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What is this promo about?10 lucky AXA customers who will download and register to Emma by AXA will get a chance to win ₱5,000 GCash vouchers which they can use for summer road trips. How long is the promo duration?All inforce or existing AXA customers who will download and register from May 1 to 31, 2023 are qualified for the promoWho are qualified to avail of this promo?Customers who have an existing or newly inforced life or general insurance policy who download and register to Emma by AXA can get a chance to win ₱5,000 worth of GCash vouchers for their summer road trip.How can I qualify for this promo?You can simply download and register to Emma by AXA from May 1 to 31, 2023. You can also seek assistance from our selected ONE AXA branches with dedicated Emma corners to assist you. We have branches nationwide. Remember to register the email address you used in your insurance application.Where are the ONE AXA branches?We have 21 ONE AXA branches nationwide.What if I am an existing customer and I have downloaded Emma by AXA already? Can I qualify for the promoCurrently, this promo is open to customers who have yet to download and register on Emma by AXA. Keep using Emma by AXA and watch out for future promos. How will I know if I won in the promo?You will receive an SMS notification on May 23 and June 2 with your e-voucher confirming that you won the promo. Make sure that your correct mobile number is the one registered to Emma by AXA.How can I redeem my vouchers?Follow the instructions to be sent via SMS.

What is this exclusive offer?This is an exclusive offer for select AXA Rewards customers. Select AXA Rewards customers can avail a complimentary facial worth P2,500 and 1-day class and gym pass at Slimmers World Elite BGC branch. You can also bring 1 friend with you to enjoy the same benefits.Where can I avail it?You can avail it only at Slimmers World Elite BGC at 2nd Floor Highstreet South Corporate Plaza Tower BGC, 9th avenue corner 26th Street BGC.When can I avail it?This promo is only available from April 15 to May 15, 2023.Before your visit call Sharmaine at 0915-743-3747 schedule your appointment. Upon arrival at Slimmers World Elite BGC on your scheduled visit, present your unique promo code or your AXA Rewards email with your promo code. You can show it on your phone or bring a printed copy. Do I have to avail the free facial and gym pass in one day?You can schedule your free facial and gym pass separately but should be booked within the promo period. Can I give this to my friend?You can bring 1 friend with you during your visit, however the promo code is non-transferrable. The friend needs to be with you, the AXA Rewards customer to avail the complimentary services. Can I get cash instead of the promo?This promo is non-convertible to cash. Are these available for other AXA customers?This is a very exclusive AXA Rewards promo for select customers only. Keep posted for other future promos just for you.I am an AXA Rewards customer but I did not get the email with a promo code, can I still avail this promo?This is a very exclusive AXA Rewards promo for select customers only. Keep posted for other future promos just for you.

What is this promo about?10 lucky AXA customers who will download and register to Emma by AXA will get a chance to win Summer OOTD worth ₱2,000 GCash.How long is the promo duration?All existing  AXA life and general insurance policy holders who will download and register from April 11 to 30, 2023 are qualified for the promo.Who are qualified to avail of this promo?Customers who have an existing or newly inforced life or general insurance policy who will download and register to Emma by AXA during the promo period can get a chance to win ₱2,000 worth of GCash vouchers for their summer OOTD.How can I qualify for this promo?You can simply download and register to Emma by AXA from April 11 to 30. You can also seek assistance from our selected ONE AXA branches with dedicated Emma corners to assist you. We have branches nationwide. Remember to register the email address you used in your insurance application.Where are the ONE AXA branches?We have 21 ONE AXA branches nationwide.What if I am an existing customer and I have downloaded Emma by AXA already? Can I qualify for the promo?Currently, this promo is open to customers who have yet to download and register on Emma by AXA. Keep using Emma by AXA and watch out for future promos. How will I know if I won in the promo?You will receive an SMS notification on our weekly draw dates on April 18 (April 11-16), April 25 (April 17-23), May 3 (April 19-30) with your e-voucher confirming that you won the promo. Make sure that your correct mobile number is the one registered to Emma by AXA.How can I redeem my vouchers?Follow the instructions to be sent via SMS.

What is this promo about?​10 lucky AXA customers who will download and register to Emma by AXA will get a chance to win Php3000 worth of GCash vouchers.How long is the promo duration?​All inforce or existing AXA customers who will download and register from February 1 to 15, 2023 are qualified for the promo.Who are qualified to avail of this promo?​Customers who have an existing or newly inforced life or general insurance policy who download and register to Emma by AXA can get a chance to win Php3000 worth of GCash vouchers.How can I qualify for this promo?You can simply download and register to Emma by AXA from February 1 to 15. You can also seek assistance from our selected ONE AXA branches with dedicated Emma corners to assist you. We have branches nationwide. Remember to register the email address you used in your insurance application.How can I download or register to Emma by AXA?You may download the app via this link or register via web here.Where are the ONE AXA branches?We have AXA branches in Makati, Baguio, Binondo, Cebu, and Davao. ​What if I am an existing customer and I have downloaded Emma by AXA already? Can I qualify for the promo?Currently, this promo is open to customers who have yet to download and register on Emma by AXA. Keep using Emma by AXA and watch out for future promos. How will I know if I won in the promo?You will receive an SMS notification on February 16 with your e-voucher confirming that you won the promo. Make sure that your correct mobile number is the one registered to Emma by AXA.How can I redeem my vouchers?Follow the instructions to be sent via SMS.​

With the deferment notice, will my property insurance policy automatically renew using the same premium rate as 2022? Although the new Natural Catastrophe (CAT) rates mandated by the Insurance Commission will not be applied yet, there may still be a price adjustment on your renewal premium based on your annual policy review.How will I know my updated renewal premium?Please expect a call from your financial partner for your updated premium rates. If you do not have an agent, you may opt to do any of the following: Call our Customer Care Hotline at (02) 85815-AXA, (0917) 170-9292 for Globe/TM, or (0998) 588-9292 for Smart/Sun/Talk and Text from 8:00AM to 7:00PM, Monday - Friday (except holidays), and 8:00 AM to 5:00 PM, Saturday (except holidays). Send an email to customer.service@axa.com.phWhen will the new CAT rates be applied? The Insurance Commission has not yet given a specific date for re-implementation. For now, the application of the new CAT rates is deferred until further notice.

What is a merger?A merger is a transaction in which the ownership of companies, other business organizations, or their operating units are transferred or consolidated with other entities. Simply put, a merger is a combination of two companies into one.What is the AXA-CPAIC merger all about?In 2016, AXA Philippines acquired Charter Ping An Insurance Corporation (CPAIC), one of the top five1 non-life insurance companies in the country. Since then, the process of completing the integration has been ongoing to become one of the very first major insurers in the Philippines to offer both life and non-life products under one roof, so you only need to trust one partner for all your insurance needs. Since then, CPAIC has been officially operating under the AXA brand. The merger is the last step on the journey towards fulfilling both companies’ vision to become a one-stop shop for all your insurance needs.Is this merger already official and complete?Yes. Approval from the Securities and Exchange Commission (SEC) has been received on December 29, 2022 with an effective date of December 28, 2022.With the merger approved by the SEC, AXA Philippines and CPAIC is now a single corporation. Registration with other regulatory agencies such as the BIR, SSS, and Pag-Ibig are being updated to recognize AXA Philippines and CPAIC as a merged entity with AXA as the surviving entity and CPAIC as the absorbed entity. With AXA being the surviving corporation, it assumes all of CPAIC’s assets, liabilities, rights and obligations. What prompted this merger?The merger was prompted by a shared vision between AXA and CPAIC to give our customers better access to insurance and protection to safeguard everything that matters to them. Whether it’s life, health, or assets, our complete suite of insurance products is designed to address your needs.I have an insurance policy under CPAIC and with its merger with AXA Philippines, the surviving entity, what should I expect?Customers of CPAIC can expect the same exceptional level of service under AXA.We are converting CPAIC branches to become AXA branches that can serve both life and general insurance customers and this transition will continue in the future. Some of our agents are also licensed to sell both life and non-life insurance products. What happens to the insurance policies under AXA or CPAIC?All policies under either AXA Philippines or CPAIC which were existing prior to approval by the SEC of the merger shall remain valid and subsisting (in accordance with such policy’s relevant terms and conditions). Your insurance policy with us will still be active and in-force and will not be affected by this merger.With the SEC’s approval of the merger, all insurance policies either under AXA Philippines or CPAIC purchased before and after the merger will be honored and now serviced by the surviving entity, which is AXA Philippines.How does this merger benefit AXA’s customer base?This merger makes it easier and more convenient for our customers to protect what matters in their lives as they would need to go to only one insurance company for any kind of insurance product they would need, whether it’s life insurance, a health plan, a car insurance, or financial protection for their business or home. What is a composite license, and why is it important that AXA has it?A composite license awarded to an insurance company authorizes it to offer both non-life and life insurance simultaneously. Non-life insurance products include car insurance, home insurance, business insurance, etc. whereas life insurance pertains to products like health plans, savings and investment plans, and term-life insurance. The possession of a composite license enables AXA to offer a full range of insurance products and services to our policyholders who can then create security that will protect them, their families, their businesses, and their properties, such as vehicles and homes. In contrast, an insurance company that does not have a composite license can only give customers limited options, which can in turn compel them to go through the inconvenient process of purchasing various insurance policies from several insurance companies.What products and services does AXA offer now?We know how important it is to protect all that matters to you – and so now we would be able to provide customers with a full suite of insurance products: life, income protection, health, education, retirement and investment, home, auto, travel, marine and cargo, and commercial business. For more information, click on the ‘Products’ tab of this website.Can I get a life insurance product in the general insurance branch and vice versa?To help you protect all that matters to you, some of our distributors and/or agents are now equipped to offer and manage both life and general insurance products.We are also continually expanding our scope to ensure that all our branches will soon be able to respond to the life and non-life needs of our customers.I only have one policy under AXA Philippines and/or CPAIC. Given AXA’s planned composite license, how can I expand and increase my policies?  For example, I only have life insurance but given the new developments in AXA, I would like to have home security as well. How can AXA help me?We would love to hear from you.  First, if you already have an existing policy and want to diversify or expand it, contact your insurance agent as he or she is your designated account manager who is tasked to take care of your requirement, and will be able to discuss with you all our other insurance offers, to ensure you are able to protect all that matters to you. You may also browse the ‘Products’ tab of this website to find details on our insurance products, as well as buy some of them directly from our website with no need for agent assistance.You can also reach us through our customer service hotline (02) 8 5815-292  or email customer.service@axa.com.ph and through our Emma by AXA PH app. Download and register to the Emma by AXA PH app now so you can view your policies anytime, pay online, get free 24/7 access to Rescue Line, and more!Will the AXA Philippines and/or CPAIC branches continue to service us?  What changes can we expect from them?Your neighborly and familiar AXA branches will still remain near you to answer your queries and respond to your needs. What has changed and which you can see are improvements to give you better service. Our qualified, competent branch personnel, professional insurance agents, and branch managers are always ready to assist you. Transacting all these life and non-life products and services are quicker and efficient. In light of this merger, our CPAIC branches are being transformed into and will be AXA Branches, servicing both life and non-life insurance customers under one roof.I am a CPAIC customer. Does this mean that the next time I pay my premium, the original receipt (OR) I will receive will be from AXA already?Yes, the OR you will receive will be from AXA from hereon. However, please note that due to the transition as necessitated by this merger, there might be a two-week delay in the issuance of your OR. Please bear with us as we work on getting this delay resolved as soon as possible.Will there be a change in my agent or distributor?Your agent or distributor does not have to change due to this merger.Are there other faster ways by which we can monitor the status of our policies?At present, customers can view their life insurance policies on their Emma by AXA account, accessible via the app or website. Future improvements on the customer portal and mobile app include providing customer access to their non-life insurance policies.I might have a difficult time visiting an AXA Branch to conduct my transactions or keep up with my payments. How can I make sure that this process is not disrupted and that my transactions are ongoing and protected?AXA has leveraged on the power of the digital space to give you accessibility and updated information to your insurance policies. Through our app, Emma by AXA PH, you can - through a digital device like a smart phone - easily check the following: current account value, due payment dates, and other payment information.  You can also pay online from the comfort of your home or office. Emma by AXA PH also enables you to contact your financial partner or insurance agent should the need arise.If I have questions about my policy, who do I contact? How will general insurance/non-life insurance customers reach customer service?Both life and non-life insurance customers will only need to remember one customer care hotline: (02) 8 5815-292, one email address: customer.service@axa.com.ph and one website: www.axa.com.phSources:1Insurance Commission Performance of Non-Life Insurance Companies as of 2021

Our day-to-day activities may get more stressful and hectic as the holidays approach. The pressures of Christmas, especially in the Philippines, along with the hustle and bustle that comes with it, can be overwhelming. Mothers and wives, in particular, may become stressed over family and gift-giving obligations.As part of protecting your well-being, it is important to prioritize your mental health during these busy times. One way of doing this is by practicing daily gratitude.An attitude of gratitude Gratitude stems from being able to attribute something good that happened to you to someone else, whether an individual or an impersonal source such as nature2. Practicing daily gratitude involves being able to contemplate who and what you are thankful for3. Making it a habit to note what you’re thankful for everyday, making sure to pay it forward by letting someone know what you’re thankful for, and contemplating on what it means to accept this kindness can go a long way3.Benefits of saying thanks Multiple studies have linked gratitude to well-being by testing the impact of the positive psychological effects that practicing daily gratitude can have on a person1. Improved physical and emotional health The impact of giving and receiving gratitude can be linked to improving interpersonal relationships we have, which can help improve the mental and physical state of those involved1. Practicing daily gratitude can lower your risk of depression, anxiety, substance dependency and conditions such as eating disorders3. Paying it forward Saying thank you and showing gratitude can have a ripple effect, motivating the recipient to show the same grace they were given3. Simple things such as saying thank you to the person who delivered your groceries can have a huge effect on their day.Appreciating the little things The practice of gratitude can help improve the perspectives from which we view our daily lives3. Being able to focus on how something or someone has improved your life, and going out of your way to express gratitude can bring a fresh outlook to your life. This helps you appreciate your greater purpose in life, thereby boosting your self-esteem and self-acceptance.Gratitude is something often overlooked. But as we approach the holidays where gift-giving is the norm, learning how to express gratitude and saying thanks beyond material means can greatly improve our relationships. Start your own practice of gratitude now.Health care starts with self-care. AXA’s range of health and protection products are here to support your wellbeing as you #MakeTimeForMeTime, so you are empowered to keep protecting what matters most. Find out more by visiting AXA’s health products page by clicking here or reaching out to an AXA financial partner.

Finding out that someone in your family or a friend you are close to has cancer can be very distressing and upsetting. It’s not easy to deal with the diagnosis, and oftentimes we are left wondering what we can do to help. In the Philippines, cancer was one of the top three causes of death  last year.Fear, anxiety, and stress can get in the way of providing your sick loved one the support they need. However, there is much you can do to support them. What kind of help does a sick individual need? How can you deliver a supportive message for a cancer patient? Read on to learn more.How to show support Cancer can affect your family or friend in many devastating ways. Chronic illness can give the patient guilt, a feeling of loss of control, anger, and sadness–all the while suffering mood disturbances, extreme changes in their bodies, and deep-seated fears. Some patients may even find it difficult to accept support during these trying times. Remember that this is normal and can be their way of asserting what little independence they can have at this time. Don’t just talk–listen You may feel like you don’t know what to say to a friend with cancer. However, most of the time, it’s not what you say but rather how you listen2. Make yourself available to listen to what they have to say–sometimes, more than having the right words to say, it’s all about hearing them out.Actions speak louder than words Nothing is too small or insignificant when it comes to sending a message of love and support to a cancer patient3. Small, practical actions such as preparing thoughtful care packages and offering to run errands for them can go a long way when it comes to providing emotional support for cancer patients.Caring for the caregivers Many times, a cancer patient is with a caregiver, usually an immediate family member or friend who is not paid to provide them care2. This demanding and time-consuming role can be stressful and tiring. Providing support for their caregivers can also be a huge way to support someone with cancer. Coping with a chronic illness is a huge burden, not only to the patient, but to those around them. Your love and support, no matter how insignificant it seems to you, can go a long way in making sure others can go through this physically, emotionally, and mentally demanding illness. Remember to reach out and show your love if you are able to.AXA’s wide range of health and protection products can cover you against critical illnesses such as cancer, so you are empowered to keep protecting what matters most. Find out more by visiting AXA’s health products page by clicking here or reaching out to an AXA financial partner.

Breast Cancer is one of the most prevalent cancer here in the Philippines based on DOH statistics, and it is important to be able to know how best to prevent it. Part of this is learning how to detect breast cancer early on.Breast cancer in the PhilippinesContrary to popular belief, men can also get breast cancer, but it is most common in women. In fact, it is the leading killer of women aged between 35 and 54, with almost 500,000 women dying from it every year.1 Treatment ranges from chemotherapy, which is the use of special medicines, in pills or injected into veins, to shrink or kill the cancer cells, to mastectomy, or the surgical removal of breast tissue. However, it is always better to detect early symptoms of breast cancer rather than deal with it when they are already there. The earlier breast cancer is discovered, the greater the chance for successful treatment. On the other hand, there is a lower chance of survival if cancer care is delayed or inaccessible, along with possible complications and higher costs of treatment and care.So how can one detect breast cancer early? Learn your family historyThe first step is to take note of any family history of cancer. If you have a first-degree relative either on your mother or father’s side who had breast or ovarian cancer, you have a higher chance of getting it.Get checked regularly Breast cancer awareness month in the Philippines promotes having regular breast examinations. You can do this on your own, as you should be familiar with how your breasts usually look and feel. Breast self-examinations are how you can keep track of how your breasts look or feel. If you feel any bumps or lumps that weren’t there before, or any concerning discolorations or skin changes, it is better to go to your primary care doctor or gynecologist to double-check.Mammograms are probably the most commonly known way of helping detect breast cancer. It is a low-dose x-ray done on your breasts. Regular mammograms can help find breast cancer at its early stages when treatment is most likely to be successful.A breast ultrasound is another way to detect breast cancer. It is an imaging test that uses sound waves to look at the inside of your breasts. A wand-like device called a transducer is moved over your skin, sending out sound waves that bounce off your breast tissue, making an image of your breasts. It doesn’t use radiation or dye.Whichever method you choose, know that it is best to determine if you have early symptoms of breast cancer, and that it is never too late to get help.AXA’s wide range of health and protection products can cover you against critical illnesses such as cancer, so you are empowered to keep protecting what matters most. Find out more by visiting AXA’s health products page by clicking here or reaching out to an AXA financial partner.

What is this promo about?Be among the 20 lucky AXA customers to win holiday treats! Simply register and enroll your credit card via Emma by AXA web and get a chance to be one of the weekly winners of grocery vouchers worth P10,000 or Power Mac Center vouchers worth P10,000.How long is the promo duration?Promo period runs from October 26 – December 13, 2022.Who are qualified to avail of this promo?All existing AXA customers with active life policies who have yet to enroll their credit or debit card in Emma by AXA web. How can I qualify for this promo?Simply register to Emma and enroll your credit or debit card via Emma by AXA web and you can be one of the lucky weekly winners of treats from AXA.​How do I enroll my credit card on Emma?Open the Emma web portal and register your policy. Ensure you use the same email address you used during your insurance application. Login to your account and go to “My Profile”.Click the “View” button in the “Enrolled Cards” section.Click “Add Payment Method” and choose “Credit Card”.Select the policy you want to enroll under the Credit Card payment method.Complete your enrollment by authorizing the transaction fee to be charged to your credit card. What if I am an existing customer and I have registered my credit or debit card already? Can I qualify for the promo?​Only those who have yet to enroll their credit or debit card are qualified to join. Please stay tuned for other exciting promos. Keep checking your Emma by AXA mobile app for announcements.​How will I know if I won the raffle?You will receive an e-voucher via your registered mobile number. Be sure to update your mobile number and email address on Emma by AXA. ​How can I redeem my vouchers?Follow the instructions to be sent via SMS and/or email.​What if I downloaded, paid, and enrolled my credit and debit card to Emma by AXA? Can I win 2 prizes?​You can only win once. If you won in our other promo (Register+Pay), you can no longer qualify for this promo.What if I downloaded, paid, and enrolled my credit and debit card to Emma by AXA all at the same time?​You can only win once but you will qualify for a bigger prize. ​

What is this promo?Be one of the 250 lucky winners of AXA holiday treats for customers. Simply download, register and pay via Emma and get a chance to be a weekly winner of Chatime worth P300 or KrispyKreme worth P300 and Aquaflask worth 1,000.When is the promo duration?Promo period runs from October 26 – December 13, 2022.Who are qualified to avail of this promo?All AXA customers with active policy who have yet to download Emma. Each customer can only win once. How can I qualify for this promo?Simply download, register and pay via Emma by AXA and you can be one of the lucky weekly winners.What if I am an existing customer and I have downloaded Emma by AXA already can I qualify for the promo?Please stay tuned as more exciting promos await you, just keep checking your Emma by AXA account for announcements.How will I know if I won the promo?You will receive your e-voucher on your registered mobile number. Be sure to update your mobile number and email address on Emma by AXA. How can I redeem my promo?You will receive an e-voucher via SMS and Email. Follow the instructions to be sent via SMS and you can redeem it on the branches near you.

Today's vehicles are safer and more enjoyable to drive, thanks to innovations like the invention of the safety glass, three-point seatbelt, airbag, automatic emergency braking, and parking sensors. Yet, driving can still be dangerous, especially in crowded cities. In Metro Manila, for example, the Metro Manila Accident Reporting and Analysis System recorded 65,032 accidents with 337 deaths in one year. That’s a staggering 178 accidents happening daily.That's why companies like Honda and AXA constantly develop products and features that keep people and roads much safer. If you're in the market for a new car that puts safety first, you'll be in for a treat with what Honda and AXA have in store for you.Honda SENSING: an evolution in car safetyHonda has long been committed to its vision of "Safety for Everyone" where roads are safe for drivers, passengers, and pedestrians alike.As early as 2015, Honda Cars Philippines, Inc. signaled a new era of car safety when it debuted the Honda Legend with Honda SENSING technology, followed by the 3rd generation Honda Pilot the year after.Honda SENSING is the car manufacturer's driver-assistive system currently available in the 11th generation All-New Civic, CR-V, Accord, and the new Civic Type R. It makes driving safer and more comfortable with its cameras and sensors that detect vehicles, pedestrians, and obstacles on the road.What to expect from your Honda SENSING-equipped vehicleGet into one of Honda's SENSING-equipped vehicles and you might not notice anything out of the ordinary. After all, the comfort, style, and spaciousness you expect from a Honda remain. The magic happens when you actually drive it.Imagine driving on a busy road filled with vehicles, cyclists, and pedestrians. Your Honda SENSING-equipped vehicle will keep you and everyone around you safe with its Collision Mitigation Braking System (CMBS). It provides visual and audio warnings when it detects a potential collision with a car or pedestrian. If there's an increased risk of collision, CMBS will apply a mild brake or a stronger one to avoid impact or limit damage. CMBS also constantly detects the size, location, and speed of an oncoming object such as a pedestrian or cyclist, so it can stop or slow down the car as needed.  Going on a road trip? Honda SENSING makes traveling extra safe. Its Adaptive Cruise Control (ACC) with Low-Speed Follow (LSF) handles your car's braking and acceleration while you're driving. It checks your distance from the car ahead of you and its speed, and then slows down or speeds up as necessary.That's not all. Honda SENSING's Lane Keeping Assist System (LKAS), Road Departure Mitigation System with Lane Departure Warning (RDM with LDW), and Auto High-Beam (AHB) all put you on the right track throughout your journey, day or night. Of course, you can't forget your car's most important safety feature: you. That's why it's important to always keep your eyes on the road and your hands on the wheel. Long drives can be exhausting too, so make sure you take regular breaks or have someone else take the wheel.Double your protection with AXA Car InsuranceWant extra peace of mind when you're on the road? AXA is a Honda insurance partner that doubles your protection with its comprehensive car insurance. Getting AXA Car Insurance lets you enjoy benefits that go beyond the basics like coverage for theft, bodily injury, and medical expenses for injuries caused by a car accident.AXA revs up your car insurance with access to VIP services and Rescue Line where you can experience easy claims processing through the Emma by AXA mobile app.Rescue Line gives you access to an optional 24/7 Roadside Assistance benefit. It covers vehicle-related services like emergency towing and minor roadside repairs, as well as lifestyle services such as hotel referrals and reservations.Need to file a claim? It only takes three steps with AXA. First, take clear photos of any damage to your vehicle and required documents like your certificate of registration and driver's license. Next, upload the photos using the Emma by AXA app. Finally, wait for an update within 48 hours.Also, there's AXA Motor Club's suite of elite services for your needs on and off the road. Becoming an AXA Motor Club member lets you avail of exclusive services like a dedicated 24/7 concierge for services such as Roadside Assistance and LTO Registration Assistance.Find out how you can double your protection todayEnjoy preferential rates when you purchase your Honda SENSING-equipped vehicle with AXA Car Insurance at any of Honda's 37 showrooms nationwide.Learn more about AXA's Comprehensive Car Insurance in our next article. You may also visit your nearest AXA Business Center or call (+632) 8 581-5292 (available from 8:00 AM – 8:00 PM, Monday – Friday) for more information.

AXA Philippines, one of the country’s leading insurance brands, has partnered with Honda Cars Philippines, Inc. to take road safety to the next level. Honda recently launched its latest line of SENSING-equipped vehicles. Honda SENSING is the company's driver-assistive technology that keeps drivers, passengers, and pedestrians safe at all times with revolutionary features like Collision Mitigation Braking System, Adaptive Cruise Control with Low-Speed Follow, and Lane Keeping Assist System.The technology is currently available in the 11th generation All-New Civic, CR-V, Accord, and the new Civic Type R, which gives car buyers unparalleled comfort and safety wherever they go. If you are planning on purchasing one of these vehicles, you may also want to consider pairing it with AXA's comprehensive car insurance to double your safety.Protection beyond the basicsAXA goes beyond the basics when it comes to car insurance. Aside from giving you peace of mind when you drive, it also makes getting insured and making claims quick and convenient through Emma by AXA.Purchasing a Honda SENSING-equipped vehicle together with AXA comprehensive car insurance doubles your protection with coverage for the following:·         Own damage·         Theft·         Bodily injury, and·         Property damage·         Acts of Nature (AON)You may also opt to get additional coverage for unnamed passengers in the event of an accident.On top of the said features, you also get to enjoy these benefits:·         Access to Rescue Line. Rescue Line is AXA's 24/7 emergency services feature which you can access for free when you install the Emma by AXA app on your smartphone. In case you request emergency assistance, your nominated contacts will also be notified immediately.Rescue Line can also help you request ambulance services as well as fire and police assistance. These are free to access on your first membership year and come with corresponding minimum fees only. ·         Claims in 3 steps. File and make a claim on your smartphone anytime, anywhere. In case you get into an accident, just take clear photos of any damage to your vehicle and the required documents (e.g., certificate of registration and driver's license). Then, upload these photos via the Emma by AXA app and an AXA representative will contact you within 24 hours.·         VIP services. You can be a member of the AXA Motor Club when you avail of AXA's comprehensive car insurance*. As an AXA Motor Club member, get exclusive access to the following:o   24/7 roadside assistance. Get assistance in case you need to have your vehicle unlocked, your battery boosted, your tires changed, and more.o   LTO registration assistance. No time to register your car? Have it done without the hassle**.o   AXA Motor Club Elite Membership. If your insured vehicle's Fair Market Value is at least P1.5 million***, you'll automatically become an AXA Motor Club Elite member. As an Elite member, you get access to AXA's 24/7 dedicated concierge hotline, end-to-end handling of your claims transaction, a birthday treat from AXA, and a P200 Grab Car voucher in case you’ll need an alternative ride due to an accident.So, if you’re already thinking of getting a Honda SENSING-equipped vehicle, know that you can double your protection with AXA's comprehensive car insurance. *Subject to fulfillment of membership criteria.**Subject to a minimum fee. Applicable for policyholders within Metro Manila only.***Must be under one assured name.Double your protection with AXA and Honda SENSING todayToday’s driving technologies make roads much safer, thanks to innovations of car manufacturers like Honda. To help ensure your peace of mind while you drive, add another layer of protection with AXA's comprehensive car insurance. Learn more by visiting your nearest AXA Business Center or calling (+632) 8 581-5292 (available from 8:00 AM – 8:00 PM, Monday – Friday).

Even if you love your job, it can still stress you out! Meeting deadlines or going through your mountain of a workload can still make you feel tense and anxious. You might not be able to avoid all the things that stress you out in the office, but you can learn how to manage work-related stress. At the end of the day, we can only do so much so it's important that we make time for 'me time' for us to cope and feel re-energized as there will always be more to do.Meditation is an easy and inexpensive way to deal with work-related stress. It doesn’t require any special equipment (except maybe your smartphone and a pair of headphones) and you can do it anywhere, even at work. Mindfulness Meditation at workStudies have shown that when given some time for mindfulness at work, employees have reported a significant improvement in their psychological well-being, reduced job strain, and even reduced their blood pressure during the workday.1 What are the benefits of meditation? Meditation can give you a sense of calm, and bring your mind peace and balance that benefits your emotional well-being and overall health. With even just a few minutes of meditation each day, it can help you clear away the information overload that builds up every day, especially at work. Emotional benefits of meditation also include:●     Gaining a new perspective on stressful situations●     Building skills to manage your stress●     An increase in self-awareness●     A chance to focus on the present●     Less negative emotions●     An increase in patience and tolerance●     An increase in imagination and creativity2 There are several types of meditation out there, but for our purposes, we’ll focus on mindfulness meditation. It is a meditation based on being mindful or practicing an increased awareness and acceptance of being and living in the present moment.3 It’s made up of two parts: attention and acceptance.Attention is about paying attention to your experiences so you can focus on what’s happening in the present moment. This means paying attention to your breathing, your thoughts, the physical sensations in your body, and the feelings you are experiencing. In acceptance, you have to observe your feelings and sensations without judgment, with the aim of not reacting or responding to them, but to just take note, and let go.4  Here are some tips on how to practice mindfulness meditation at work.●     Look for a quiet setting and get comfortable. Meditating may be easier if you’re in a quiet spot with few distractions. If your workplace doesn’t have a quiet room or place for you to do that, you can use your smartphone and headphones to listen to relaxing, meditative music that you can look for online. Make sure that you’re seated in a comfortable position without slouching.●     Breathe deeply and slowly, taking care to focus all your attention on your breathing. Concentrate on feeling and listening to yourself as you inhale through your nose and exhale through your mouth. If your attention starts to wander, gently return them to focus on your breathing.●     Be patient with yourself. Don’t judge yourself if you’re unable to clear your mind right away. Meditation takes practice. And it’s common for your mind to wander during meditation.There are other ways to meditate. You might meditate better while you’re exercising, or even when walking to wherever you want to go next. Experiment, and you’ll find out what types of meditation work best to boost your wellbeing.Health care starts with self-care. AXA’s range of health and protection products are here to support your wellbeing as you #MakeTimeForMeTime, so you are empowered to keep protecting what matters most. Find out more by visiting AXA’s health products page by clicking here or reaching out to an AXA financial partner.

CUSTOMER FAQs (September 25 to November 25, 2022)What is the amnesty program about?a.The AXA amnesty program is the extension of the premium due grace period of selected in-force customers who are most affected by the devastation brought about by Typhoon Karding. In support of these customers, we are giving them 90 days from due date to pay their premiums vs. the normal 31-day grace period. This is in the hopes of helping out our customers who will have a hard time paying for their premiums because of the calamityWho are covered by this program?a.In-force customers residing in areas declared under state of calamity due to Typhoon Karding are covered by the amnesty program:i. Policies with an address in the following areas:Quezon Province - Polillo, Patnanungan, Panukulan, Jomalig, Burdeus, and General Nakar Aurora Province - DingalanNueva Ecija Province - Entire Nueva EcijaBulacan - San MiguelPampanga - MacabebeTarlac - Concepcionii. and with premium due dates from September  25, 2022 to November 25, 2022How does the grace period extension apply?By policy contract, the policyholder has 31 days from the policy premium due date to pay the premium for the policy before it lapsed or switches to deduct the premium due from the policy’s account value. The extended grace period means that the Assured now has up to 90 days* from the premium due date to make a payment before the above action/s happen. *Please be advised that Global Health Access policyholders will have a grace period of up to 60 days from current due date to settle their premiums.Does this mean that I will be billed after 90 days from my due date?No, our normal billing cycle will still be followed which means that you will be billed on the day of your due date. No changes in your due date, only the grace period will be extended. I am enrolled to auto-pay, are you going to deduct the payment 90 days from due date?a.Please be advised that affected policies enrolled on automatic payment schedule via bank account or credit card will still follow the normal billing cycle. Therefore, any premium due will still be automatically be debited from the Assured’s enrolled account (billing or debiting happens every 5th or 20th of the month depending on the Assured’s assigned cycle). However, unsuccessful debits will not incur any charge. The customer’s policy will not lapse nor will the premium be deducted from the account value unless the extended grace period ends. Should you wish to change your debit arrangement, please call our Customer Care hotline at (02) 8 581-5292 or email us at customer.service@axa.com.ph.What will happen if I haven’t paid after the normal grace period?a.While nothing will change in the billing, due dates, and premium reminders, policies that are covered by the program will be given considerations on policy lapse, automatic premium loan, and account value to premium as follows:i.If the policy is lapsed and within the extended grace period, we will auto-reinstate the policy and waive the interest (if any)ii.If automatic premium loan is applied, we will apply the payment to loan and waive the interestiii.If account value to premium is applied, the charges will be reversed before applying payment as premium.What will happen if I still don’t pay after the extended grace period?a.Standard policy terms will apply on lapsed, automatic premium loan, account value to premium cases with no considerations.Why am I still receiving payment reminders?a.Premium reminders are system-generated and will still be received by customers covered by the program given that no changes will be made on billing and due dates. Customers are still encouraged to pay on time if possible. However, please disregard any lapsation notices within the extended grace period. What fund price will be applied when I make a payment?a.Fund price that will be applied will be based on the date of payment, not on the billing date. If payment was made on November 2022 for September 2022 due date, fund prices for November 2022 will be applied. Can I file for a claim on my Global Health Access and/or Health Care Access policy during the extended grace perioda.Should a claim occur during the extended grace period for Global Health Access or Health Care Access policies, policyholders will be asked to settle the premium due first before the settlement of the claim. What will happen to premiums due starting November 26, 2022?Premiums due starting November 26, 2022 will revert to the normal 31-day grace period.

Work just doesn’t end when you’re a #SuperMom. That’s why eating healthy can be tough. Between work deadlines and raising kids, when can you even think of squeezing in that healthy lunch? There’s just simply not enough hours in the day. However, having a healthy diet is essential to your wellbeing. Read on for some tips for healthy eating for busy people. Eating for better health It may be tempting to resort to junk food or ordering out, but these would not be your healthiest option. Consuming junk food and processed food contributes to obesity, and other long-term diseases like heart problems, and cancer1. Diabetes is also a likely result of an unhealthy diet, with the Global Nutrition Report noting that in the Philippines, diabetes is estimated to affect 7.9% of adult men, and 7.8% of adult women2. A healthy diet is essential to reducing the risk of these conditions. Here are some tips for healthy eating for busy people. Healthy eating for busy peopleEat healthier snacks You can start by choosing healthier snack options 3 4 5 6. Instead of filling your shopping cart with junk food and anything you find on the shelf, go for granola and protein bars. You can also try preparing healthier fruit and vegetable snacks instead of the processed ones. Try easy-to-prepare meals Cooking can be hard on a busy schedule 4 5 6, but there’s no shame in opting for easier or faster recipes! You can easily find recipes online for some easy-to-prepare meals that can save you time.  You can dedicate some time over the weekend to cook meals for the whole week, or prep food the night before.  Try chopping your veggies in one big batch so you can assemble batch for salads over the next few days. You can also try preparing overnight oats for a healthy breakfast the next morning. And when you’re really short on time, try cooking up some pasta and mixing it with bottled pasta sauce. If you’re up for it, you can try adding some healthy Filipino vegetable dishes to your daily diet, like ginataang gulay, vegetable okoy, or ginisang monggo. Not only is cooking at home more cost-effective, it’s healthier too! Healthier restaurant or takeout options Sometimes even with all the meal prepping and food planning, you’re left with no other choice but to eat out. This can especially be true if your work requires you to travel a lot or attend meetings over lunch and dinner. For situations like these, try to go for the healthiest options on the menu. Choose dishes that have more vegetables, whole grains, and lean protein 4 5. Also try to skip on the sauce while you’re at it since sauces and dips can tend to pack in some unnecessary carbs 7.  AXA’s range of health and protection products are here to support your wellbeing so you are empowered to keep protecting what matters most. Find out more by visiting AXA’s health products page by clicking here or reaching out to an AXA financial partner.

Campaign Mechanics1. Campaign period is from August 16, 2021 to November 16, 2021.2. Applicable to all existing  and new business of Home Security and Condo Security within the campaign period.3. This value-added service is valid for the following policies within the corresponding coverage period:For new policies purchased during the campaign period:  Policy period For existing policies purchased before Aug. 16, 2021: August 16, 2021 to August 16, 2022. This service shall automatically expire along with the existing policy if not renewed. 4. The benefit is payable if any family member up to the 2nd degree of consanguinity, living at the insured address (location of risk as specified in the policy schedule) tested positive for COVID-19.  No benefit will be payable if the COVID-19 case is diagnosed before and/or after the coverage period.5. The COVID-19 case must be diagnosed/confirmed via RT-PCR test done by a professional during the coverage period.6. The client can be paid up to the maximum amount of P5,000.00.7. The cleaning and/or sanitizing service must be carried out by a professional cleaning company at the insured address within 30 days from the date that the family member is confirmed to be infected with COVID-19. The professional cleaning company must be a duly registered business in the Philippines which can issue an official receipt. 8. The claim must be submitted to AXA Philippines within 30 days after the confirmation of COVID-19 infection by providing the following documents:Two government issued IDs of the infected family member RT-PCR positive test result of the infected family memberOfficial Receipt from the professional cleaning company specifying the insured address and scope of service9. The benefit can only be claimed once for the same insured address, regardless of the number of COVID-19 cases and the number of eligible policies underwritten by AXA Philippines. The benefit will also not be replenished in case of policy replacement or reinstatement.10. The eligible policy must be in force and fully paid prior to claim or the credit term, if applicable. Non-payment of premium will automatically forfeit this service. 11. Only advanced policy renewal of up to 90 days is allowed.12. No cancellation of insurance policy unless with written notification to AXA Philippines.13. AXA Philippines shall not be held liable for any loss or damage that may occur to customer’s property during and/or after the cleaning and/or sanitizing service. Customer shall assume all risk and responsibility associated with the service.14. AXA Philippines makes no representations or warranties to any of the service providers hired by its customers. 15. Due to the nature of the mechanics of this benefit, Personal and Sensitive Personal Information may be collected from qualified customers to determine qualification to the benefit. All Personal Data collected will solely be used for this purpose and will not be shared to any parties outside of AXA except when necessary to deliver the services related to this campaign. The collected Personal Data, including Sensitive Personal Information, will be subject to AXA’s Personal Data Retention Policy and security standards.  Full Privacy Policy may be downloaded via https://www.axa.com.ph/privacy-policy 16. AXA Philippines reserves the right to alter or terminate the promotion (in whole or in part) and/or amend the relevant terms and conditions at any time without prior notice. To know more about Home Security, click here.

[Updated as of January 27, 2023]Important note: Charter Ping An Insurance Corporation is now under the brand name AXA Philippines.