Articles

CATEGORIES  
  • MOST RECENT
Oct 18, 2022
How Honda SENSING and AXA make your everyday ride safer

Today's vehicles are safer and more enjoyable to drive, thanks to innovations like the invention of the safety glass, three-point seatbelt, airbag, automatic emergency braking, and parking sensors. Yet, driving can still be dangerous, especially in crowded cities. In Metro Manila, for example, the Metro Manila Accident Reporting and Analysis System recorded 65,032 accidents with 337 deaths in one year. That’s a staggering 178 accidents happening daily.That's why companies like Honda and AXA constantly develop products and features that keep people and roads much safer. If you're in the market for a new car that puts safety first, you'll be in for a treat with what Honda and AXA have in store for you.Honda SENSING: an evolution in car safetyHonda has long been committed to its vision of "Safety for Everyone" where roads are safe for drivers, passengers, and pedestrians alike.As early as 2015, Honda Cars Philippines, Inc. signaled a new era of car safety when it debuted the Honda Legend with Honda SENSING technology, followed by the 3rd generation Honda Pilot the year after.Honda SENSING is the car manufacturer's driver-assistive system currently available in the 11th generation All-New Civic, CR-V, Accord, and the new Civic Type R. It makes driving safer and more comfortable with its cameras and sensors that detect vehicles, pedestrians, and obstacles on the road.What to expect from your Honda SENSING-equipped vehicleGet into one of Honda's SENSING-equipped vehicles and you might not notice anything out of the ordinary. After all, the comfort, style, and spaciousness you expect from a Honda remain. The magic happens when you actually drive it.Imagine driving on a busy road filled with vehicles, cyclists, and pedestrians. Your Honda SENSING-equipped vehicle will keep you and everyone around you safe with its Collision Mitigation Braking System (CMBS). It provides visual and audio warnings when it detects a potential collision with a car or pedestrian. If there's an increased risk of collision, CMBS will apply a mild brake or a stronger one to avoid impact or limit damage. CMBS also constantly detects the size, location, and speed of an oncoming object such as a pedestrian or cyclist, so it can stop or slow down the car as needed.  Going on a road trip? Honda SENSING makes traveling extra safe. Its Adaptive Cruise Control (ACC) with Low-Speed Follow (LSF) handles your car's braking and acceleration while you're driving. It checks your distance from the car ahead of you and its speed, and then slows down or speeds up as necessary.That's not all. Honda SENSING's Lane Keeping Assist System (LKAS), Road Departure Mitigation System with Lane Departure Warning (RDM with LDW), and Auto High-Beam (AHB) all put you on the right track throughout your journey, day or night. Of course, you can't forget your car's most important safety feature: you. That's why it's important to always keep your eyes on the road and your hands on the wheel. Long drives can be exhausting too, so make sure you take regular breaks or have someone else take the wheel.Double your protection with AXA Car InsuranceWant extra peace of mind when you're on the road? AXA is a Honda insurance partner that doubles your protection with its comprehensive car insurance. Getting AXA Car Insurance lets you enjoy benefits that go beyond the basics like coverage for theft, bodily injury, and medical expenses for injuries caused by a car accident.AXA revs up your car insurance with access to VIP services and Rescue Line where you can experience easy claims processing through the Emma by AXA mobile app.Rescue Line gives you access to an optional 24/7 Roadside Assistance benefit. It covers vehicle-related services like emergency towing and minor roadside repairs, as well as lifestyle services such as hotel referrals and reservations.Need to file a claim? It only takes three steps with AXA. First, take clear photos of any damage to your vehicle and required documents like your certificate of registration and driver's license. Next, upload the photos using the Emma by AXA app. Finally, wait for an update within 48 hours.Also, there's AXA Motor Club's suite of elite services for your needs on and off the road. Becoming an AXA Motor Club member lets you avail of exclusive services like a dedicated 24/7 concierge for services such as Roadside Assistance and LTO Registration Assistance.Find out how you can double your protection todayEnjoy preferential rates when you purchase your Honda SENSING-equipped vehicle with AXA Car Insurance at any of Honda's 37 showrooms nationwide.Learn more about AXA's Comprehensive Car Insurance in our next article. You may also visit your nearest AXA Business Center or call (+632) 8 581-5292 (available from 8:00 AM – 8:00 PM, Monday – Friday) for more information.

Oct 18, 2022
How you can double your protection on the road with AXA's comprehensive car insurance

AXA Philippines, one of the country’s leading insurance brands, has partnered with Honda Cars Philippines, Inc. to take road safety to the next level. Honda recently launched its latest line of SENSING-equipped vehicles. Honda SENSING is the company's driver-assistive technology that keeps drivers, passengers, and pedestrians safe at all times with revolutionary features like Collision Mitigation Braking System, Adaptive Cruise Control with Low-Speed Follow, and Lane Keeping Assist System.The technology is currently available in the 11th generation All-New Civic, CR-V, Accord, and the new Civic Type R, which gives car buyers unparalleled comfort and safety wherever they go. If you are planning on purchasing one of these vehicles, you may also want to consider pairing it with AXA's comprehensive car insurance to double your safety.Protection beyond the basicsAXA goes beyond the basics when it comes to car insurance. Aside from giving you peace of mind when you drive, it also makes getting insured and making claims quick and convenient through Emma by AXA.Purchasing a Honda SENSING-equipped vehicle together with AXA comprehensive car insurance doubles your protection with coverage for the following:·         Own damage·         Theft·         Bodily injury, and·         Property damage·         Acts of Nature (AON)You may also opt to get additional coverage for unnamed passengers in the event of an accident.On top of the said features, you also get to enjoy these benefits:·         Access to Rescue Line. Rescue Line is AXA's 24/7 emergency services feature which you can access for free when you install the Emma by AXA app on your smartphone. In case you request emergency assistance, your nominated contacts will also be notified immediately.Rescue Line can also help you request ambulance services as well as fire and police assistance. These are free to access on your first membership year and come with corresponding minimum fees only. ·         Claims in 3 steps. File and make a claim on your smartphone anytime, anywhere. In case you get into an accident, just take clear photos of any damage to your vehicle and the required documents (e.g., certificate of registration and driver's license). Then, upload these photos via the Emma by AXA app and an AXA representative will contact you within 24 hours.·         VIP services. You can be a member of the AXA Motor Club when you avail of AXA's comprehensive car insurance*. As an AXA Motor Club member, get exclusive access to the following:o   24/7 roadside assistance. Get assistance in case you need to have your vehicle unlocked, your battery boosted, your tires changed, and more.o   LTO registration assistance. No time to register your car? Have it done without the hassle**.o   AXA Motor Club Elite Membership. If your insured vehicle's Fair Market Value is at least P1.5 million***, you'll automatically become an AXA Motor Club Elite member. As an Elite member, you get access to AXA's 24/7 dedicated concierge hotline, end-to-end handling of your claims transaction, a birthday treat from AXA, and a P200 Grab Car voucher in case you’ll need an alternative ride due to an accident.So, if you’re already thinking of getting a Honda SENSING-equipped vehicle, know that you can double your protection with AXA's comprehensive car insurance. *Subject to fulfillment of membership criteria.**Subject to a minimum fee. Applicable for policyholders within Metro Manila only.***Must be under one assured name.Double your protection with AXA and Honda SENSING todayToday’s driving technologies make roads much safer, thanks to innovations of car manufacturers like Honda. To help ensure your peace of mind while you drive, add another layer of protection with AXA's comprehensive car insurance. Learn more by visiting your nearest AXA Business Center or calling (+632) 8 581-5292 (available from 8:00 AM – 8:00 PM, Monday – Friday).

Oct 12, 2022
Work stress? Discover mindfulness meditation

Even if you love your job, it can still stress you out! Meeting deadlines or going through your mountain of a workload can still make you feel tense and anxious. You might not be able to avoid all the things that stress you out in the office, but you can learn how to manage work-related stress. At the end of the day, we can only do so much so it's important that we make time for 'me time' for us to cope and feel re-energized as there will always be more to do.Meditation is an easy and inexpensive way to deal with work-related stress. It doesn’t require any special equipment (except maybe your smartphone and a pair of headphones) and you can do it anywhere, even at work. Mindfulness Meditation at workStudies have shown that when given some time for mindfulness at work, employees have reported a significant improvement in their psychological well-being, reduced job strain, and even reduced their blood pressure during the workday.1 What are the benefits of meditation? Meditation can give you a sense of calm, and bring your mind peace and balance that benefits your emotional well-being and overall health. With even just a few minutes of meditation each day, it can help you clear away the information overload that builds up every day, especially at work. Emotional benefits of meditation also include:●     Gaining a new perspective on stressful situations●     Building skills to manage your stress●     An increase in self-awareness●     A chance to focus on the present●     Less negative emotions●     An increase in patience and tolerance●     An increase in imagination and creativity2 There are several types of meditation out there, but for our purposes, we’ll focus on mindfulness meditation. It is a meditation based on being mindful or practicing an increased awareness and acceptance of being and living in the present moment.3 It’s made up of two parts: attention and acceptance.Attention is about paying attention to your experiences so you can focus on what’s happening in the present moment. This means paying attention to your breathing, your thoughts, the physical sensations in your body, and the feelings you are experiencing. In acceptance, you have to observe your feelings and sensations without judgment, with the aim of not reacting or responding to them, but to just take note, and let go.4  Here are some tips on how to practice mindfulness meditation at work.●     Look for a quiet setting and get comfortable. Meditating may be easier if you’re in a quiet spot with few distractions. If your workplace doesn’t have a quiet room or place for you to do that, you can use your smartphone and headphones to listen to relaxing, meditative music that you can look for online. Make sure that you’re seated in a comfortable position without slouching.●     Breathe deeply and slowly, taking care to focus all your attention on your breathing. Concentrate on feeling and listening to yourself as you inhale through your nose and exhale through your mouth. If your attention starts to wander, gently return them to focus on your breathing.●     Be patient with yourself. Don’t judge yourself if you’re unable to clear your mind right away. Meditation takes practice. And it’s common for your mind to wander during meditation.There are other ways to meditate. You might meditate better while you’re exercising, or even when walking to wherever you want to go next. Experiment, and you’ll find out what types of meditation work best to boost your wellbeing.Health care starts with self-care. AXA’s range of health and protection products are here to support your wellbeing as you #MakeTimeForMeTime, so you are empowered to keep protecting what matters most. Find out more by visiting AXA’s health products page by clicking here or reaching out to an AXA financial partner.

Oct 11, 2022
Sow, Grow, Reap: Easy Money Habits for Business Success

Do you see yourself owning and managing your nail and hair salon someday? Or are you aspiring to be the full-time boss of your flower shop or ice cream store? If you’re over the moon with the idea of doing something you genuinely love while earning money, maybe it’s your calling to become a businesswoman. Although there are a lot of factors to consider in starting your own business, practicing simple financial habits every day can be a great start. Here's how you can save up for your capital to turn your dream business into reality.Live within your meansSpend only what you have and avoid buying things that will exceed your budget. You just need your good old willpower to buy items that you need and discern on the items that you want, even if they are at a discount. By controlling your finances, you can save more for your business fund. Set a budget and track your expensesSee where your money goes using a budget tracker app or an Excel file. This will help you better examine how much you spend on essentials and how much goes into other items. From there, you’ll know where to cut back or ease up on your spending. This would also be a great tool to use to monitor your finances once you start your business.Set your financial mantraCreate your personal mantra on handling finances, and then use it as a reminder to guide your spending habits. It can be as loose as “I'll only shop online if shipping is free and if I really need that item,” or as strict as “I can only eat out once I’ve paid my credit card bill in full.” Starting this habit can help you set boundaries and break your bad money practices that might affect your business someday.Make a listIf you’re an impulsive buyer, it’s best to list down the things you need before you shop. Also, to avoid buyer’s remorse, you can try doing these things: survey your options, conduct research, and time your purchase with deals and discounts. You can apply this tip as well to ensure proper budget allocation for your future business.Have a financial planning guideWhen it comes to prioritizing your financial goals, it is best to refer to the financial planning pyramid as your guide. This will help you focus on achieving financial security while you build your business with ease.Invest your moneySet aside some funds and invest your money so it can grow over time. Keep yourself informed about economic and market trends that may affect your investments. Consider getting an all-around insurance plan with an investment feature like AXA’s MyLifeChoice. With this you are not only financially protecting the future of your loved ones, you’re also expanding your portfolio to finance your business funds.Practicing these good money habits consistently is a good foundation to mold and shape you as a future entrepreneur. It will entail a lot of discipline and hard work, but you’ll be surprised at how these small steps can help you achieve your business goals sooner rather than later.Kick start your entrepreneurial journey with AXA, your financial partner for life. With its savings and investment plans like MyLifeChoice, you can be more confident in starting your dream business.Know you can game plan your way to opening your first business while getting financial protection! Contact an AXA financial advisor today for more information.

Oct 11, 2022
Making your Legacy Live On: Discover the Right Estate Planning Technique

Let your loved ones preserve and grow the wealth you’ve worked hard for all your life. If, by any circumstance, you happen to juggle being a businesswoman and family woman, you would eventually want to pass on your business and ensure your family lives a comfortable life. The last will and testament often come to mind when discussing estate planning. This document stating the heirs and property distribution, however, needs to be validated by the court. Furthermore, it is only part of the equation. How one’s assets will be transferred is among several topics to be addressed in estate planning.Simply allocating your properties without proper planning and expert advice could burden your heirs with estate taxes and applicable obligations. For starters, the estate tax is 6% of the net estate since the Tax Reform for Acceleration and Inclusion (TRAIN) law was implemented. This has to be paid within a specified period.Different rules and requirements also govern the handover of a specific property or asset. For example, transferring a real estate property such as an ancestral house to heirs is different from transferring stocks and bank accounts.Consider beginning your succession plan as soon as you have amassed real and personal properties of considerable value. This will give you enough time to explore your options and set things in order. Remember: There’s no minimum wealth requirement to get started on these matters. Starting as early as you can will help your estate planning be as smooth as possible.Here are some of the steps you can take to help make transferring an estate a lot more seamless:1. Life insurance. An insurance product designed for its intended purpose may be the most efficient way to leave a legacy.  Asset Master, an insurance-investment plan offered by AXA Philippines, helps ensure your loved ones enjoy the lifestyle you’d want for them even if you’re no longer around. Aside from the speedy release of the death benefit, proceeds from the insurance payout of irrevocable beneficiaries are tax-free. This disbursement may be used immediately to cover expenses related to the burial and transfer of titles.Asset Master allows you to invest in local and global funds and maximizes your plan’s earning potential. These funds include but not limited to, Peso-Denominated Dollar Funds, Global Assets Income Paying Fund, and Global Dynamic Allocation Funds.2. Distribution of liquidated properties. Some estate owners may consider selling the properties (real estate, vehicles, and other valuable possessions) while they’re still alive to ensure that the seamless allocation of the properties is carried out in their presence. Instead of estate tax, though, other obligations such as capital gains tax and donor’s tax should be considered when going with this route.Note that these are initial suggestions only. A topic as intricate as estate planning, of course, needs the guidance of an expert to spare your heirs from possible headaches, disputes, and unnecessary costs arising from a poorly planned estate succession.Know you can game plan your legacy today. Call an AXA financial advisor to know more about the right tools for planning your estate.

Aug 4, 2022
It's the rainy season! Watch out for these diseases

Rainy season in the Philippines typically starts in June and ends in November. The country sees plenty of rain, ranging from 965 to 4064 millimeters annually7. The rainy season doesn’t just bring cooler temperatures – it also brings rainy day diseases.  Sudden changes in temperature and weather can sometimes cause us to get sick. In addition, insects that can spread diseases also behave differently during the rainy season. Part of protecting your wellbeing is knowing about the different diseases that become more rampant, and how to prevent them. Common diseases during the rainy season and how to avoid them:Dengue Dengue in the Philippines is very common. It is a fast-spreading viral infection that is transmitted by a mosquito bite. This disease can cause fever and flu-like symptoms. It may also develop into a more severe form, called dengue hemorrhagic fever, which may be life-threatening.Part of avoiding dengue is preventing mosquito bites. Mosquitoes breed in stagnant water, making it important to dispose of objects that may hold water such as unused pots or tires. Domestic water storage containers should also be covered, emptied, and cleaned on a regular basis. It also helps to stay indoors, keeping your windows and doors screened, and using mosquito repellent. Leptospirosis Leptospirosis is a bacterial infection that can affect both animals and humans. Left unattended, it can lead to meningitis, liver failure, respiratory problems, and even death. Humans can contract this illness when they have open wounds or scrapes that become exposed to the urine of infected animals, such as rats. To avoid leptospirosis, it helps to avoid wading in flood water. At home, rats may be controlled by using traps or poison. Malaria Malaria is a disease caused by parasites that infect people through the bites of infected mosquitoes. People with malaria often experience fever and diarrhea. The Department of Health recommends that people take anti-malaria medication before going to areas where malaria is endemic, such as Palawan, Mindoro, and Sulu.  Avoiding mosquito bites can be done by wearing long sleeved clothes, using mosquito nets, and insect repellants4.  Colds and flu Certain viruses are more active during the rainy season. These include viruses that cause the common cold and the flu*. While catching the cold or flu is not necessarily dangerous, extra care should still be taken as this can sometimes lead to more serious complications. How to stay healthy during the rainy seasonThe rainy season might mean an escape from the scorching heat, but it also means more exposure to illnesses. Here are some tips to get you through these rainy days.  Load up on vitamin CVitamin C is great for boosting your immune system to help you fight those pesky diseases.  Wear proper rain gearWhen you’re going out and about during the rainy season, make sure you have an umbrella just in case. During heavy rain and floods, do not wade barefoot in flooded waters, and make sure to wear boots and a raincoat so that you decrease your chances of infection and getting sick.  Keep a healthy lifestyleGetting proper rest and eating a balanced diet with plenty of fruits and vegetables can go help boost your immunity. The rainy season in the Philippines might get a little tricky to navigate, but you can get through it with a little preparation and a little more care. AXA’s range of health and protection products are here to support your wellbeing so you are empowered to keep protecting what matters most. Find out more by visiting AXA’s health products page by clicking here or reaching out to an AXA financial partner.

Mar 29, 2022
What vitamins do pregnant women need to take?

Folic acid is among the recommended vitamins for pregnant women in the PhilippinesA pregnant woman is responsible for two lives—hers and her unborn child’s. Anything that she consumes directly affects the baby’s growth and development inside the womb. This is why expecting moms are usually prescribed prenatal vitamins and supplements alongside a healthy, varied diet. Among the essential vitamins for pregnant women in the Philippines is folic acid. Folic acid is important for both a woman’s wellbeing, and the health of her unborn child.Folic acid is the synthetic form of folate, a B vitamin that is crucial in the production of healthy blood cells. This is vital during periods of rapid growth and development, which is what the fetus is going through inside the womb. It also helps form the infant’s neural tube, which will grow into the baby’s brain and spinal column. However, research suggests that there is a high number of Filipino women who need more folate in their diets to carry out healthy pregnancies. A 2020 study found that two in ten women in the study had insufficient folate needed to prevent neural tube defects.A lack of folic acid has been connected to birth defects in the brain (anencephaly) and spine (spina bifida). Folic acid isn’t just for expecting womenHowever, folic acid isn’t just for pregnant women or those who want to have children – it also plays a key role in breaking down homocysteine, an amino acid that is harmful to the body in high amounts. Some studies also suggest that there is a strong connection between high homocysteine levels and Alzheimer’s disease and dementia. Folic acid supplementation can also reduce the risk of heart disease and stroke. If paired with iron, folic acid can help in the prevention of anemia. Women of reproductive age are recommended to take at least 400 micrograms (mcg) of folic acid every day, and to eat foods that naturally contain folate. Good sources of this are: ●     Eggs●     Seafood●     Whole grains●     Fresh fruits & fresh fruit juices●     Beans & peanuts●     Dark green leafy vegetables (broccoli, Brussels sprouts, asparagus, romaine lettuce, spinach) It’s a good idea to check the package labels of foods like rice, bread, pasta, cereal, and other grain products if they are enriched with folate. Making sure you have the right nutrition is essential to having a healthy pregnancy. Partners of expecting moms can help by making sure that they get the healthy food they need, as well as regularly take their folic acid supplements.Always remember to check with your doctor before trying new supplements, especially when pregnant.1. NHS. “Vitamins, supplements and nutrition in pregnancy.” Published (n.d.) on https://www.nhs.uk/pregnancy/keeping-well/vitamins-supplements-and-nutrition/. Accessed 26 February 2022.2. Bernardo, A., et. al., “Prevalence and factors associated with folate deficiency among Filipino women of child-bearing age”. Mal J Nutr 26(2): 229-243, 2020. Published at https://nutriweb.org.my/mjn/publication/26-2/Vol%2026(2)%208.%20mjn.2019.0075%20Bernardo%20(online%20first).pdf. Accessed March 7, 2022

Oct 6, 2021
Your Mental Health Matters

For moments when a listening ear is all we needIt’s not just our physical health that’s at risk in this pandemic. There’s the fear of isolation, anxiety over the unexpected, and worries about possible causes for infection. All these combined with the general deviation from the comfort we get from our routines have become a burden to our mental health. In relation to mental health challenges, the Philippine Statistics Authority (PSA) showed that suicide incidents actually rose 25.7% in 2020 and it has become the 27th leading cause of death in 2020 up from 31st in 2019. Today, discussing issues like mental health has become less taboo, but the challenge of recognizing when you need help and the difficulty of asking for it remains the same. In partnership with Project Inclusion and WeMind, we at AXA are sharing some tips that can help in preparing yourself to reach out and have that conversation with family, friends, or any individual who can help provide the support you need.Set up the conversationBegin the conversation by sharing the general idea of what you want to talk about. Let the person know that what you are about to tell them is serious and important to you.Write it outConcretizing thoughts through writing can help you show what you are feeling and experiencing more clearly. Gathering your thoughts ahead of time may help you say what you want to and how you want to.Use examplesProvide details about what you are going through to help the other person understand and empathize with what you are facing. If you live with a mental health condition, use examples to help them understand what it’s like to experience it.Tell them how they can helpThink about how you personally want to address your concern. Let the person know what support you need and what they can do to help.Ask that person to help you talk to othersHaving someone by your side can make all the difference when having this conversation. If you want to open up to other people about your mental health, ask the person to be there when you tell others who might not be as understanding.Project Inclusion Network is a non-profit organization that aims to build a nation where the potential of Persons with Disability is realized. It enables communities to improve access to opportunities for Persons with Disabilities by empowering them, enabling disability inclusion, and engaging strategic sectors of society. AXA Philippines recognizes how addressing mental health is just as important as looking out for your physical health. It supports initiatives that help people deal with mental health issues and challenges.

May 20, 2021
#PowerfulTogether against ovarian cancer

Recognizing symptoms is the best way to diagnose ovarian cancer quickly and accuratelyBy: Preferred Global Health Many of us are aware of breast cancer, but far fewer know about ovarian cancer.Last May 8 was World Ovarian Cancer Day. Voices across the planet rose together, in virtual and real-life spaces, to raise awareness about the hard facts of this disease. Ovarian Cancer Awareness Month continues to be observed throughout May and we stand in solidarity with sisters, mothers, daughters, titas, and friends to make ovarian cancer a global priority.Raising awareness is essential to getting the right kind of care especially when symptoms can easily be misdiagnosed as other illnesses. Like all cancers, early detection is key to increasing survival rates.An umbrella term‘Ovarian cancer’ is not a singular diagnosis. There are more than 30 different types of ovarian cancers that can affect the ovaries, fallopian tubes, and the primary peritoneal cavity. Different ovarian cancer tumors are named after the type of cell they come from.The most common type, Epithelial ovarian cancer, comes from the surface of the ovary (the epithelium). Fallopian tube cancer and primary peritoneal cancer are also included in this type of ovarian cancer. Rarer cancers include germ cell ovarian cancer, stromal cells ovarian cancer, and small cell carcinoma of the ovary.Late diagnosis Ovarian cancer is the most lethal type of cancer in females. Cervical smear tests, or pap tests, that are the screening tests for cervical cancer but they do not detect ovarian cancer. It is not uncommon to hear stories where it takes years to be diagnosed. Late-stage diagnosis can often mean the cancer has spread throughout the body and there is a small chance of treatment success. Unfortunately, it is also possible to develop ovarian cancer without having any of the above risk factors. For this reason, all women should follow established recommendations for gynecologic and breast health: regular exercise, maintenance of an ideal body weight, minimal alcohol intake, and regular monitoring. These offer the best chance of keeping cancer risk at a minimum.Detection and testingThe pathway to diagnosing ovarian cancer includes a pelvic exam (or an internal vaginal examination), a transvaginal or pelvic ultrasound, and a blood test that checks for raised levels of a protein called CA125. In some cases, doctors may also use a CT scan or PET scan to arrive at a diagnosis. Sometimes, swelling or bloating of the abdomen is caused by a build-up of fluid, called ascites. Doctors may take a sample of this fluid to check for cancer cells.The only definitive way to determine if a woman has ovarian cancer is through a biopsy, where a small sample of tissue is taken to be examined under a microscope at the laboratory.  TreatmentConsulting a multidisciplinary team of specialists would be a best practice to arrive at the most suitable course of treatment. Because of the complexities of ovarian cancer subtypes, it is important that treatment be carried out by a hospital or cancer center with an experienced team of gynecologic cancer experts.Treatment is based on type of cancer, its stage (borderline, stages 1-4, or cancer that comes back), where it is or has spread, general health, and personal preferences. Common treatments options are surgery, chemotherapy, radiation therapy and targeted therapies which are engineered to kill cancer cells and spare healthy ones by interfering with the ways cells grow and targeting cells that cancer cells are dependent on.Important questions to askUnderstanding different treatments, their side effects, and engaging in conversations about it are important things to consider when making treatment decisions. Ovarian cancer treatments can cause early menopause or affect fertility so it is important that doctors are informed about any possible desire for future pregnancy before undergoing treatment.Act nowIf you or someone you know are experiencing symptoms or are concerned about ovarian cancer, it is best to act quickly and speak to your doctor. If a primary doctor is concerned, they will arrange for you to see a specialist doctor, usually a gynecologist.If symptoms persist after a gastrointestinal diagnosis, make sure to seek further professional medical investigation. If you have a family history of ovarian, breast, or related cancers, speak to your health care providers to find out if you are eligible for genetic counselling and testing.Cancer and other critical illnesses are not to be taken lightly since these can come unexpectedly. In such cases, AXA’s wide range of health solutions covering critical illnesses can help you prepare. Find out more by visiting AXA’s health products page: https://www.axa.com.ph/products/health-and-critical-illness or reach out to an AXA financial partner.Preferred Global Health (PGH), a global patient organization based in Boston, USA, is a valued partner of AXA’s Preferred Consultation and Care (PCC) service. The partnership between AXA Philippines and PGH gives eligible AXA policyholders access to PCC where they can get expert advice for diagnosis verification and treatment plans from highly experienced Harvard-affiliated doctors. It provides patients the opportunity to make informed decisions in case of diagnosis of cancer and heart diseases.__________________________[1] World Ovarian Cancer Coalition, Symptoms & Risks. https://worldovariancancercoalition.org/about-ovarian-cancer/symptoms-risk-factors/signs-symptoms/

Dec 21, 2020
The rundown on COVID-19: What you need to know

Dr. Erika Chua, a general practitioner in the Philippines with a license to practice in the UK, writes about essential COVID-19 facts.WHAT IS COVID-19?COVID-19 is the disease caused by a novel coronavirus, now called SARS-CoV2, that emerged late 2019 in Wuhan, China. Unfortunately, this new virus is highly contagious and can cause death in certain patient populations such as those with pre-existing medical conditions and the elderly. Common symptoms associated with the disease are fever, dry cough, and tiredness. Other symptoms are muscle or joint pains, loss of taste or smell, headache, diarrhea, conjunctivitis, a rash on skin, and shortness of breath.In early March of 2020, the SARS-CoV-2 virus had started to invade Philippine shores and the country went into lockdown. Despite this, slowly, like so many other countries, we were unable to control the spread of the virus. Aside from the obvious medical problems it can cause, it has wreaked havoc on trade and global supply chains with shortages of medical supplies such as masks and essential medicines. Many businesses, big and small, had to close shop with thousands of Filipinos losing their primary sources of income. This is just but a picture of how the world has suffered in 2020.And the world has responded. Front-liners and scientists work tirelessly every day to give patients a fighting chance. Governments have put into place guidelines and ordinances to protect their constituents while out in public. Business owners have shifted their practices and models to work in the “new normal.” And with resources being poured into scientific research on COVID-19, not only have we developed tests and medications for the disease, a vaccine for COVID-19 is in sight. This being said, people should not become lax with self-protection. It is still important to practice proper hygiene, practice social distancing and regular wearing of masks.PREVENTIVE MEASURESThe World Health Organization has released several advisories for the public to keep them safe during this time. While these steps may seem tedious, it may mean the difference between life and death. The three most important ways to prevent contracting COVID-19 are as follows, with a more detailed explanation below:1. Physical distancing2. Wearing masks3. Practicing good hand hygieneTo ensure protection for one another, there should be at least a one-meter distance between oneself and others. When indoors, it is recommended that there should be a greater distance between you and another person to reduce risk of infection when they sneeze, cough, or speak. Avoid meeting other people, especially in enclosed, crowded spaces that can involve close contact. In cases where socialization cannot be avoided, either socialize outdoors or ensure that the room has proper ventilation and that everyone is wearing masks.This brings us to the next point: wearing a mask is a must when with other people. Make sure to clean your hands before and after you wear your masks. Your mask should cover always your nose, mouth and chin. You may use fabric or medical masks but make sure that you store them properly in clean plastic bags or to dispose of them after use. When selecting a mask, avoid masks with valves as this can still potentially cause to spread the virus to other people.Hand hygiene is still the single most effective measure to prevent the spread of pathogens including that of COVID-19. Wash your hands regularly and thoroughly with soap and water or with an alcohol-based hand rub. Avoid touching your eyes, nose, and mouth. If you need to cough or sneeze, cover your mouth and nose with a clean tissue or with your bent elbow. And finally, make sure to regularly disinfect surfaces which are frequently touched such as phones and gadgets, door handles, elevator buttons and faucets.If you feel unwell or develop symptoms associated with COVID-19, it would be best to stay home and self-isolate even if your symptoms are mild. Do not delay going to the hospital if you have symptoms such as difficulty breathing, chest pain, lethargy, or loss of consciousness. Seek immediate medical attention as these symptoms can indicate a serious condition.COVID-19 TESTINGIt is important that those who develop symptoms are tested for COVID-19. This is to prevent patients from spreading the disease to others, especially with those who live in close contact to them such as their families and loved ones. People who have had close contact with a confirmed case (within six feet for a total of 15 minutes or more) should also be tested. Certain local government units may also require testing for those intending to travel soon. Currently, we have two types of tests available in the market: viral tests (antigen and RT-PCR tests) and antibody tests. An antibody test will tell you if you have had a past infection while viral tests tell you if you have a present or current infection. As for the viral tests, the two most commonly used and required in the Philippines are the rapid antigen test and the reverse transcription polymerase chain reaction, more commonly known as RT-PCR.Rapid antibody testsRapid antibody tests are used to check for the presence of antibodies in your blood versus SARS-CoV-2, the virus that causes COVID-19. Antibodies are developed by the immune system as a response to an infection by a certain pathogen. This would mean that a positive antibody test assumes that the patient had been previously been exposed and infected by the virus and has perhaps now recovered. The test, however, does not tell us if the person is infected currently as antibodies may take weeks to develop or to be detected. Additionally, these tests are not that accurate, hence patients may test positive or negative falsely. For these reasons, antibody test results should not be used to diagnose someone with an active infection.Rapid antigen testsRapid antigen tests are able to detect specific viral antigens such as proteins of a virus from a nasal swab. The presence of these antigens, meaning a positive result, suggest current or an active COVID- 19 infection. Since rapid antigen tests are relatively inexpensive and can return results in approximately 15 minutes, they are often used as point of care screening tests. However, the sensitivity of this test is lower than that of PCR. Positive results are highly accurate however the test cannot completely rule out the infection. Hence, proper interpretation of the test is essential for accurate identification of patients as well as diagnosis and management of suspected COVID-19 infections. It is best to seek consult with your physician for proper diagnosis when using antigen tests as there may be a need for a confirmatory test with RT-PCR, especially in situations where the result of the rapid antigen test is inconsistent with the clinical picture of the patient.RT-PCRRT-PCR still remains the gold standard for clinical diagnostic detection of SARS-CoV-2 as it is able to detect viral RNA or the genetic material of the virus from a nasal or throat swab. Similar to the rapid antigen test, RT-PCR only detects if the patient has a present infection. Of the three tests, RT-PCR is the most accurate and is often recommended for confirmatory testing for patients who are suspected to have the infection. RT-PCR is also usually required for international travel with the swab having been done around 48-72 hours prior to a flight. The disadvantage of this test is that it is the most expensive of the three tests and that the turnaround time is for result releasing ranges from 2 hours to days depending on the capability of the laboratory.Timing of testingThe timing of testing is also important when considering getting tested for COVID-19. If patients have their test done too early, this may yield a false negative result for both viral tests. Testing on the same date of exposure will most likely produce negative results. Health care professionals recommend testing to be done around seven days after exposure or around three to four days after onset of symptoms to get the best and most accurate results. If you have any questions or concerns about which test to get or when should testing be done, it would be best to consult your doctor or test provider to get the most accurate picture of your current state of health.Given this current health situation, Preferred Global Health’s partnership with AXA Philippines proves timely as it exclusively offers Preferred Consultation and Care (PCC) in the Philippines. PCC, a service available in AXA’s Global Health Access (GHA) product, assembles the best medical teams from the top 1% of U.S. hospitals to give expert guidance to patients.

Dec 20, 2020
Here’s how you can start choosing the direction your life takes!

It’s really up to you to design your futureMost people  say that you can’t choose your destiny. And while it’s true that to some degree, you have to come to terms with the cards you’re dealt, know that you can still take charge of your future. This entails taking responsibility for your life, from the smallest decisions to the biggest changes. So yes, while you can’t completely control some parts of your life, you can prepare for what’s ahead. When it comes to health, for instance, most are resigned to their fate of, say, being genetically predisposed to  diseases such as cancer, heart attack, or stroke. But there are ways to lessen the risk, and one way is to choose a healthy lifestyle—eating well and exercising regularly make a world of difference. It is also important to take note of your medical history and make time for regular checkups. This is so you can be informed of health needs that have to be addressed, if any. It would also help you make knowledgeable decisions about your lifestyle moving forward.Plus, when you are healthy, it’s easier to make the most out of life. You are able to pursue your dreams and try new experiences without any limits or barriers. Whether it’s starting your own business, buying your dream home or car, or chasing a childhood passion, all these are within reach because you have a healthy body and a clear headspace that will let you turn those dreams into reality. But that’s just the starting point.Your goals are almost always tied up to a bunch of decisions and situations that could change your life in an impactful way. To remain on track and grounded, you must first identify and come to terms with your strengths and weaknesses, and then determine your purpose. From there, taking charge of your life will be easier.Of course, you can’t really know what curveballs life will throw at you, and the best way to go about this is to prepare for them so that you may either avoid them or lessen their impact in your life. Getting an insurance plan that can cover your needs and priorities allows you to plan and secure not just your future, but those of your loved ones as well. If you have a kid, you would also have to think about their needs. One of the more costly needs would be their education, but if you secure an educational plan for them ahead of time, increasing tuition and matriculation fees would be the least of your worries.A personalized protection and investment plan like MyLifeChoice lets you dream big and design the future you want. You can easily customize it according to your priority—whether it’s for your health, your child’s education, your family’s future, or your life goals. MyLifeChoice allows you to practice goal-based and long-term investment planning, while giving your investments a head start through the Start-up Bonus equivalent to 70% of the first year premium invested in your chosen AXA funds. Dispel worries by customizing your plan protection coverage from 7x to 30x the amount you pay annually. You can also further customize it with supplementary benefits like additional protection. In case of disablement, your future payments will be waived and you will receive cash benefits for injuries due to accidents.In this adventure called life, always remember that you call the shots, you play the game, and you aim for the biggest wins. Ready to design your life? Learn more about AXA’s MyLifeChoice and personalize your own protection and investment plan today. 

Dec 6, 2020
Beginnings of a business: Important takeaways for budding entrepreneurs

Take your cue from the stories of today’s biggest names. With the varying quarantine restrictions brought about by the global pandemic, a lot of things have changed in the way goods and services are purchased. From brick-and-mortar stores, most businesses shifted to pickups and deliveries. This change has also allowed new small businesses to enter the scene in the past few months without shelling out too much in capital, as transactions are now mostly done online. Thinking of starting your own business? Before you jump into your venture headfirst, know that the road to success can be full of bumps. While you may not be able to avoid them entirely, you can learn from how today’s big names grew their businesses. First things first: What do you want to offer? Is there a need that your product or service can address or bridge the gap to? This is an important thing to consider, especially in today’s situation where some industries do not have the same demand as they used to pre-pandemic. Plus, with a lot of people now venturing into startups, the products or services you offer must be of great value to stand out. Apart from that, how to avail of your products or services is a main consideration, as most businesses have shifted online or operate physical stores in a limited capacity.This means that it is important to pay attention to your target market or your customers. Robin Chase, the former CEO of Zipcar, a car-sharing and car club service, shares a major mistake committed with her second company, a social, online ride-sharing business. “We spent too much money on the website and software before engaging with our first customers,” she tells Buffer. While there is merit in polishing your product or improving your service, you have to make sure that these factors do not get in the way of one of the most important relationships your business will ever have: the one with your customers. It is a smart move to reach out to your potential customers first before rolling out a new innovation.The late Henry Sy Sr., the man behind the biggest mall operator in the country, believed that success is a mix of several factors that include hard work, opportunity, and timing. Esquire Philippines’ quotes roundup included Sy’s quote on success: “Success is not just good luck: It is a combination of hard work, good credit standing, opportunity, readiness, and timing. Success will not last if you do not take care of it.” In 1958, he already envisioned that if he could sell a pair of shoes to every Filipino, he could be successful, according to an article by My Story, My SM. Seeing how the brand evolved into the retail giant that it is today, perhaps their recipe for success had most of those elements he mentioned, if not all.All the talk about success would make one think that there is no room for mistakes. However, for Jollibee Foods Corporation founder and chairman Tony Tan Caktiong, mistakes are part of the process. “If you dream big and put your dreams into action, you will inevitably make mistakes. But don’t be scared to make mistakes,” he shares in the 2013 Asia-Pacific Economic Cooperation (APEC) small and medium enterprises (SME) Summit. In his case, his group tried to start brands like Mary’s Chicken and Copenhagen ice cream, but these did not take off. “Learn from each mistake and it will not be a waste of your time,” he says, and went on to establish one of the biggest food businesses in the country.It also helps to always be on the lookout for opportunities to grow your business. What may be effective today might not work three months from now, especially with the ongoing pandemic. It is important to regularly ‘feel the pulse’ of your consumers—whether it’s through surveys, or monitoring your social media account and analyzing customer reviews. It also helps to be up to date with trends to ensure that your product or service remains to be relevant and sensitive with the changing times.Starting a business is not easy, but it can be one of the most fulfilling thing you’ll do. While there may be speed bumps ahead, it does not need to derail your success.  You can protect your hard work from the unexpected by getting an insurance package for your business. With Business Security, a comprehensive insurance made for business owners, you won’t have to worry about damages or loss due to fire or lightning, including acts of nature, disrupting your business. It also comes with a personal accident insurance for your employees, and coverage for money, securities, and payroll. With those covered, you’re well on your way to success.

Dec 6, 2020
This year, make your 13th month pay count

Here’s how you can get the most out of your bonus.You probably have a hundred ideas on how to spend your 13th-month pay—or your Christmas or year-end bonus—even before it gets credited to your payroll account. But just because you receive a windfall does not mean you have to spend it all on a whim. If you’re really serious about getting your finances in order, you’ll put off that shopping spree, and consider putting your money on important things instead.First things first. If you have outstanding debts, make use of your extra money to pay them all off, if you could. If it’s a credit card bill, pay off the balance ahead of time. If you have an existing loan, pay what you can in advance. Besides, the sooner you settle your liabilities, the faster you can move on to bigger financial goals. There are also some big-ticket purchases that you might need to make: Do you need to take your car to the auto shop again? Is your refrigerator consuming way too much energy? Now might be a good time to finally replace them. It won’t be cheap, but if it’ll end up saving you more money in the long run, then it’s worth it.If you don’t have debts to pay or any big-ticket needs to buy, you can go ‘out of sight, out of mind’ on your money by putting it in your savings account or investing it in low-risk tools such as a time deposit. Doing so makes it more difficult to spend your hard-earned money, because you don’t have it on hand. You might even want to take the opportunity to increase your nest egg or long-term savings, or add more than a few zeroes to your emergency fund. Of course, it doesn’t hurt to look beyond the present. While being an employee gives you the security of a fixed salary month after month, it’s not going to last forever. Make sure your future self gets by with more than just your savings by making your money work for you. You can strike out on your own and start a business or consult a financial partner about financial solutions like variable universal life (VUL) insurance, which combines the perks of life insurance and investments.The same goes for the things that you still want to pursue. You can’t put a price on self-growth, so you might want to use your bonus to sign up for a class you’ve always wanted to take or books that can broaden your outlook in life. According to Huffpost.com, “Investing in yourself is one of the best return on investments you can have.” It sends a message to yourself and the world about the importance you’re putting on your value and potential. Whether you want to learn a new skill or change your lifestyle for the better, go for it.While this year has not been easy for anyone, it’s certainly been tougher on others. If you’re lucky enough to still have a stable income, why not share your good fortune? Look into legitimate charity organizations or give generous tips to service workers. Aside from helping make a difference in other people’s lives, you might just learn to replace your fondness for retail therapy with philanthropy. And also, it’s the season of giving. Do you really need another reason to spread more Christmas cheer?

Nov 17, 2020
Yes, your life goals are still within your reach

Here’s how you can be a step closer to your goal!Goals help steer our lives toward the right direction. They make our lives more purposeful and provide security for our future.  Now, the big question is, how do we meet our goals? It may take a bit of work—and a few tweaks in one’s perspective, especially when things get tough—but rest assured, it’s definitely doable. You can have a big goal: one that has an impact not just on you but on your community, too, but it will remain to be a wish if you don’t act on it. It’s normal to procrastinate, especially if your plans intimidate you, but dwelling on things for too long would only lead to overthinking. Before you know it, you’ll have crash-and-burn scenarios in your head, and the magnificent goal of getting that master’s degree or getting your own place is shelved for all eternity. Thomas Oppong, founder of Alltopstartups.com, a website for young entrepreneurs who are starting their own businesses, made a valid point when he wrote, “momentum comes through actions, so do something that moves you forward. Even a small act is significant.” Remember that the sooner you act on your goal, the faster you reach it. Often, you feel like you can accomplish more and start getting fit, create that long-dreamed-about YouTube channel, get that car or condo unit if only you have this one important thing: time! If you look closely, you actually do. It’s only a matter of “making” time. Harvard Business Review recommends identifying low-value tasks, which are basically to-dos that can be dropped, delegated, or outsourced. This would help you reflect, evaluate, and ferret out important tasks that you and only you can do. By unloading duties, you effectively free up a substantial chunk of time. And by breaking them down into smaller chunks, you can build on your momentum. Neuropsychologist Rick Hanson shares in a Psychology Today article that “the most important thing is to remember the most important thing.” More often than not, immediate concerns force the most important things into the backseat. Urgent issues crowd out priorities, leaving the latter neglected for long stretches of time and eventually forgotten. So how do you remember the most important thing? One solution can be writing it down. Seeing it spelled out tends to drive home its importance, and placing it in plain view will make for a good reminder. Make it a habit to end the day with an action that contributes to it, and you will never lose sight of what’s important.Along the way, you may encounter unexpected challenges, like the pandemic the world is currently experiencing, but don’t lose heart. Instead, revise, adapt, and adjust. Psych Central advises recognizing that you might not fully realize a goal the first time you attempt it. Therefore, flexibility is key to success.Whether it’s a condo unit, your first car, a passion project, or a master’s degree—or ultimately, financial security, you can reach your goals by starting on your investment habit with AXA. With AXA’s Goal Getter, an investment and insurance plan in one, you can build toward the future you want. For as low as Php10,000 initial investment, you can potentially grow your funds and be closer to your goals. Invest in your choice of investment funds with as little as Php 5,000 monthly top-ups to complete the required investment of Php 50,000 during the first year. Know you can do this! You can be a goal-getter!

Oct 29, 2020
How much does it really cost to own a car?

Know what other expenses come with purchasing a vehicle. If you’ve never owned a car before, it’s easy to imagine that it’s all joy rides and convenient transportation once you sign on the dotted line. However, the cost of purchasing a car is more than the down payment and your subsequent monthly dues. A car can be an investment, sure, but it’s also a source of ongoing costs. Before you purchase a new ride, here are some monetary matters you need to take into consideration:RegistrationIn order for you to legally use your car on the road, it needs to be registered with the Land Transportation Office (LTO) and must be insured with compulsory third party liability (CTPL), which covers death or bodily injury to third parties. When your car is brand new, the initial registration covers the first three years. After this, you’ll need to register it annually. Oh, and there are late and penalty fees involved if you don’t.Average cost of car registration and CTPL respectively: P1,500 and P2,060 per yearInsuranceNo one wants to get into an accident, but in the event that one does, it pays to have a safety net. While compulsory third-party insurance is a legal requirement, having a comprehensive car insurance on top of that can save you from a lot of unexpected expenses later on. AXA’s Comprehensive Car Insurance Online provides protection against third-party liabilities, damage, or loss due to theft and natural calamities such as flood, typhoon, and earthquake. In case of an emergency, you can also access 24/7 emergency roadside assistance, and, if needed, file a claim online or through the Emma by AXA app.Average cost of car insurance: Around P22,000 for a brand new 1.3L sub-compact sedan in its first yearGas pricesA fast, high-powered sports car with a big engine might seem tempting, but you’ll probably end up spending more time at the gas station than you’d like given our country’s horrendous traffic. Take into account your specific needs and financial capabilities when choosing what kind of car to buy, as this can affect your fuel costs.Average gas prices: P51 per liter (gasoline), P43 per liter (Diesel)Regular car maintenanceYou might have heard of periodic maintenance service or PMS. As your car’s odometer climbs and it spends more time on the road, certain parts will naturally wear out over time, requiring you to go to a service center for replacements or repairs. Avoiding this process can result in something going wrong (or worse) inside your car, from small things like a bad battery, squeaky brakes and tires, to major electrical and mechanical problems. While some dealerships offer free PMS up to a certain point, you will eventually have to start paying for it on your own.Average PMS cost: P2,000 to P8,000 per visitOnce you’ve taken all these into consideration, you can finally get that first car! Make sure that it’s maintained well and protected from the unexpected so you can enjoy your investment and drive confidently on the road.

Sep 6, 2020
Heads up, yuppies! Here’s your road map to a healthier lifestyle

Take this route and hit your fitness goals. You’re in the prime of your life. Young and earning good money, you can do practically anything you want: buy from your favorite brands, order meals from expensive restaurants, and even finally put a down payment on that condo unit you’ve been eyeing. However, all these come at a price: doing overtime and toiling away to get that much-coveted paycheck. Such a lifestyle can make you neglect your health which, in turn, can affect your income. After all, it’s a domino effect: getting sick leads to absences which may result to a lower figure on your paycheck. But don’t worry, it’s possible to hit your goals and live a healthy life at the same time.First off, you’ve got to get moving. With most of our time now spent indoors, it’s all too tempting to binge-watch series and movies all day. Give lounging a rest and get physical! There are workout studios in the Metro that offer online classes alongside equipment rental, but if you don’t want to shell out as much, you can also search for home workout videos on YouTube. Find a routine that you enjoy so you can look forward to sweating it out. It might be a little tough in your first few sessions, but the endorphin rush at the end of each session will make the pain worth it! Practicing self-belief also contributes to your health. Self-belief is the confidence that you can do anything. Every day, visualize what you know you can achieve for the day, with a long-term goal in mind. Come up with a set of affirmations, and say these every morning. You can borrow one of Oprah’s: “The only courage you ever need is the courage to fulfill the dreams of your own life.” Or how about life coach Tim Storey’s mantra, “Your life is about to be incredible” ? While doubt prevents you from moving forward, believing in yourself will help you soar.You must also make it a point to choose healthy grub. Instead of fast food deliveries and take-out, whip up your own nutritious drinks and meals at home. Swap the sugary drinks with healthier options like green smoothies or better yet, stick to water. Going the healthy route doesn’t just get your body moving, but your brain cells functioning, too!Living a healthy lifestyle entails resting, too. Sleeping for seven to nine hours every night allows your body and mind to rest and recover fully. Whether it’s a weekday or weekend, try going to bed at the same time. A consistent sleeping schedule is optimal for your health. Having a comfortable bed and pillow is also a must! Check out online stores for ergonomic pillows to help ensure that you get good and quality sleep every night.While these things could help you stay healthy, getting sick is inevitable. Illnesses can strike anytime, even affecting the healthiest individuals. Aside from negatively impacting your health, the medicines, doctor’s fees, and hospital bills can put a strain on your pocket, too.You can fortify your defenses by investing in good health insurance that covers critical conditions such as cancer, stroke, and heart attack. AXA’s newest health insurance plan, Health Start Lite, covers these critical illnesses. You can get this health plan online for as low as P535 a month for a P1 million coverage. If you’re looking for a plan with joint coverage for your loved ones, there’s Health Start Family, a health plan that covers two lives and has built-in child coverage for as low as P1,950 per month. With this in place, you can dispel worries about the future’s uncertainties and just focus on being healthy, and let your insurance do the rest.

May 20, 2020
Check out these ways to stay healthy indoors

Keep your wellbeing in check.Several measures have been put in place to prevent the spread of COVID-19. Governments across the globe have implemented varying degrees of lockdown to entire cities, even regions.Now, some of us may be feeling the effects after weeks, even months, of being cooped up indoors—from boredom to cabin fever, and stress to isolation, just to name a few.Take care of yourself and keep your wellbeing in check by incorporating these into your daily habits:1. Get moving Being at home 24/7 might tempt you into just sleeping or binge-watching your favorite shows whenever possible. Sure you may do these, but do them in moderation. Physical inactivity is linked to a higher risk in having heart disease and type 2 diabetes. Regular exercise not only helps you manage your weight—it has many other different benefits, including disease prevention and energy-boosting. Try to dedicate a few minutes every day to exercising—the World Health Organization recommends “150 minutes of moderate-intensity or 75 minutes of vigorous-intensity physical activity per week, or both.”The best part is that you don’t need special gym equipment to exercise. You can do some bodyweight exercises or use household items like bottles or containers filled with water or liquid. You can also catch free online workouts—some local studios and even fitness personalities have been offering workouts that you can easily do at home.2. Whip up your own mealsSure, there is an option to order food from restaurants that have remained open but consider preparing your own meals as much as possible. Cooking your own food helps you eat better and healthier. It develops your basic cooking techniques, too.Plus, when you are at home, you can try your hand at recreating some of your favorite restos’ dishes in your very own kitchen. It may also prove to be therapeutic for you if you enjoy cooking.3. Always be mindful of good hygiene and cleanlinessWith medical experts still in the process of developing a vaccine for the new coronavirus, our best first line of defense for now is keeping ourselves and our surroundings as clean as possible at all times.We cannot stress the importance of social distancing and regular, thorough handwashing with soap and water enough, but it doesn’t stop there. Always practice proper coughing etiquette. Clean and disinfect high-touch surfaces and objects like door knobs and handles, chairs and tables, bathroom surfaces, sinks, light switches, and mobile phones using a disinfectant with 70% alcohol or bleach regularly. Always wear face masks and take vitamins to help boost your immune system.4. Look after your mental health, tooThe outbreak of the new coronavirus has no doubt been stressful and anxiety-inducing for some people. Stress and anxiety can manifest in different ways, including fear and worry for yourself and your loved ones’ health, change in sleep and/or eating patterns, worsening of mental and chronic health problems, and more.So, don’t forget to take care of your mental health, too. Watch a feel-good show, read a book, listen to music, or write in a journal. And while it’s important to be updated in current events, experts also recommend taking breaks from watching or listening to the news—especially if it’s about the pandemic—once in a while. When you’re stressed, try to do some stretching and deep breathing exercises, or meditate. Catch enough ZZZs, too!It’s also essential to take the time to talk to your friends and loved ones. It doesn’t matter if it’s through a phone call, video call, or chat–just catch up and talk to one another about how you’re feeling.5. Protect your healthNow more than ever, it’s important to start looking after your health. A way to prepare for health uncertainties is availing of a health plan. A health insurance plan provides coverage for medical expenses such as hospitalization and treatments for critical conditions. Some plans even return your premiums at a certain age. AXA Philippines offers health insurance products that fit your health protection needs. Health Start can cover you and your loved one against top critical conditions such as cancer, stroke, and heart attack for as low as P1,500 a month. You can also opt for a comprehensive health plan that provides coverage against 56 major and 18 minor critical illnesses. With all the uncertainties happening, it’s important to ensure that you’re covered in time of need.Hopefully, these tips can help you cope with the current situation and ease the stress and anxiety you may be feeling.***For existing AXA Philippines Health Start and Health Max policyholders, critical illness benefits will be paid out whether related to COVID-19 or not, subject to contract terms and conditions. Check out AXA Philippines’ website for more information.

TOTAL articles
20
CATEGORIES
  • ALL
  • EDUCATION
  • HEALTH
  • INCOME PROTECTION
  • SAVINGS
  • RETIREMENT
  • LIFESTYLE
Loading Content...