Prepare your inheritance plan as early as possible
Nobody knows what the future holds. Because of this, lay out a detailed plan for your wealth and estate while you are still strong and able. This will help ensure a smooth transition of your assets to your rightful heirs who will properly preserve, manage, and distribute your wealth. Doing so avoids potential legal issues that may arise after you're gone. More importantly, careful estate planning will give you peace of mind knowing you'll be able to take care of your family whatever happens to you, and the legacy you’ve built will continue to the next generation.
With this in mind, you may want to consider AXA Philippines’ inheritance planning solution, Legacy Steward. This insurance product allows you to seamlessly pass on your pamana to your heirs—properly, peacefully, and according to your wishes.
With Legacy Steward, you can secure your loved ones with a guaranteed death benefit of up to 250% of your life insurance coverage, depending on your age when you get the plan. This provides your heirs with ready liquidity that they can use to cover estate taxes, wealth‑transfer costs, and other expenses that may arise upon your passing, including funeral and burial expenses.
Since it is tax‑exempt provided your beneficiaries are irrevocable or your revocable beneficiaries remain unchanged throughout the policy, more of your pamana can go directly to your heirs exactly as you intend.The whole inheritance planning journey can feel overwhelming, but you don’t have to go through it by yourself. With Legacy Steward, you gain support from certified advisors trained in trust and inheritance matters, along with the option to consult a partner law firm subject for an additional fee.
