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Charter Ping An Product

Personal Accident Insurance

Prevention is always better than cure, yet accidents may occur whether we like or not.

Personal Accident insurance ensures financial security in case of unforeseen events.  It provides monetary compensation for death or bodily injury as a result of an accidental, act of violence, external and visible means.


  • Individual PA
  • Family Umbrella
  • Auto Passenger PA
  • Student PA
  • Travel PA
  • Group PA


  • Accidental Death
  • Permanent Disablement
  • Temporary Total Disablement Benefit
  • Accidental Medical Indemnity
  • Accidental Burial Expense

Note: All products, except Auto Passenger Personal Accident, provide 24-hour, year-round protection anywhere in the world for the Principal Insured and/or any of his co-insured/s.

Do you have an XPA? Register your PIN by clicking the button below


Following are the coverages we offer:

It covers the sole earners of the family, employees, professionals or businessmen who wish to financially secure the future of their loved ones, in case of accidents.

The largest markets are income earners, regular employees, businessmen, widow or widower, professionals, including individuals with single status who desire to get accident protection to include also qualified members of his family as co-insured.

Designed to provide accidental death, disablement, medical expense and accident burial expense benefits to all unnamed occupants (including driver) of insured vehicles, regardless of age or gender.

Covers students whether at home, in school, or at play, including traveling to and from school, school sponsored and supervised activities which may be away from school premises and while riding in public or private conveyance, as well as all commercial flights. Also covers accidents arising from drowning, food poisoning, and animal bites.

Covers individuals, families or groups who travel frequently on public or private conveyance, including commercial aircraft on domestic or international flights. 

Covers group of persons who are qualified members of organizations or associations.