Retire Smart
About Retire Smart
Look forward to a retirement that lets you live what you love. Plan for it now with Retire Smart.
Retire Smart helps you strategically build a future fund which you can use when you retire.
What you need to know about Retire Smart:
- It is a Regular Pay Product - a savings approach to gradually build your future retirement fund with payment schemes that are easy on the pocket
- It's Investment-linked - a portion of your premium is allocated to funds designed to grow your investment
- It has Life Insurance Coverage - a lump-sum cash benefit is provided to your family in case of your untimely demise
Consult with a Financial Advisor
Free Quote Calculator
Find out how much investment can grow by filling out the form below.
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Thank you for your input!Here's your Free Quote:
By paying {[{ main.formatCurrency(main.form.monthlyPayment) }]} monthly until your desired retirement year of {[{ main.form.paymentTerm }]} , your investment can grow as follows:
YEAR ACCOUNT VALUE {[{ main.form.paymentTerm }]} {[{ main.formatCurrency(main.results.accountValue) }]} In case of your sudden demise, your family will receive at least {[{ main.formatCurrency(main.results.minimumSumInsured) }]} or your actual Account Value, whichever is higher.
Note: This assumes that your fund will grow at 8% return, with no withdrawals. The actual return may differ based on market performance.
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Purchase Online
Why Choose Retire Smart?
Build towards your goal
Choose the target date fund closest to your retirement year, so you can build retirement reserves over time:
Leveraging on the experience and expertise of AXA’s professional fund managers, modern portfolio management techniques are utilized to provide you with a diversified portfolio that evolves as you age. This maximizes growth when you’re young and protects it as you grow nearer to your retirement.
Here’s how the journey of your investment will look like:
In addition, your plan automatically comes with the Waiver of Premium rider to secure your retirement fund regardless of uncertainties. With this, there is no need to pay future premiums in case you become Totally and Permanently Disabled before the age of 60.
Enjoy guaranteed protection
Choose from 5x to 25x life insurance coverage, so you can be sure your family’s needs are taken care of should anything happen to you.
Maximize your protection
For a nominal amount, enhance your plan with supplementary protection coverage in case of uncertainties to avoid adding financial stress to your family.
Optional Coverage
Critical Conditions Rider
Provides additional cash benefit if you are diagnosed with any of the 57 covered Major Critical Conditions.
Critical Conditions Rider pays you a fixed amount when you are diagnosed with any of the covered major illnesses including cancer, stroke, heart attack and dengue.
Provides additional cash benefit if you are diagnosed with any of the 57 covered Major Critical Conditions.
Critical Conditions Rider pays you a fixed amount when you are diagnosed with any of the covered major illnesses including cancer, stroke, heart attack and dengue.
Secure Rider
Pays you a cash benefit for injuries sustained in an accident.
Secure Rider gives you additional cash benefits if death is the result of an accident or if the accident resulted to dismemberment, disablement and/or major burns.
Pays you a cash benefit for injuries sustained in an accident.
Secure Rider gives you additional cash benefits if death is the result of an accident or if the accident resulted to dismemberment, disablement and/or major burns.
Care Rider
Pays a fixed allowance for each day of hospitalization.
Care Rider guarantees daily cash benefits to help you address potential loss of earnings or other expenses resulting from your hospital confinement.
Pays a fixed allowance for each day of hospitalization.
Care Rider guarantees daily cash benefits to help you address potential loss of earnings or other expenses resulting from your hospital confinement.
Protector Rider
Gives you additional life insurance coverage.
Protector Rider gives additional insurance coverage upon death. Coverage period may be 1, 5, or 10 years.
Gives you additional life insurance coverage.
Protector Rider gives additional insurance coverage upon death. Coverage period may be 1, 5, or 10 years.
