to give way—unexpected, unseen, but deeply needed. That’s what held two families of MOVE IT riders together in their moment of greatest loss. They worked hard, gave their best every day, and, when it mattered most, had the support that helped them carry on. ​​​Rey Belarmino wasn’t just a MOVE IT rider—he was the steady heartbeat of his family. At 53, with nearly two decades of experience on the road, he had finally joined MOVE IT in 2024 alongside two of his sons, who were also MOVE IT rider-partners. Known for being kindhearted and deeply devoted to his family, Rey spent most of his days navigating the busy streets of Metro Manila to earn a living and provide for the people he loved most.  ​​​​​In March, Ray suddenly fell ill and began vomiting uncontrollably. His sons rushed and brought him to the hospital. He was transferred to the Pasig City General Hospital but he passed away shortly after being declared comatose. The loss was devastating. For his wife, Hilaria, and their four children, it felt like their world stopped. What they didn’t know, and what came as a quiet source of comfort in the days that followed, was that Rey – as one of the motorcycle taxi platform’s top-performing riders – had been covered by a free life insurance plan through Grab and MOVE IT’s partnership with AXA Philippines.  “Laking pasalamat na nakasama siya sa MOVE IT,” Hilaria shared softly. “Malaking tulong po talaga ‘yung natanggap namin.”  The insurance benefit arrived not as a solution to grief, but as a kind of embrace—an unexpected hand to hold during one of life’s most uncertain moments. It allowed the family to manage daily needs and gave them the space to begin healing without the immediate pressure of financial instability. Rey’s son, John Rey, still in disbelief, said:  “Malaking bagay talaga ‘yung insurance, kasi kahit papaano, makakaahon ang pamilya. Kahit nawala si Papa, parang protected pa rin kami.” Rey’s sister, Vivian, also expressed the value of having protection, saying, “Hindi lang sa pang-araw-araw na gastos. Malaking bagay 'to lalo na sa ganitong sitwasyon, na biglang nawala 'yung pangunahing bumubuhay sa pamilya. Buti na lang may ganito palang partnership sina MOVE IT at AXA.” Another MOVE IT rider, Jay Campanero, was a devoted father of three who joined the company in 2023. Jay had big dreams for his family—dreams built on hard work and dedication. At 40 years old, he was a devoted husband and father of three. Since joining MOVE IT, he often maximize​d​ his hours on the road—not for luxury, but for small joys like his wife’s birthday outing, or savings for their children’s education. They were living on the third floor of his in-laws’ house. But Jay dreamed of building their own home, one brick at a time.  ​​One Sunday in April, after a day of work and returning to his family just as he always did, he suffered a stroke and was rushed to the hospital. He never regained consciousness. His wife, Leslie Anne, was left heartbroken and overwhelmed. She reflected that it was as if, in his final moments of strength, he made sure to come home one last time. Just like Rey’s family, she soon discovered that Jay’s livelihood with MOVE IT came with protection she never expected. “Sobrang laking tulong sa pamilya namin,” Leslie shared. “Halos lahat ng iniisip ng asawa ko bago siya nawala—ayusin ang bahay, may panggastos para sa mga bata—unti-unti kong magagawa dahil sa binigay ng MOVE IT.”  For Leslie, it wasn’t just money. It was a symbol of Jay’s quiet strength. And a reminder that, even in absence, he was still looking after them.  Her words carry weight, but also hope: “Buti na lang pala may ganito. Kasi kung wala, paano na kami?”  She now encourages other riders to care for themselves, not just for work but for the families they return to at the end of each day.  “Hindi lang trabaho ang mahalaga. Kailangan may oras din para sa pamilya at sa kalusugan. Kailangan magtira ng lakas para makasama mo pa sila ng mas matagal.” The Real Value of Caring for Workers  In both Rey and Jay’s stories, the life insurance benefit was not just a policy. It was a promise quietly kept. Neither family knew it was there. Neither expected it. But both felt its impact deeply. These stories ​attest to​ how thoughtful partnerships​, such as the recent collaboration​ between Grab, MOVE IT, PhilPacific Insurance Brokers & Managers, Inc. (Philinsure), and AXA Philippines​,​ can provide protection that honors the hard work of everyday riders. It’s a reflection of what happens when organizations go beyond transactional relationships and choose to extend meaningful protection to all workers, especially those in the gig economy.​​Extending employee benefits to non-traditional workers isn’t just forward-thinking; it’s compassionate business. AXA Philippines is committed to deliver inclusive worker benefits solutions so that more companies can have the power to offer peace of mind to the people who keep their operations moving, even outside the office walls.Because real care doesn’t always come with fanfare. Sometimes, it arrives quietly—just when it’s needed most. For more information about AXA Philippines’ insurance solutions for you and your business, visit www.axa.com.ph. ABOUT AXA PHILIPPINES  Established in 1999, AXA Philippines is one of the largest insurance companies in the country. It offers financial security to over a million individuals through its group and individual life insurance as well as general insurance products.  AXA Philippines is one of the first to introduce bancassurance operations in the country and is among the pioneers in the investment-linked insurance sector.  AXA Philippines is a joint venture between the AXA Group, headquartered in France, GT Capital Holdings, Inc. (GT Capital), a leading listed conglomerate in the Philippines, and Metropolitan Bank and Trust Company (Metrobank), one of the Philippines’ largest financial institutions. It is duly recognized by the Insurance Commission and has license to operate and engage in life and general insurance business under License No. 2025/14-R.  For more information on AXA Philippines and their products, visit their website at www.axa.com.ph.    FOR MORE INFORMATION:  Media Relations:                                             Rochelle Rivera                          rochelle.rivera@axa.com.ph   Abbie Remo abbie.remo@axa.com.ph 

-by Ayman Kandil  CEO, AXA Philippines Some time ago, during the launch of our partnership with Grab Philippines and MOVE IT, I had the chance to speak with some of the riders covered under the new insurance program. One rider, in particular, shared something that stuck with me: “Kailangan magsipag sa kalsada para may kita (I need to work hard on the road so I can earn). It was a simple statement, honest, matter of fact -- but it captured a much deeper reality. For many Filipinos in the gig economy, a single missed day of work -- be it due to illness, injury, or accident -- can mean no income and immense worries for their families. That conversation reminded me why inclusive protection matters so much, and why all of us in the Philippine insurance industry – together with gig platforms – should reflect on this responsibility: as our workforce evolves, the protection we provide must evolve with it. Today, over 1.5 million Filipino gig workers all over the country power our cities – doing virtual and freelance work and bringing meals, packages, and services to our doorsteps. Many more are employed in micro-, small-, and medium-sized enterprises (MSMEs) that remain outside the formal protection system. These hardworking individuals often are challenged to access health coverage, accident insurance, or long-term financial security. At AXA, we believe that everyone deserves access to financial protection, regardless of how or where they work. That’s the lens through which we’ve approached our recent efforts, to help close the protection gap for workers who have long been left out of the conversation. Here are a few ways we believe the industry can help shape a more inclusive future: First, we recognized early on that traditional insurance models don’t always fit the needs of gig workers. Recognizing this, some platforms are beginning to explore more inclusive approaches. One example is the partnership between Grab, MOVE IT, and AXA Philippines, facilitated through PhilPacific Insurance Brokers & Managers, Inc. (Philinsure), which provides group life and personal accident insurance to their top-performing riders – offering a substantial layer of protection that today’s gig workers would often not be able to access. It’s one of the first initiatives of its kind in the country, and we see it as a blueprint for protecting other independent workers, such as freelance professionals, service workers, and even informal entrepreneurs -- people who fuel the economy, often with little formal support. It is inspiring to work with platforms like Grab and MOVE IT in engineering pioneering efforts that push forward new models of social protection needed by today’s modern workforce. Second, we need to make access to protection effortless and digital. For many workers, the barrier isn’t just cost, it’s access. That’s why AXA’s latest partnership is a significant step forward in making insurance more inclusive. At the same time, tools like the Emma by AXA PH mobile app make it easier for customers to access and manage their policies anytime, anywhere. This is how we close the accessibility gap -- by meeting people where they already are, on the platforms and apps they use every day. Third, we need to strengthen collaboration to scale impact.  Expanding worker protection isn’t something one company or institution can achieve alone. It will take collaboration across sectors -- insurers, employers, tech platforms, and government agencies -- to build something truly sustainable and ​​far-reaching​​. There are many encouraging signs. More MSMEs are exploring employee benefits, policymakers are expanding coverage to accommodate the changing needs of freelancers through social protection systems with SSS and PhilHealth, and platforms are co-creating wellness programs for independent earners. We’ve been fortunate to work with partners who believe in this shared mission, and we remain committed to finding more ways to support this evolving workforce. When workers feel secure, they can focus on doing their jobs better, build toward the future, and contribute more confidently to our economy. That’s what inclusive insurance is ultimately about --  creating peace of mind in every pocket of the workforce. We know there’s still much to be done. AXA’s purpose remains to be acting for human progress by protecting what matters. We welcome more partners who share our belief that protection should be for everyone. The momentum is happening, and if we continue working together, we can make protection more inclusive, more accessible, and more meaningful for all. Let’s build that future together. ABOUT AXA PHILIPPINES  Established in 1999, AXA Philippines is one of the largest insurance companies in the country. It offers financial security to over a million individuals through its group and individual life insurance as well as general insurance products.  AXA Philippines is one of the first to introduce bancassurance operations in the country and is among the pioneers in the investment-linked insurance sector.  AXA Philippines is a joint venture between the AXA Group, headquartered in France, GT Capital Holdings, Inc. (GT Capital), a leading listed conglomerate in the Philippines, and Metropolitan Bank and Trust Company (Metrobank), one of the Philippines’ largest financial institutions. It is duly recognized by the Insurance Commission and has license to operate and engage in life and general insurance business under License No. 2025/14-R.  For more information on AXA Philippines and their products, visit their website at www.axa.com.ph.    FOR MORE INFORMATION:  Media Relations:                                             Rochelle Rivera                          rochelle.rivera@axa.com.ph   Abbie Remo abbie.remo@axa.com.ph 

MANILA, Philippines, August 18, 2025 — AXA Philippines turned its commitment to community into action during this year’s AXA Week for Good (AWFG), the flagship annual celebration of AXA Hearts in Action, the company’s global employee volunteering program. AWFG is a weeklong series of activities where employees nationwide unite to support causes that strengthen communities and inspire lasting change. “AXA Week for Good reflects the passion and purpose of our people,” said Sharon Hernandez, Chief Human Resources Officer of AXA Philippines. “It’s a meaningful opportunity for employees to engage with communities, champion causes they care about, and see the direct impact of their efforts. Beyond volunteerism, it strengthens our culture of empathy, collaboration, and advocacy—values that define us as an organization.” Across the country, 873 employees stepped up, comprising 544 first-time volunteers, 329 returning ones, and 22 non-full-time staff, all contributing time, skills, and compassion to causes that matter.  A Week of Connection at AXA Headquarters AXA’s headquarters (HQ) in Makati City became a hub of learning, compassion, and hands-on service. The NGO Fair brought together 17 partner organizations, each sharing their causes and sustainable products. Employees engaged directly with advocates, purchased goods that supported community livelihoods, and learned about initiatives in mental health, education, and environmental care.  The week featured a special podcast series, offering inspiring conversations with NGO partners. Among many others were Judith Apolinario-Follero of iVolunteer Philippines, who spoke on volunteering for personal growth; Jose Mari Hulleza of Juan for Mental Health, who shared simple, practical techniques to reduce stress, improve focus, and enhance overall well-being; Catherina Papio of Earthventure Inc. and Green Space Pilipinas, who helped unpack how segregation and composting can be powerful tools for environmental change; Karey Milan Balbin of the Philippine Red Cross Rizal Chapter, who discussed the life-saving power of blood donation; and Christopher Santos, founder of LifeAid Emergency Solutions Inc., who provided insights on disaster preparedness and community resilience. These stories brought to life the passion and purpose behind their work, complementing the on-site activities. Employees took part in creative, purpose-driven workshops: the “Eco-Make Lab,” where they handcrafted macramé pouches alongside women artisans from Project Pearls under their livelihood program GROW Bulacan; “Handmade with Love,” where they produced sustainable doormats for donation to local communities; and “Learn and Pack,” where they assembled educational kits for underprivileged children, promoting both learning and environmental awareness. These hands-on experiences sparked creativity, built relationships, and deepened appreciation for the skill and care that go into everyday necessities. The HQ-based activities brought meaningful connections to life, culminating with a heartwarming visit from children of the Payatas Orione Foundation, who spent a joyful day of storytelling, play, and discovery with AXA volunteers. Beyond the headquarters, AXA employeesparticipatedin “One Great AXA” events, regional gatherings under the AWFG banner that combine wellness, camaraderie, and service. In Cebu and Davao, the “One Great AXAWalk” united teams across regions, reinforcing the idea that every employee is part ofonenationwide movement.In Siniloan, Laguna, AXA collaborated with Fostering Education & Environment for Development (FEED) to identify pressing needs. As part of the reforestation efforts in Sierra Madre, volunteers planted 1,250 seedlings, achieving more than 40% of AXA’s overall target of 3,000 trees.  Beyond donating food, school supplies, clothing, shoes, and cash—based on the community’s requests—the volunteers also shared knowledge through a financial literacy workshop on budgeting, saving, and investing, empowering residents with practical skills for a more secure and sustainable future. This year’s AWFG brought AXA to 70% of its AXA Hearts in Action volunteer target, engaging 1,128 unique volunteers to date. Behind these figures are the personal stories, connections, and shared purpose that make the initiative a lasting force for good. More than a yearly activity, the AWFG is considered a living expression of the company’s belief that purpose drives progress. By giving their time, talent, and heart, AXA employees reaffirmed that together, they can help build a better, more inclusive future. For more information about AXA Philippines' commitment to holistic well-being for all, visit https://www.axa.com.ph.ABOUT AXA PHILIPPINES  Established in 1999, AXA Philippines is one of the largest insurance companies in the country. It offers financial security to over a million individuals through its group and individual life insurance as well as general insurance products.  AXA Philippines is one of the first to introduce bancassurance operations in the country and is among the pioneers in the investment-linked insurance sector.  AXA Philippines is a joint venture between the AXA Group, headquartered in France, GT Capital Holdings, Inc. (GT Capital), a leading listed conglomerate in the Philippines, and Metropolitan Bank and Trust Company (Metrobank), one of the Philippines’ largest financial institutions. It is duly recognized by the Insurance Commission and has license to operate and engage in life and general insurance business under License No. 2025/14-R.  For more information on AXA Philippines and their products, visit their website at www.axa.com.ph.    FOR MORE INFORMATION:  Media Relations:                                             Rochelle Rivera                          rochelle.rivera@axa.com.ph   Abbie Remo abbie.remo@axa.com.ph 

As one of the largest and fastest-growing insurance companies in the country, AXA Philippines took home a significant double victory at the 2025 Insurance Asia Awards, winning Health Insurance Initiative of the Year for its superior critical illness plan, Health Max Elite and International General Insurer of the Year for its expansive general insurance solutions, including the AXA Smart Traveller, which was also recently recognized with a Platinum Seal by the Reader’s Digest Trusted Brands Awards 2024. These back-to-back accolades underscore AXA’s stronghold as a trusted, innovative, and all-around insurance provider, protecting over a million Filipinos through accessible, relevant, and customer-first products. The Insurance Asia Awards recognizes the best of the best in Asia’s insurance industry, celebrating insurance companies that rise above market challenges while delivering customer satisfaction and sustainable growth. AXA’s double recognition underscores its leadership in both life and general insurance, driven by standout initiatives such as first-in-market health coverage, award-winning travel protection, and strategic partnerships that make insurance more accessible to every Filipino. ABOUT AXA PHILIPPINES  Established in 1999, AXA Philippines is one of the largest insurance companies in the country. It offers financial security to over a million individuals through its group and individual life insurance as well as general insurance products.  AXA Philippines is one of the first to introduce bancassurance operations in the country and is among the pioneers in the investment-linked insurance sector.  AXA Philippines is a joint venture between the AXA Group, headquartered in France, GT Capital Holdings, Inc. (GT Capital), a leading listed conglomerate in the Philippines, and Metropolitan Bank and Trust Company (Metrobank), one of the Philippines’ largest financial institutions. It is duly recognized by the Insurance Commission and has license to operate and engage in life and general insurance business under License No. 2025/14-R.  For more information on AXA Philippines and their products, visit their website at www.axa.com.ph.    FOR MORE INFORMATION:  Media Relations:                                             Rochelle Rivera                          rochelle.rivera@axa.com.ph   Abbie Remo abbie.remo@axa.com.ph 

MANILA, Philippines, July 11, 2025 — AXA Philippines, one of the country’s largest and fastest-growing insurance providers, announced the launch of its first Emma DigiZone at the AXA Service Center Makati branch. This new self-service kiosk is designed to make insurance services more accessible and empower customers to manage their policies with greater ease and convenience through the Emma by AXA PH mobile application. The Emma by AXA PH app is a digital platform that empowers its customers to conveniently manage their insurance policies anytime, anywhere. By introducing the Emma DigiZone within key branches, AXA brings this technology closer to its customers—serving as a direct gateway to self-service features that simplify insurance transactions. Through these zones, AXA aims to improve the experience for customers by making it easier to register or log in to the Emma by AXA app—with on-site Branch Services Specialists (BSS) ready to guide them through the process and help them explore its features. The Emma DigiZone offers a range of convenient services designed to support customers in their digital journey. Customers can easily access and manage their policy details through the app, providing them with greater control and visibility over their insurance coverage. For those who have not yet registered, on-site assistance is available to help them set up their account and get started quickly and easily. “The launch of the Emma DigiZone is a key milestone in our commitment to deliver easy, convenient digital solutions for our customers. This initiative is about empowering customers to take control of their policies, while also extending the accessibility of digital insurance solutions,” said Kathleen Villegas, Chief Operations Officer of AXA Philippines. This initiative is particularly beneficial for Life and Health policyholders who require frequent access to policy services. By offering a more streamlined and convenient experience, the Emma DigiZone helps reduce waiting time and gives customers more flexibility in managing their policies—viewing account value, topping up, paying premiums, and more—whether they prefer to self-serve or seek guidance from AXA staff on-site. “More than just the convenience, the Emma DigiZone represent a smarter, faster way for our customers to manage their insurance needs. By bringing digital tools directly to our service centers, we are delivering a more intuitive and empowering experience, one that fits seamlessly into how people live and interact today. We want to keep innovating for our customers so they know they can stay protected with a partner they can rely on anytime, anywhere.” added Villegas. For more information about AXA Philippines' end-to-end solutions for all your protection needs, visit  https://www.axa.com.ph.  ABOUT AXA PHILIPPINES  Established in 1999, AXA Philippines is one of the largest insurance companies in the country. It offers financial security to over a million individuals through its group and individual life insurance as well as general insurance products.  AXA Philippines is one of the first to introduce bancassurance operations in the country and is among the pioneers in the investment-linked insurance sector.  AXA Philippines is a joint venture between the AXA Group, headquartered in France, GT Capital Holdings, Inc. (GT Capital), a leading listed conglomerate in the Philippines, and Metropolitan Bank and Trust Company (Metrobank), one of the Philippines’ largest financial institutions. It is duly recognized by the Insurance Commission and has license to operate and engage in life and general insurance business under License No. 2025/14-R.  For more information on AXA Philippines and their products, visit their website at www.axa.com.ph.    FOR MORE INFORMATION:  Media Relations:                                             Rochelle Rivera                          rochelle.rivera@axa.com.ph   Abbie Remo abbie.remo@axa.com.ph 

MANILA, Philippines--Becoming a father for the first time comes with a whirlwind of emotions: excitement, nerves, and about a hundred questions on what to do next. For actor and content creator Mikael Daez, the experience has been nothing short of transformative, and he’s only just getting started.“I’m excited with the whole process of what being a dad entails,” Mikael shares. “I’ve heard from friends and family that caring for a newborn is quite the journey, and I’m looking forward to going through that with my wife.”While he's quick to admit he’s no expert, Mikael is embracing fatherhood with curiosity, teamwork, and some light-hearted “dad hacks” along the way. His first tip? Rest up. “Everyone keeps telling me to get my sleep now, because I won’t get any later,” he laughs. He’s also discovered that a good baby carrier goes a long way when it comes to surviving the early days.At home, Mikael and his wife, Megan Young, are figuring things out as a team. “Megan pretty much took the lead on preparing the baby’s room—the bassinet, the crib, the changing station. Meanwhile, I chose the color of the stroller,” he jokes. “Basically, I picked the things she didn’t mind handing off.”Beyond baby prep, Mikael is also focused on staying healthy and grounded. “We’re both trying to commit to living a healthier lifestyle—physically, mentally, spiritually—because we want to be in the best shape for our child. Longevity matters,” he explains. His routine now includes workouts focused on functional movement and staying injury-free.But beyond physical preparation, Mikael also took a practical step that brought him lasting peace of mind: getting AXA’s AllShield plan.“Part of becoming a dad is making sure you’re ready for anything,” he says. “That means being present for the milestones, but also being prepared for the ‘what ifs that no one wants to talk about.’”AXA Philippines, one of the largest and fastest-growing insurance companies in the country, recently launched AllShield, its latest all-around insurance plan that combines life, accident, disability, and critical illness coverage under one policy—making it a smart and affordable protection option for growing families. With premiums that can fit a wide range of budgets, AllShield is designed to make comprehensive insurance accessible without compromising on coverage. It’s a practical choice for families who want solid protection while managing everyday expenses.While the plan offers affordability, its coverage goes well beyond the basics. In the event of the policyholder’s passing, for example, their family will receive lump sum cash benefit. Additionally, if the policyholder had reached key milestones—such as the 10th or 20th policy year before their passing, protection bonuses will be added to the benefit, providing even greater financial support for their loved ones. If an accidental death were to occur, the coverage doubles. And should they face permanent disability or a critical illness later, AXA would step in—waiving remaining payments or providing a lump sum to manage medical costs, respectively.Many Filipinos still see life insurance as a luxury or a last resort, especially among breadwinners who prioritize daily expenses over long-term planning. But Mikael believes that protecting your family’s future with insurance is one of the most powerful ways to show love. It’s not just about what you provide now—it’s about making sure those you love will be taken care of, come what may.As he steps into fatherhood, Mikael also holds onto one piece of advice that’s stuck with him for years: kids aren’t born knowing what to do in the world. It’s a parent’s job to provide guidance, structure, and support. “They can’t be completely independent yet—that’s why they’re kids,” he says. “It’s up to us to show them the way.”With that same intention, he’s preparing for his new role not just with baby gear and parenting tips, but with a strong foundation—one that's wrapped in love, guidance, and security that lasts.Whether you're expecting your first child or simply thinking ahead, AXA is here to help you protect your family’s future—so you can move forward with peace of mind, knowing you can. Learn more about AllShield by visiting AXA’s website and speaking to a Financial Partner today.ABOUT AXA PHILIPPINES Established in 1999, AXA Philippines is one of the largest insurance companies in the country. It offers financial security to close to 2 million individuals through its group and individual life insurance as well as general insurance products. AXA Philippines is one of the first to introduce bancassurance operations in the country and is among the pioneers in the investment-linked insurance sector. AXA Philippines is a joint venture between the AXA Group, headquartered in France, GT Capital Holdings, Inc. (GT Capital), a leading listed conglomerate in the Philippines, and Metropolitan Bank and Trust Company (Metrobank), one of the Philippines’ largest financial institutions. It is duly recognized by the Insurance Commission and has license to operate and engage in life and general insurance business under License No. 2025/14-R. For more information on AXA Philippines and their products, visit their website at www.axa.com.ph.

Manila, Philippines – The gig economy in the Philippines is rapidly expanding, with freelancers, ride-hailing drivers, and delivery riders making substantial contributions to the workforce. However, unlike traditional employees, many gig workers lack employment security, health benefits, and insurance coverage, exposing them to financial risks in times of medical emergencies or accidents. Despite a 208% increase in freelance earnings from 2019 to 2020, as noted by the Philippine Institute for Development Studies, the absence of financial protection remains a major challenge. Recognizing this gap, AXA Philippines, one of the largest and fastest growing life insurance companies in the Philippines, is stepping in to empower gig workers with accessible, relevant, and sustainable protection solutions.Addressing the Protection Gap in the Gig Economy AXA is committed to making insurance inclusive and accessible, ensuring underserved communities have the financial security they need to thrive. Through AXA EssentiALL, its global inclusive insurance unit, AXA delivers affordable, tailored solutions to those who traditionally lack coverage. Operating in 14 markets with over 14 million customers as of 2023, AXA EssentiALL helps communities build financial resilience against life’s uncertainties. In the Philippines, this commitment is taking shape through AXA Philippines’ partnership with PhilPacific Insurance Brokers & Managers, Inc. (Philinsure), Grab, and MOVE IT—extending critical protection to gig workers, a sector long excluded from traditional financial safeguards. Through this initiative, thousands of Grab and MOVE IT drivers and riders will receive up to PHP 1 million insurance coverage should anything untoward happen to them, under the companies’ incentive-based program. This ensures these hardworking individuals can work with confidence and peace of mind, knowing they are financially protected. “Ensuring inclusive protection has always been a core part of our mission. At AXA, we believe that every worker, regardless of employment status, deserves financial security and support. Gig workers demonstrate the same dedication, hard work, and competence as traditional employees, and it’s time they have access to the protection they deserve,” said Ayman Kandil, AXA Philippines President and CEO. “Through this partnership with Grab, MOVE IT, and Philinsure, we are taking concrete steps to close the protection gap for gig workers in the Philippines, especially drivers and riders who are on the road all day and are exposed to so many risks.” Philinsure, a key partner in the initiative, shares the same vision of financial security for all by combining their microinsurance expertise with AXA’s innovative insurance solutions. Building a Resilient Future for Gig Workers For Grab Philippines, supporting their driver- and delivery-partners’ well-being goes beyond just providing livelihood opportunities—it’s also about ensuring they have the right protection. As the workforce continues to evolve, insurance solutions must adapt to new employment models. By breaking barriers to insurance access, AXA reaffirms its commitment to helping gig workers build a stronger, more resilient financial future. To learn more about AXA Philippines’ workforce protection initiatives, visit https://www.axa.com.ph/. ABOUT AXA PHILIPPINES Established in 1999, AXA Philippines is one of the largest insurance companies in the country. It offers financial security to close to 2 million individuals through its group and individual life insurance as well as general insurance products. AXA Philippines is one of the first to introduce bancassurance operations in the country and is among the pioneers in the investment-linked insurance sector. AXA Philippines is a joint venture between the AXA Group, headquartered in France, GT Capital Holdings, Inc. (GT Capital), a leading listed conglomerate in the Philippines, and Metropolitan Bank and Trust Company (Metrobank), one of the Philippines’ largest financial institutions. It is duly recognized by the Insurance Commission and has license to operate and engage in life and general insurance business under License No. 2025/14-R. For more information on AXA Philippines and their products, visit their website at www.axa.com.ph.

MANILA, Philippines — In an era defined by economic uncertainty, digital fatigue, and growing social isolation, young Filipinos are emerging at the forefront of a vital conversation: mental health.  According to AXA’s 2025 Mind Health Report, Filipinos, aged 18 to 34, are experiencing significantly higher levels of stress, anxiety, and depression than their global peers. Yet, they are also among the most proactive in seeking support through digital and AI-powered mental wellness tools. This year’s study offers deep insights into how Filipinos—especially the younger generation—are coping, adapting, and innovating in response to mental health challenges. Gen Z and Millennials Lead the Shift to Digital Mental Health The AXA Mind Health Index, a key component of the report, categorizes individuals into four distinct mental well-being states: Flourishing, the pinnacle of positive mind health; Getting by, where individuals show some areas of well-being but not enough to flourish; Languishing, the absence of positive well-being; and Struggling, the most vulnerable state, marked by challenges in most areas of life.  A significant portion of Filipino youth identify as languishing or struggling—highlighting the urgent need for accessible, relevant, and proactive mental health solutions. According to the report, Filipinos aged 18 to 34 are more likely than older generations to suffer from severe mental health symptoms and are diagnosed with conditions at higher rates than their global peers. Despite these challenges, this age group shows strong resilience and initiative—39% turn to AI-powered mental health tools, well above the global average of 28%. In fact, half of all Filipinos now rely on digital platforms like websites, blogs, forums, and social media for mental health support. Stress Levels Among Working-Class Filipinos Among Highest Globally The report also reveals that nearly seven in ten Filipinos experience at least mild forms of anxiety, stress, or depression—among the highest rates globally. Key drivers include financial instability and job insecurity (76% vs 53% globally), uncertainty about the future (70% vs 53%), loneliness and social isolation (58% vs 42%), climate change anxiety (57% vs 38%), and exposure to negative news (55% vs 45%). Workplaces play a significant role in both stress and support. The data points to an opportunity for organizations to be part of the solution—by fostering psychologically safe environments, supporting mental health literacy, and encouraging open conversations. Building a Culture of Early Support As more young Filipinos turn to self-guided tools and digital channels for help, the availability of accessible resources for early mental health awareness and care becomes increasingly important. Simple, non-diagnostic tools – such as AXA’s Mind Health Self-Check—are helping individuals reflect on their mental state and take proactive steps when needed. Some health plans in the market have also begun to include free mental health consultations as part of their coverage, recognizing the importance of holistic care. Additionally, a growing number of protection solutions now acknowledge the reality of mental health conditions, with some beginning to incorporate coverage for select mental health conditions. “Because mental health is not just a personal issue—it’s a public one. And tackling it requires shared understanding, accessible tools, and sustained support,” said AXA Philippines CEO Ayman Kandil. “And while we still have a long way to address the gaps, know you can do something now and thrive with the right support.” The annual AXA Mind Health Report, now in its fifth year, explores global and local attitudes toward mental health and tracks emerging trends and behaviors that influence mental wellness across life stages and cultures. As one of the largest and fastest-growing insurance companies in the country, AXA Philippines aims to amplify the conversation around mind health and uncover opportunities for individuals, healthcare professionals, and policymakers to take action for a better global mind health. For more information about AXA Philippines' commitment to holistic well-being for all, visit  https://www.axa.com.ph.  ABOUT AXA PHILIPPINES  Established in 1999, AXA Philippines is one of the largest insurance companies in the country. It offers financial security to over a million individuals through its group and individual life insurance as well as general insurance products.  AXA Philippines is one of the first to introduce bancassurance operations in the country and is among the pioneers in the investment-linked insurance sector.  AXA Philippines is a joint venture between the AXA Group, headquartered in France, GT Capital Holdings, Inc. (GT Capital), a leading listed conglomerate in the Philippines, and Metropolitan Bank and Trust Company (Metrobank), one of the Philippines’ largest financial institutions. It is duly recognized by the Insurance Commission and has license to operate and engage in life and general insurance business under License No. 2025/14-R.  For more information on AXA Philippines and their products, visit their website at www.axa.com.ph.    FOR MORE INFORMATION:  Media Relations:                                             Rochelle Rivera                          rochelle.rivera@axa.com.ph   Abbie Remo abbie.remo@axa.com.ph 

AXA Philippines Chief Marketing Officer (CMO) Fernando "Nandy" Villar has been named one of this year’s Top Marketing Mentors by Mansmith and Fielders, Inc., a leading marketing and entrepreneurship training firm in the country. The award was given during the annual Mansmith Market Mentors Awards, which celebrates marketing leaders who have not only excelled in their fields but also mentored aspiring marketers, building legacies that foster talent and innovation. Villar joins a distinguished group of visionaries and executives committed to empowering the next generation of marketing professionals.In his role as CMO, Villar has led transformative marketing strategies. His expertise in brand management, digital transformation, and customer engagement has strengthened AXA's market presence and developed innovative solutions for Filipinos. His leadership style, characterized by its authenticity, collaboration, and continuous learning, has inspired, and guided young professionals in the field and beyond with the knowledge, confidence, and skills to thrive in the industry. During the awarding ceremony, Villar shared valuable insights on leadership, strategy, and mentorship, providing attendees with a deeper understanding of how successful marketing leaders approach challenges, make data-driven decisions, and connect meaningfully with their audiences. More importantly, he emphasized how mentorship transforms the industry by shaping future leaders.“I’m honored to be recognized as one of the top marketing mentors by Mansmith and Fielders, Inc. Marketing, to me, goes beyond strategy—it’s about inspiring action and making a real difference. Being in the insurance industry makes this even more meaningful, as our purpose of protecting what matters drives us to empower people with the right protection and support so they can live life with confidence. I’m grateful for the mentors who shaped my journey and proud to pay it forward to the next generation of marketers,” shared Villar. With leaders like Villar guiding the way, the future of marketing in the Philippines is bright. The award affirms not just his legacy but also AXA Philippines’ continuous commitment to building a resilient future-ready workforce and a robust marketing industry.More information about AXA Philippines’ insurance solutions is available on its website  www.axa.com.ph and its partner platforms. ABOUT AXA PHILIPPINES Established in 1999, AXA Philippines is one of the largest insurance companies in the country. It offers financial security to close to 2 million individuals through its group and individual life insurance as well as general insurance products. AXA Philippines is one of the first to introduce bancassurance operations in the country and is among the pioneers in the investment-linked insurance sector. AXA Philippines is a joint venture between the AXA Group, headquartered in France, GT Capital Holdings, Inc. (GT Capital), a leading listed conglomerate in the Philippines, and Metropolitan Bank and Trust Company (Metrobank), one of the Philippines’ largest financial institutions. It is duly recognized by the Insurance Commission and has license to operate and engage in life and general insurance business under License No. 2025/14-R. For more information on AXA Philippines and their products, visit their website at www.axa.com.ph. 

AXA Philippines, one of the largest and fastest-growing insurance companies in the country, has once again proven its leadership in the insurance industry by winning multiple prestigious honors at the Reader's Digest Trusted Brands Awards 2025. For the second consecutive year, AXA Philippines secured the Platinum Award in the Travel Insurance category. The company also earned Gold Awards for the Health and Life Insurance categories, marking a remarkable third consecutive year for the Health Insurance Gold Award and the second consecutive year for Life Insurance. The recognition highlights AXA Philippines' award-winning products across multiple insurance categories. AXA Philippines received the Platinum Award in the Travel Insurance category for its AXA Smart Traveller plan, offering 24/7 travel and medical assistance and with the highest emergency coverage of up to PHP 3.5 million in case of sickness, and another PHP 3.5 million in case of accident. In the Health Insurance category, AXA Philippines earned a Gold Award for its comprehensive health protection portfolio that provides coverage for healthcare and critical illness. With a Gold Award in the Life Insurance category, AXA delivers all-around coverage plans—combining life, accident, and critical illness protection with built-in savings and investment features.AXA Philippines wins Gold Awards for the Health and Life Insurance categories, marking a remarkable third consecutive year for the Health Insurance Gold Award and the second consecutive year for Life Insurance. Now in its 27th year in Asia, The Reader's Digest Trusted Brands Awards, held on April 4, 2025, at the Marco Polo Ortigas Manila Hotel, celebrated brands that have earned the highest levels of consumer trust through unwavering reliability, quality, and integrity, and AXA Philippines stood out among these esteemed brands. The annual Most Trusted Brands survey, conducted by Reader’s Digest, highlights the critical role trust plays in consumer decision-making, especially as AI and technology continue to shape the market. As consumers become more informed and discerning, brands that demonstrate transparency, authenticity, and responsible practices rise to the top.“We’re proud to be recognized once again by Filipino consumers as one of the most trusted insurance providers in the country,” said AXA Philippines Chief Proposition and Products Officer Abel Vergara. “This recognition shows our commitment to protecting what matters to our customers—from their health and well-being to their life journeys and travel experiences. Their continued trust inspires us to keep improving, build stronger partnerships, and offer smarter, more reliable solutions that address the changing needs of Filipinos.”AXA Philippines’ continued success in these prestigious awards highlights the trust Filipinos place in the brand. More than just offering reliable insurance solutions, AXA is committed to being a true partner to every Filipino—empowering them to take charge of their future with confidence. With AXA, Know You Can be financially secure, protected, and ready for life’s biggest moments. More information about AXA Philippines’ insurance solutions is available on its website www.axa.com.ph and its partner platforms.ABOUT AXA PHILIPPINES Established in 1999, AXA Philippines is one of the largest insurance companies in the country. It offers financial security to close to 2 million individuals through its group and individual life insurance as well as general insurance products. AXA Philippines is one of the first to introduce bancassurance operations in the country and is among the pioneers in the investment-linked insurance sector. AXA Philippines is a joint venture between the AXA Group, headquartered in France, GT Capital Holdings, Inc. (GT Capital), a leading listed conglomerate in the Philippines, and Metropolitan Bank and Trust Company (Metrobank), one of the Philippines’ largest financial institutions. It is duly recognized by the Insurance Commission and has license to operate and engage in life and general insurance business under License No. 2025/14-R. For more information on AXA Philippines and their products, visit their website at www.axa.com.ph.

AXA Philippines, one of the largest and fastest-growing insurance companies in the country, clinched the 2025 Outstanding Digital Customer Experience Award – Bancassurance for its Emma by AXA PH app at the Digital CX Awards. The innovative platform is designed to empower customers in managing their policies conveniently, and was recognized for its seamless self-service features, real-time claims tracking, and personalized wellness and financial tools. With a nearly 70% adoption rate and a customer satisfaction score of close to 90% in 2024, Emma continues to redefine digital innovation in insurance—helping customers believe in a future where they know they can take control of their protection and well-being. The Digital CX Awards honors the world’s leading and groundbreaking financial service institutions for their exceptional contributions to digital-based customer experiences and innovation. It is organized by The Digital Banker, a globally renowned trusted news, business intelligence, and research provider for the worldwide financial services sector. This milestone for AXA Philippines celebrates not only the success of Emma but also the collaborative efforts of the cross-functional support teams and dedicated distributors to the customers who continuously inspire innovation.  ABOUT AXA PHILIPPINES  Established in 1999, AXA Philippines is one of the largest insurance companies in the country. It offers financial security to close to 2 million individuals through its group and individual life insurance as well as general insurance products. AXA Philippines is one of the first to introduce bancassurance operations in the country and is among the pioneers in the investment-linked insurance sector.  AXA Philippines is a joint venture between the AXA Group, headquartered in France, GT Capital Holdings, Inc. (GT Capital), a leading listed conglomerate in the Philippines, and Metropolitan Bank and Trust Company (Metrobank), one of the Philippines’ largest financial institutions. It is duly recognized by the Insurance Commission and has license to operate and engage in life and general insurance business under License No. 2025/14-R.  For more information on AXA Philippines and their products, visit their website at www.axa.com.ph.  FOR MORE INFORMATION:  Media Relations:                                             Rochelle Rivera                          rochelle.rivera@axa.com.ph   Abbie Remo abbie.remo@axa.com.ph 

The Philippines' labor landscape is changing rapidly, but social protections are slow at catching up. According to the Institute for Labor Studies, there are now an estimated 1.5 million gig workers in the country. Add to that the millions working in micro-, small-, and medium-sized enterprises (MSMEs), where formal benefits are often limited or nonexistent, and the gap in financial protection becomes even more urgent. How can the industry adapt to support this critical workforce need? Here are three ways that financial institutions, platforms, and policymakers can build a more inclusive system of protection for workers -- no matter where or how they are employed.  Tailored Protection Across the Workforce Traditional employment comes with built-in benefits like health coverage, accident insurance, and access to savings. But for gig workers, freelancers, and those in MSMEs, these aren’t guaranteed. Inconsistent incomes and lack of employer-sponsored benefits often mean that when crisis hits, they are left with limited financial options to draw upon.  The first step in closing this protection gap is by offering insurance solutions that are customized, flexible, and accessible, designed to reflect the realities of today’s diverse workforce. AXA Philippines, one of the largest and fastest-growing insurance companies in the country, is leading this initiative with its initial roll out of insurance protection for gig workers, starting with a partnership with Grab and MOVE IT. This program offers free group personal accident insurance to top-performing drivers and delivery partners -- up to ₱1 million in coverage—marking a pivotal shift in how independent workers are valued and protected. Beyond the gig economy, this program is laying the groundwork for how inclusive protection models can be expanded to serve other underserved segments of the workforce. Positioning Employee Benefits as a Business Growth Strategy  The need for broader protection presents employers a new opportunity to play a leading role in strengthening worker welfare through scalable employee benefits programs. An expanded employee benefits portfolio can serve not just large enterprises, but also small- and medium-sized companies looking to offer group life, accident, and health insurance to their teams. These products are designed to be both affordable and modular, so they can grow with a business. In an environment where workers seek not just salaries but also security, wellness, and purpose, employee protection can become a key differentiator. By investing in employee benefits solutions, employers don’t just meet a baseline responsibility; they attract and retain talent, improve productivity, and future-proof their workforce. AXA is positioning itself as a key player in this regard as its employee benefits offerings include custom group life and medical insurance, accident and disability protection, health and wellness add-ons, as well as financial literacy and savings tools.  The goal is to make protection not just accessible, but meaningful, especially for sectors that have traditionally operated outside the formal safety net. AXA’s partnership with GCash, the country’s leading mobile wallet, also reflects how digital innovation can bring insurance closer to underserved populations, particularly those in the informal sector and low-income brackets. Strengthening Stakeholder Partnerships  For AXA Philippines CEO Ayman Kandil, expanding worker protection is not a task that insurers can tackle alone. It requires meaningful partnerships with employers, platforms, and even public institutions.  “That’s why we continue to explore public-private partnerships and collaborations that drive systemic change. Whether through direct partnerships, customized employee benefits plan, or co-created wellness programs, these efforts collectively raise the bar for what workforce care should look like,” he explains. These initiatives also align with larger discussions on how more Filipino workers can be integrated into national social protection systems. With ongoing efforts to expand SSS, PhilHealth, and Pag-IBIG access to gig workers and freelancers, private companies and policymakers recognize that ensuring the long-term welfare of all workers is not just an economic necessity, but a moral and social responsibility.  While challenges remain, innovative insurance solutions, improved accessibility, and stronger collaboration among all stakeholders are laying the foundation for a more secure and sustainable future for workers. “At the heart of these efforts is the belief that workers—especially those in the gig economy—should have the confidence to face the future, knowing they are protected. When workers feel secure, they can focus on doing their jobs better, ultimately benefiting the companies and platforms that rely on their contributions. A workforce that is protected is a workforce that can thrive,” Kandil ends. More information about AXA Philippines’ insurance solutions is available on its website  www.axa.com.ph and its partner platforms. ABOUT AXA PHILIPPINES  Established in 1999, AXA Philippines is one of the largest insurance companies in the country. It offers financial security to over a million individuals through its group and individual life insurance as well as general insurance products.  AXA Philippines is one of the first to introduce bancassurance operations in the country and is among the pioneers in the investment-linked insurance sector.  AXA Philippines is a joint venture between the AXA Group, headquartered in France, GT Capital Holdings, Inc. (GT Capital), a leading listed conglomerate in the Philippines, and Metropolitan Bank and Trust Company (Metrobank), one of the Philippines’ largest financial institutions. It is duly recognized by the Insurance Commission and has license to operate and engage in life and general insurance business under License No. 2025/14-R.  For more information on AXA Philippines and their products, visit their website at www.axa.com.ph.    FOR MORE INFORMATION:  Media Relations:                                             Rochelle Rivera                          rochelle.rivera@axa.com.ph   Abbie Remo abbie.remo@axa.com.ph 

MANILA, Philippines-- AXA Philippines, one of the leading insurance providers in the country, bagged the Best Travel Insurance (Single Trip) Award at the prestigious Tripzilla Excellence Awards 2024.  Tripzilla, one of Southeast Asia’s leader in digital travel media, is on its landmark 10th year for their annual awards event, dedicated to recognizing the top travel organizations in the country: from online travel services, agencies, activities, accommodations, and attractions. Winners are selected through an extensive online voting process conducted through their website.  This nod for the AXA Smart Traveller is another testament to its top-notch benefits and customer service. Earlier this year, it also received a Platinum Seal for Travel Insurance Category from the Reader’s Digest Trusted Brands Awards—setting the premium standard in travel protection.  Going big on travel insurance Being prepared for travel setbacks is key to fully enjoying vacations, so travelers can go big on adventures and create new memories in different destinations.  Exploring the world with AXA Smart Traveller makes it worry-free, thanks to comprehensive benefits designed to protect every step of the journey. Whether jetsetters or backpackers, AXA Smart Traveller provides the highest coverage for emergency medical expenses—up to P3.5 million for sickness and an additional P3.5 million for accidental injuries. Alongside health coverage, travelers are safeguarded against common disruptions, from lost or damaged baggage to unexpected flight delays.  Customers also get 24/7 emergency travel assistance, ensuring help is just a call away anywhere, anytime. Group travelers can also benefit from discounts when purchasing policies together, making protection more accessible and affordable. Plus, securing AXA Smart Traveller is fast and convenient—just a few clicks via the AXA Philippines website, and travelers are ready for their next big adventure with complete peace of mind.     ABOUT AXA PHILIPPINES  Established in 1999, AXA Philippines is one of the largest and fastest growing insurance companies in the country. It offers financial security to close to 2 million individuals through its group and individual life insurance as well as general insurance products.  AXA Philippines is one of the first to introduce bancassurance operations in the country, and is among the pioneers in the investment-linked insurance sector.  AXA Philippines is a joint venture between the AXA Group, headquartered in France, GT Capital Holdings, Inc. (GT Capital), a leading listed conglomerate in the Philippines, and Metropolitan Bank and Trust Company (Metrobank), one of the Philippines’ largest financial institutions. It is duly recognized by the Insurance Commission and has the following licenses to operate: 2019/37-R and 2019/40-R.     FOR MORE INFORMATION:  Media Relations:                                              Rochelle Rivera                          rochelle.rivera@axa.com.ph    Abbie Remo abbie.remo@axa.com.ph  Joseph Asong Head of Communications Bonsey Jaden joseph.asong@bonseyjaden.com  

AXA Philippines’ Chief Transformation and Technology Officer Caloi Santos is recognized as Best Chief Information Officer in the Insurance Industry at the ISOG I Am Secure Cybersecurity Excellence Awards, joined by Allan Malig ISOG board member (left) and Philip Casanova, one of the ISOG Awards jurors (right). In a proud moment for AXA Philippines, Caloi Santos, Chief Transformation and Technology Officer, has been recognized as one of the Best Chief Information Officers of the Year for the insurance industry in the ISOG I Am Secure Cybersecurity Excellence Awards, Season Two. Organized by the Information Security Officers Group (ISOG), this award recognizes top cybersecurity leaders in various industries who have demonstrated outstanding leadership and achievements in securing their organizations. This year, Caloi is among 16 awardees from diverse sectors to be honored for their contributions in driving robust cybersecurity practices. Recognizing excellence in cybersecurity leadershipISOG, a coalition of cybersecurity, risk, and compliance professionals, introduced the awards as part of its mission to promote data security best practices in the Philippines. Now in its second season, the awards spotlight the growing emphasis on cybersecurity, particularly as companies navigate an increasingly complex digital landscape. Career built on security and trustFor Santos, the award is a meaningful milestone in his two-decade career dedicated to information security. His experience encompassed various industries, from Procter & Gamble to JG Summit, and now AXA Philippines, gave him the expertise to elevate AXA’s cybersecurity standards, working closely with teams to keep it a top priority. “This award reflects AXA Philippines’ commitment to data security excellence, crucial for earning customer trust,” he shared. The ISOG award process involved nominations and a rigorous review of leadership, cybersecurity impact, and community involvement. Under Santos’ guidance, AXA has strengthened its security framework, minimized incidents, and achieved strong audit results, underscoring its dedication to robust cybersecurity. Elevating security for generations to comeSantos is set on making security a core part of AXA Philippines’ strategic goals, aiming to position the company as a leader in data protection. He also hopes to resume teaching cybersecurity—a passion paused during the pandemic. “I miss teaching and look forward to sharing knowledge, especially as security becomes more critical across industries,” he shared.This award highlights AXA Philippines’ commitment to data security, and with Caloi at the helm of transformation and technology, the company continues to set high standards in innovation and protection within the insurance industry.   ABOUT AXA PHILIPPINES Established in 1999, AXA Philippines is one of the largest and fastest growing insurance companies in the country. It offers financial security to close to 2 million individuals through its group and individual life insurance as well as general insurance products. AXA Philippines is one of the first to introduce bancassurance operations in the country and is among the pioneers in the investment-linked insurance sector. AXA Philippines is a joint venture between the AXA Group, headquartered in France, GT Capital Holdings, Inc. (GT Capital), a leading listed conglomerate in the Philippines, and Metropolitan Bank and Trust Company (Metrobank), one of the Philippines’ largest financial institutions. It is duly recognized by the Insurance Commission and has the following licenses to operate: 2019/37-R and 2019/40-R.  FOR MORE INFORMATION: Media Relations:                                             Rochelle Rivera                         rochelle.rivera@axa.com.ph   Abbie Remoabbie.remo@axa.com.ph