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AcademiX

Leverage on AXA’s professionally managed funds and grow your investments to help your child reach their full potential. Maximize your investments for your child's education and, in case of your untimely death, guaranteed annual cash benefits are paid to your children until they graduate.

Sample Profile

Customer Profile: Female, 40 years old, Non-Smoker

Payment Term 10 years
Monthly Premium P6,000
Sum Insured P360,000
Account Value at age 65 P2,271,677

Sample Profile

Customer Profile: Female, 35 years old, Non-Smoker, with a 2-year old child

Payment Term 5 years
Monthly Premium for years 1-5 P7,474
Education Payout when child is 18 years old P100,000
Education Payout when child is 19 years old P100,000
Education Payout when child is 20 years old P100,000
Education Payout when child is 21 years old P100,000
Graduation Gift P100,000
Minimum Death Benefit P390,430

Sample Profile

Customer Profile: Female, 37 years old, Non-Smoker

Payment Term 10 years
Monthly Premium P5,000
Sum Insured P1,503,006
Account Value at age 65 P1,566,642

Sample Profile

Customer Profile: Female, 35 years old, Non-Smoker

Payment Term 20 years
Monthly Premium P4,269
Sum Insured P1,500,000

Sample Profile

Customer Profile: Male, 37 years old, Non-Smoker

Payment Term 5 years
Monthly Premium P1,714
Sum Insured P4,000,000

Sample Profile

Customer Profile: Male, 35 years old, Non-Smoker

Payment Term 5 years
Monthly Premium P9,500
Life Insurance Coverage P500,000
Health Coverage P500,000
Account Value at age 65 P2,400,000

Sample Profile

Customer Profile: Male, 35 years old, Non-Smoker

Payment Term 10 years
Monthly Premium P4,500
Life Insurance Coverage P1,000,000
Health Coverage P500,000
Account Value at age 65 P1,500,000

Why Choose AcademiX?

Match your educational plan to the school you envision your child to enroll in

Customize your plan depending on how much your child will need for college. Your AXA financial partner can help you better assess your educational fund needs.

Pay for a minimum of 5 years

Pay for at least 5 years to allow your investment to grow, after which, your recurring policy charges may be covered by your investment, as long as your funds are sufficient. You may continue to pay longer than 5 years to help build your education fund faster.

Access professionally managed, high-performing funds to secure your child’s education fund

AXA’s funds are managed by the Metrobank Trust Banking Group – one of the best fund managers in Asia. With their proven track-record, you can be sure that your money is in good hands. Depending on your preferred growth, investment horizon, and risk appetite, choose from bonds, stocks, or a combination of both, to grow your child’s education fund.

Reduce the impact of investment volatility and maximize your money’s growth potential

Frequent and regular payments, can help build on returns, lower your average cost per share, and help minimize the effect of market unpredictability. By making regular payments, you will be able to invest in more stocks or bonds when the market is low, and less when the market is high allowing you to grow your money further despite a volatile market.

Receive education payouts annually for four years when your child enters college

As soon as your child reaches their college years and as long as your money sufficiently grows from the AXA fund/s, you will receive your annual education pay-out based on the amount you have pre-determined at the beginning of your policy.

Reward your child with a graduation gift

If your chosen AXA fund/s perform better than expected, and there is remaining money in your policy after you have withdrawn the 4-year education pay-outs, you may use this as a graduation gift for your child.

In case of your untimely demise, your child automatically receives pre-determined guaranteed pay-outs yearly until he graduates from college

Have peace of mind that no matter what happens, your child will have funds for his education. The guaranteed pay-outs will start immediately upon your passing and can cover his education expenses until graduation.

Your family will also receive a lump sum cash benefit from your life insurance coverage

AcademiX automatically comes with a life insurance coverage equivalent to the total amount of money in your policy or 5x your annual premium, whichever is higher.

Enjoy guaranteed Loyalty Bonuses

As long as your policy is active on its 10th and 20th anniversary dates you will receive a bonus amount added to your chosen AXA fund/s. This means higher potential to grow your investment.

Choose your AXA Investment Fund

Decide on how much investment risk you can tolerate based on your risk preference. Low risk funds will give you more stability but equally potential lower returns. High risk funds are more volatile but can ride on the market highs with the potential to earn more.

Note that performance of the past does not provide guarantees of the future

Fund Prices

Optional Coverage

Waiver of Premium Rider

AXA will pay your premiums should you become permanently disabled.

Waiver of Premium ensures that all your remaining unpaid premiums are covered if you become totally and permanently disabled before age 60.

AXA will pay your premiums should you become permanently disabled.

Waiver of Premium ensures that all your remaining unpaid premiums are covered if you become totally and permanently disabled before age 60.

Protector Rider

Gives you additional life insurance coverage

Protector Rider gives additional insurance coverage upon death. Coverage period may be 1, 5, or 10 years.

Gives you additional life insurance coverage

Protector Rider gives additional insurance coverage upon death. Coverage period may be 1, 5, or 10 years.

Secure Rider

Pays you a cash benefit for injuries sustained in an accident.

Secure Rider gives you additional cash benefits if death is the result of an accident or if the accident resulted to dismemberment, disablement and/or major burns.

Pays you a cash benefit for injuries sustained in an accident.

Secure Rider gives you additional cash benefits if death is the result of an accident or if the accident resulted to dismemberment, disablement and/or major burns.