Goal Getter is a single-pay variable life insurance plan where your premium, less insurance coverage-related fees, is invested in your choice of investment funds.
Build towards your fund goal with only Php 10,000 as initial investment and a plan that allows you to keep adding to it with as little as Php 5,000 in monthly top ups.
Whether you invest regularly for twelve months or twelve years, it’s up to you. Start your savings habit by deciding how much you want to save every month and how long you want to keep adding to your savings.
Set aside at least Php 10,000 for your initial investment.
Complete the Php 50,000 investment requirement in 12 months.
Prepare one (1) digital copy of any of these government ID’s issued to you: SSS, GSIS or TIN.
Ensure you have a Facebook messenger account
You can buy a Goal Getter plan if you are:
Your Goal Getter plan comes with guaranteed life insurance coverage. This means that you can nominate your loved ones as beneficiaries of your plan upon your demise. These beneficiaries will receive 125%* of your total premiums paid or the actual account value of your investment, whichever is higher.
*This assumes that there are no partial withdrawals from your account.
One of our customer care representatives will get in touch with you within the next banking day to verify your application and payment details. This will be done via a scheduled video call through Facebook Messenger. Once that’s done, you can track your investments via MyAXA.
Of course! By investing more, you have more money set aside to help you achieve your dreams. This also means that you’re closer to the minimum full investment of Php 50,000 within one (1) year. Then, you simply have to choose or create a payment plan to save up for the difference.
Sure. Since you need to save up to at least Php 50,000 within a year, you can reach your goal faster by setting aside more every month.
Time and discipline is needed to achieve your dreams, so it’s best if you stay focused. But in case you are unable save at least Php 50,000 within the first 12 months, a Php 2,000 non-completion fee will be charged to your account. Nonetheless, you will still get to enjoy all the other benefits of a Goal Getter plan.
That’s great! Investing regularly will help you grow your money faster. You can keep setting aside money every month or whenever you have extra funds from your bonuses or incentives. Once committed investment amount and duration has been completed, you may submit a filled up top-up form and choose any of the payment methods to add to your investments.
You can invest a maximum initial premium of Php 125,000. Should you wish to invest more, you can make top-ups anytime.
There are two (2) investment funds for you:
Having a portion of your portfolio in a steadier bond fund can mitigate your worries while a portion in an equity fund boosts your upside returns. You can allocate a percentage of your total investment to each of the two funds, depending on your needs and how much risk you are willing to take.
Yes, you are free to switch between the two funds or adjust the allocation for each of the funds. You can do this for free up to 8 times a year. To switch the funds’ allocation, download the fund switch/change in allocation form here (link to the fund switch request form) and submit a copy of the nearest AXA branch.
MyAXA lets you keep track of your investment’s growth over time. Learn more about MyAXA here
In case you need your money, partial or full withdrawal/s from your investment can be done, subject to Surrender Charges during the first four (4) years and is free of charge starting on the 5th year.
To withdraw, simply download a copy of the withdrawal form here and submit a copy to the nearest AXA branch.
Goal Getter is subject to the following fees and charges:
You will be re-directed to the Peso Pay payment system to complete the transaction. Input your credit/debit card details to make the payment.
Your investment comes with life insurance protection. You need to nominate beneficiaries of the plan, who will receive the insurance benefits upon your demise. A maximum of 10 beneficiaries can be nominated.
All named beneficiaries shall receive equal share of the insurance benefit upon your demise and shall be deemed as Revocable. You may change the beneficiary designation to Irrevocable once the policy has been issued.
I prefer a Balanced Profile and the description below match the risk profile of my intended investment portfolio. I also acknowledge that the recommended fund allocation ranges resulting from my investment portfolio risk profile is only intended as reference to help me assess my investment portfolio’s risk appetite and investment objectives.
I understand that investing allows for higher returns than savings, but there is a risk that my investments might yield negative returns and the value of my investments can even be lower than the amount I invested.
A balanced investment typically means that my funds will be allocated both in bonds for income generation and in stocks for investment growth. This combination helps prevent financial loss in case the stock market experiences a downturn.
I prefer a Conservative Profile and the description below match the risk profile of my intended investment portfolio. I also acknowledge that the recommended fund allocation ranges resulting from my investment portfolio risk profile is only intended as reference to help me assess my investment portfolio’s risk appetite and investment objectives.
I understand that diversifying my investments keeps a steady return while reducing risks.
A conservative investor looks to the long term. It would be best if my funds are invested in relatively low risk and conventional instruments with measured and reasonable growth potential.
I prefer a Growth-Oriented Profile and the description below match the risk profile of my intended investment portfolio. I also acknowledge that the recommended fund allocation ranges resulting from my investment portfolio risk profile is only intended as reference to help me assess my investment portfolio’s risk appetite and investment objectives.
I prefer the possibility of a higher average annual return on my investments even if this means that there is a probability of higher negative return in any given year.
A growth-oriented investment is defined as having a higher than average level of risk and unpredictability in exchange for the possibility of also reaping higher than average returns.
I acknowledge that though I am aware of the results of my investment portfolio risk profile assessment, I have decided to invest instead in another investment fund or a combination of investment funds which fall outside of the recommended fund allocation ranges indicated by my investment portfolio risk profile.
I acknowledge that my fund allocation represents the Investment Policy of my portfolio. I have carefully read and understood the investment objective(s) of my selected fund(s) as well as the risk(s) that it(they) bear(s).
I acknowledge that I have applied with AXA Philippines for a variable Life Policy, and have reviewed the illustration(s) that shows how a variable life insurance policy performs using AXA Philippines’ assumptions and based on Insurance Commission’s guidelines on interest rates.
I understand that since the fund performance may vary, the values of my units are not guaranteed and will depend on the actual performance at that given period and that the value of my Policy could be less than the capital invested. The unit values of my Variable Life Insurance are periodically published.
I understand that the investment risks under the Policy are to be borne solely by me, as the policyholder.
I Acknowledge that the product has been discussed with and thoroughly explained to me. I understand that:
Any of my personal information collected or held by AXA Philippines (whether contained in the application or otherwise), may be used in connection with matching for whatever purpose with such other personal information and/or may be used, stored, disclosed, transferred (whether within or outside the Philippines) to such persons as AXA Philippines may consider necessary, including but not limited to nay of its affiliated or related companies, or any individuals/organizations/corporations/entities associated with AXA Philippines:
I understand that AXA shall use my/our personal information to evaluate and assess my application and need to life insurance and investments, to service any of my policies and needs including the evaluation of any future claims and for communication of their marketing and commercial campaigns. I also authorize AXA to disclose to any person or entities providing services on AXA’s behalf consistent with the purpose for which the information was obtained.
I understand that I have the right to access my personal information at any time; correct or rectify any information collected or held by AXA Philippines which are inaccurate, false, or incomplete; object in case of any unauthorized collection; erase or block information which is incomplete, outdated and false; and such other rights as may be available under the Data Privacy Act.
All information and opinions provided are of a general nature and for information purposes only. The information and any opinions herein are based upon sources believed to be reliable. AXA Philippines, its officers and directors make no representation or warranty, expressed or implied, with respect to correctness, completeness of the information and opinions in this document. Investment or participation in the Fund(s) is subject to risk and possible loss of principal. Please carefully read the policy and endorsement and consider the investment objectives, risks, charges and expense before investing. You should seek professional advice from your financial, tax, accounting or legal consultant before making an investment. Past performance is not indicative of future performance.
To have a clearer demonstration of your fund’s year on year growth potential, refer to the graph below. You may also view your potential benefits, based on a specific annual rate of return. Choose from either 4%, 8% and 10%.
Living Benefit is the value of your investment in your chosen fund. This is commonly known as Account Value.
Death Benefit is the amount of money your beneficiaries will receive in case of your death.
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