AcademiX

Customize your plan depending on how much your child will need for college. Your AXA financial partner can help you better assess your educational fund needs.

Pay for at least 5 years to allow your investment to grow, after which, your recurring policy charges may be covered by your investment, as long as your funds are sufficient. You may continue to pay longer than 5 years to help build your education fund faster.

AXA’s funds are managed by the Metrobank Trust Banking Group – one of the best fund managers in Asia. With their proven track-record, you can be sure that your money is in good hands. Depending on your preferred growth, investment horizon, and risk appetite, choose from bonds, stocks, or a combination of both, to grow your child’s education fund.

Frequent and regular payments, can help build on returns, lower your average cost per share, and help minimize the effect of market unpredictability. By making regular payments, you will be able to invest in more stocks or bonds when the market is low, and less when the market is high allowing you to grow your money further despite a volatile market.

As soon as your child reaches their college years and as long as your money sufficiently grows from the AXA fund/s, you will receive your annual education pay-out based on the amount you have pre-determined at the beginning of your policy.

If your chosen AXA fund/s perform better than expected, and there is remaining money in your policy after you have withdrawn the 4-year education pay-outs, you may use this as a graduation gift for your child.

Have peace of mind that no matter what happens, your child will have funds for his education. The guaranteed pay-outs will start immediately upon your passing and can cover his education expenses until graduation.

AcademiX automatically comes with a life insurance coverage equivalent to the total amount of money in your policy or 5x your annual premium, whichever is higher.

As long as your policy is active on its 10th and 20th anniversary dates you will receive a bonus amount added to your chosen AXA fund/s. This means higher potential to grow your investment.